Compare Bank & Credit Union Rates
Best savings rates in Kansas
Compare published savings yields, money market accounts included, with minimums, requirements, collection dates and original sources.
Top savings rates
Showing 31–45 results in Kansas
- Farmers & Merchants Bank of ColbyElite SaverSavings · $100 min · 0.75%–2.00% by balance
Bank · 2 branches
2.00%APY$200 a year on $10,000with conditionsRequirements
Product: Must have an Elite Cash Account and enroll in eStatements to qualify for reward rates. If reward qualifications are not met during statement cycle, earn 0.05% APY on balance.
Offer: Earn 2.00% APY on balances up to $50,000 when monthly reward qualifications are met (Elite Cash account and eStatements enrollment).
Qualified rate · No monthly fee
Rate by balance
Rate by balance for Elite Saver Balance APY Up to $50,000Your amount 2.00% Over $50,000 0.75% Rate checked
More details - 2.00%APY$200 a year on $10,000with conditions
Requirements
Product: Opening deposit of at least $25 required. Monthly maintenance fee of $5 is waived for owners of a U.S. Bank Smartly Checking account, Safe Debit account, U.S. Bank Smartly Visa Signature Card, or accounts with a minor under age 18. Relationship rates require maintaining an eligible qualifying product and vary by Combined Qualifying Balance (CQB).
Offer: Relationship rate for Combined Qualifying Balance (CQB) under $5,000. Requires an eligible open and in-good-standing account (U.S. Bank Smartly Checking, Safe Debit, or U.S. Bank Smartly Visa Signature Card).
Qualified rate · 1.00% interest rate · $5 monthly fee · Effective Oct 5, 2026
Rate by balance
Rate by balance for U.S. Bank Smartly Savings Balance APY Up to $5,000 1.00% $5,000 – $25,000Your amount 2.00% $25,000 – $50,000 3.50% $50,000 – $100,000 3.50% $100,000 – $99,999,999,999 3.50% Rate checked
More details - 2.00%APY$200 a year on $10,000with conditions
Requirements
Product: Variable rate account. Monthly maintenance fee of $5 is waived for owners of a Bank Smartly Checking account, Safe Debit account, Bank Smartly Visa Signature Card, or accounts with a minor under age 18. Higher relationship rates require maintaining an eligible product (Bank Smartly Checking, Safe Debit account, or Bank Smartly Visa Signature Card) and are determined by Combined Qualifying Balance (CQB).
Offer: Relationship rate for CQB Under $5,000. Requires qualifying relationship product.
Qualified rate · 1.00% interest rate · $5 monthly fee · Effective Oct 5, 2026
Rate by balance
Rate by balance for Bank Smartly Savings Balance APY Up to $5,000 1.00% $5,000 – $25,000Your amountRelationship rate for CQB $5,000 to $24,999.99. 2.00% $25,000 – $50,000Relationship rate for CQB $25,000 to $49,999.99. 3.50% $50,000 – $100,000Relationship rate for CQB $50,000 to $99,999.99. 3.50% $100,000 and upRelationship rate for CQB $100,000 and above. 3.50% Rate checked
More details - Grant County BankMoney Market AccountMoney Market Account · $1,000 min · 1.92%–2.84% by balance
Bank · 2 branches
1.92%APY$192 a year on $10,000Requirements
Product: Avoid $10 monthly service fee by maintaining a $1,000 minimum average balance. Unlimited in-person withdrawals or by mail; 6 free pre-authorized/check/debit transactions per month, then $5 per excess transaction.
Offer: Monthly fee of $10 waived with $1,000 minimum average balance.
1.90% interest rate · $10 monthly fee · Effective Sep 23, 2026
Rate by balance
Rate by balance for Money Market Account Balance APY Up to $100,000Your amount 1.92% $100,000 – $250,000 2.32% $250,000 – $1,000,000 2.73% $1,000,000 and up 2.84% Rate checked
More details - Community National Bank & TrustPlatinum Savings AccountSavings · $5,000 min · 0.15%–1.91% by balance
Bank · 34 branches
1.91%APY$191 a year on $10,000Requirements
Product: Variable rate account; rate may change after account is opened. $2 monthly service charge waived by maintaining an average daily balance of $25 or more. Includes 6 free withdrawals per cycle ($1 fee per excess withdrawal) and 30 free deposited items per month ($0.25 fee per excess deposited item). Paper statement option has a $1.00 monthly service fee.
Offer: Applies to balances below $5,000. Interest paid quarterly. Variable rate.
0.15% interest rate · $2 monthly fee · Effective Jan 30, 2026
Rate by balance
Rate by balance for Platinum Savings Account Balance APY Up to $5,000 0.15% $5,000 – $25,000Your amount 1.91% $25,000 – $50,000 1.91% $50,000 – $100,000 1.91% Rate checked
More details - Farmers & Merchants BankMoney Market AccountMoney Market Account · $0 min · 1.81%–2.17% by balance
Bank · 1 branch
1.81%APY$181 a year on $10,000Requirements
Product: Avoid a $10 monthly maintenance fee by maintaining a daily balance of $5,000. No minimum deposit to open.
