Bank · FDIC insured
The Farmers State Bank Savings Rates
The Farmers State Bank’s best savings rate is 0.35% APY on $10,000, with its MMDA Account. Rates checked October 16, 2026.
How The Farmers State Bank’s savings rates compare
Compared with banks and credit unions near Topeka, KS, where The Farmers State Bank has the most branches. $10,000, best rate first.
This bank’s best
The Farmers State Bank
1.51%APY
- Requires
- Monthly account activity
- Minimum
- $100
- Earns on $10,000 a year
- $151
Go Green Rewards
Top rate
Communication Federal Credit Union
3.75%APY
- Requires
- None
- Minimum
- —
- Earns on $10,000 a year
- $375
2nd-highest rate
UMB Bank
3.71%APY
- Requires
- None
- Minimum
- —
- Earns on $10,000 a year
- $371
The Farmers State Bank savings score
80
Savings score
Higher than 50% of U.S. banks and credit unions
- $1,000 balance$1,0000.25%
- $10,000 balance$10,0000.35%
- $100,000 balance$100,0000.40%
- QualifiedQualified1.51%
Each track runs from the lowest to the highest rate among U.S. banks and credit unions; the dot is this rate.Qualified: needs another account or monthly activity.
Where The Farmers State Bank ranks
By savings score, in each area where it has branches
Every rate
Current savings rates
Rates from the bank’s website. Earnings assume the rate doesn’t change.
Go Green Rewards
Up to 1.51%APY
| Balance | APY | Earns on $10,000 a yearEarns | Requirement |
|---|---|---|---|
| Up to $25,000Conditions Met | 1.51% | $151 | Conditions Met |
| Any balanceConditions Not Met | 0.05% | $5 | Conditions Not Met |
| Over $25,000Conditions Met | 0.25% | — | Conditions Met |
Sources (1)
- fsbks.bank/deposit-accounts/rates · captured Oct 5, 2026
MMDA Account
0.35%APY
| Balance | APY | Earns on $10,000 a yearEarns | Requirement |
|---|---|---|---|
| Up to $2,500Interest paid monthly | 0.25% | — | Interest paid monthly |
| $2,500 – $10,000Interest paid monthly | 0.30% | — | Interest paid monthly |
| $10,000 – $25,000Interest paid monthly | 0.35% | $35 | Interest paid monthly |
| $25,000 and upInterest paid monthly | 0.40% | — | Interest paid monthly |
Sources (1)
- fsbks.bank/deposit-accounts/rates · captured Oct 5, 2026
Signature Savings Account
0.25%APY
$5.00 monthly maintenance fee waived if average daily balance is $100.00 or more, or if owner is under age 18.
| BalanceRequirement | APY | Earns on $10,000 a yearEarns | Requirement |
|---|---|---|---|
| Up to $1,000,000,000Interest accrued daily and paid quarterly. $5.00 monthly maintenance fee waived if average daily balance is $100.00 or more, or if owner is under age 18.Up to $1,000,000,000 | 0.25% | $25 | Interest accrued daily and paid quarterly. $5.00 monthly maintenance fee waived if average daily balance is $100.00 or more, or if owner is under age 18. |
Sources (2)
All captured Oct 5, 2026
Plus Account
0.20%APY
| Balance | APY | Earns on $10,000 a yearEarns |
|---|---|---|
| Up to $1,000,000,000 | 0.20% | $20 |
Sources (1)
- fsbks.bank/deposit-accounts/rates · captured Oct 5, 2026
Opening an account
Confirm the bank’s opening requirements and whether the account is available where you live. A nearby branch does not establish eligibility for every rate.