Bank · FDIC insured
Grant County Bank
Top CarrotA $298.3M bank headquartered in Ulysses, KS, with 2 branches in Kansas. Best rates: CDs 4.79% and savings 1.92% APY.
Grant County Bank Carrot Score
Carrot ScoreTop Carrot
Higher than 93% of U.S. banks and credit unions
#1 of 6 in Garden City, KS metroHow the score works →
Deposits are federally insured by the FDIC up to $250,000 per depositor.
About Grant County Bank
Chartered in 1907 as The Grant County State Bank, the institution changed its name to Grant County Bank in 1993.
Grant County Bank is a locally owned bank serving its community.
- Headquarters
- 201 S Main St, Ulysses, KS 67880
- FDIC certificate
- 10918 ↗
Branches
2 branches in Kansas
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Kansas
2 branches
Ulysses area · 1
- Grant County BankMain office201 S Main St, Ulysses, KS 67880Directions
Garden City area · 1
- Gcb Bank, A Branch Of Grant County Bank511 N Campus Dr, Garden City, KS 67846Directions
Walk-in offices from the FDIC directory as of September 4, 2026. Directions open Google Maps. A nearby branch doesn’t mean you can join or open an account.
Financial details
| Measure | This bank | Peers’ middle | Strongest quarter |
|---|---|---|---|
| CapitalLeverage ratio | 13.32% | 10.98% | 13.00% or more |
| Troubled loansNoncurrent | 2.07% | 0.42% | 0.09% or less |
| ProfitabilityReturn on assets | 1.79% | 1.24% | 1.68% or more |
| LendingLoans per $100 deposited | $69 | $81 | — |
- CapitalLeverage ratio13.32%Peers’ middle 10.98% · Top 25% 13.00%+
- Troubled loansNoncurrent2.07%Peers’ middle 0.42% · Top 25% ≤0.09%
- ProfitabilityReturn on assets1.79%Peers’ middle 1.24% · Top 25% 1.68%+
- LendingLoans per $100 deposited$69Peers’ middle $81
Compared with the 2,650 banks with $100 million to $1 billion in assets. The strongest quarter is what the best 25% of them reach: more capital and profit, fewer troubled loans. Lending has no better end.Troubled loans are noncurrent: 90 or more days late, or no longer earning interest.
Regulators’ own ratings of Grant County Bank are confidential. These figures are what it reports to the FDIC each quarter, set beside its peers; they aren’t a rating.