Offer: Avoid a $10 monthly maintenance fee by maintaining a daily balance of $5,000. Rates may change after the account is opened. Fees may reduce earnings.
1.80% interest rate · $10 monthly fee · Effective Jun 22, 2026
Rate by balance
Rate by balance for Money Market Account Balance APY Up to $25,001Your amount 1.81% $25,001 – $100,001 1.86% $100,001 – $250,001 1.96% $250,001 – $500,001 2.02% $500,001 and up 2.17% Rate checked
More details - 1.75%APY$175 a year on $10,000with conditions
Requirements
Product: No branch or call center access with this account. Earn 2.75% APY when you have $1,000+ in monthly Direct Deposit to a FIGFCU Checking account; earn the standard 1.75% APY without the Direct Deposit requirement. No maintenance fees or minimum balance requirement.
Offer: Standard rate without direct deposit requirement.
Qualified rate · No monthly fee
Rate checked
More details - 1.75%APY$175 a year on $10,000
1.73% interest rate · Effective Oct 5, 2026
Rate checked
More details - 1.75%APY$175 a year on $10,000
1.73% interest rate · Effective Oct 5, 2026
Rate checked
More details - Home Bank & Trust CompanyRelationship Rewards Money Market AccountRelationship Rewards Money Market Account · $2,000 min · 1.60%–1.80% by balance
Bank · 6 branches
1.70%APY$170 a year on $10,000with conditionsRequirements
Product: Rate will be calculated using the balance in all accounts which the customer is an owner.
Offer: Relationship balance tier $2,000-$4,999
Qualified rate
Rate by balance
Rate by balance for Relationship Rewards Money Market Account Balance APY $2,000 – $4,999 1.60% $5,000 – $9,999 1.65% $10,000 – $49,999Your amount 1.70% $50,000 and up 1.80% Rate checked
More details - Unity One Credit UnionMoney Market AccountMoney Market Account · $0 min · 0.10%–1.60% by balance
Credit union · 1 branch
1.60%APY$160 a year on $10,000Requirements
Product: $2,500 minimum balance. Dividends are compounded and paid monthly. Withdrawal and transfer limits apply.
Offer: Withdrawal and Transfer Limits Apply
Rate by balance
Rate by balance for Money Market Account Balance APY Up to $2,500 0.10% $2,500 – $5,000 0.40% $5,000 – $10,000 1.00% $10,000 and upYour amount 1.60% Rate checked
More details - 1.60%APY$160 a year on $10,000
Requirements
Product: Rate is variable and subject to change. No monthly service charge if balance falls below $10,000, but will not earn dividends if account falls below $10,000. $2 monthly fee applies for non e-statement accounts / if you opt-out or cancel E-Statement service. Maximum of six electronic withdrawals a month allowed per Federal Regulation D.
Offer: Rate is variable and subject to change. Must maintain $10,000 balance to earn dividends. $2 monthly fee waived for e-statement users.
$2 monthly fee
Rate checked
More details - Nova Credit UnionMoney Market AccountMoney Market Account · $500 min · 1.51%–2.02% by balance
Credit union · 1 branch
1.51%APY$151 a year on $10,000Requirements
Product: Dividends compounded and credited monthly (calendar dividend period). Daily balance calculation method. Account transfer and withdrawal limitations apply; up to three withdrawals per month for free, additional withdrawals are $5 each.
1.50% interest rate · Effective Oct 1, 2026
Rate by balance
Rate by balance for Money Market Account Balance APY $500 and upYour amount 1.51% $100,000 and up 2.02% Rate checked
More details - The Bank of ProtectionMoney Market Demand AccountMoney Market Demand Account · $2,500 min · 1.16%–2.07% by balance
Bank · 5 branches
1.51%APY$151 a year on $10,0001.15% interest rate · Effective Sep 30, 2025
Rate by balance
Rate by balance for Money Market Demand Account Balance APY $2,500 and up 1.16% Over $2,500Your amount 1.51% Over $25,000 2.07% Rate checked
More details - 1.51%APY$151 a year on $10,000with conditions
Requirements
Offer: Conditions Met
Qualified rate · 1.50% interest rate · Effective Sep 29, 2026
Rate by balance
Rate by balance for Go Green Rewards Balance APY Up to $25,000Your amount 1.51% Over $25,000 0.25%* Rate checked
More details
Carrot Score rates each institution on all its CD, savings, auto loan and credit card rates, not just the account shown. How we rank
What savings accounts pay in Kansas
387 accounts at 157 banks and credit unions · checked Oct 16–22
- Typical
- 0.30%
- Top 10% from
- 1.72%
- Banks, typical
- 0.30%
- Credit unions, typical
- 0.25%
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Kansas
Top Carrot institutions
Ranked across their CDs, savings, auto loans and credit cards. How scores work
- Communication Federal Credit UnionCredit union · 1 branch
- Campus Credit UnionCredit union · 1 branch
- Nova Credit UnionCredit union · 1 branch