Compare Bank & Credit Union Rates
Best savings rates in Wichita, KS
Compare published savings yields, money market accounts included, with minimums, requirements, collection dates and original sources.
Top savings rates
Showing 16–30 results in Wichita, KS
- 1.00%APY$100 a year on $10,000with conditions
Requirements
Product: Requires primary ownership of a Union State Bank consumer checking account. Limit 1 account per individual taxpayer identification number. Closing fee of $25.00 if closed within 60 days of opening.
Offer: Tier 1 rate when qualifications are met (1 deposit, enrollment in e-statements, and maintaining a minimum $2,500.00 average daily balance during monthly statement cycle).
Qualified rate · 0.99% interest rate · No monthly fee
Rate by balance
Rate by balance for eVantage Save Balance APY Up to $50,000Your amount 1.00% $50,000 and up 0.05%* Rate checked
More details - 0.85%APY$85 a year on $10,000
Requirements
Product: Maintain a $5,000 average collected balance to avoid the $10 monthly account service charge. Variable interest is calculated on daily collected balance, compounded and credited monthly.
Offer: $10 monthly fee waived if $5,000 average collected balance is maintained. Only one tier of interest applied per day.
0.85% interest rate · $10 monthly fee · Effective Oct 5, 2026
Rate by balance
Rate by balance for Money Market Balance APY Up to $5,000 0.85% $5,000 – $10,000 0.85% $10,000 – $25,000Your amount 0.85% $25,000 – $50,000 0.85% $50,000 – $100,000 0.85% $100,000 – $1,000,000 1.65% $1,000,000 – $2,500,000 1.75% $2,500,000 – $5,000,000 1.75% $5,000,000 and up 2.00% Rate checked
More details - BMOGrowth Money Market AccountGrowth Money Market Account · $25 min · 0.55%–3.01% by balance
Bank · 3 branches
0.80%APY$80 a year on $10,000with conditionsRequirements
Product: $10 monthly maintenance fee is waived for 60 days after account opening or if you hold a minimum daily balance of $5,000. Requires a $25 minimum opening deposit. Variable rate account.
Offer: Relationship rate (Amplify your APY) for balances less than $5,000. Requires being an Account Owner of both a Growth Money Market account and a BMO Relationship Checking account with qualifying activities.
Qualified rate · $10 monthly fee · Effective Oct 16, 2026
Rate by balance
Rate by balance for Growth Money Market Account Balance APY Up to $5,000 0.55% $5,000 – $25,000Your amount 0.80% $25,000 – $100,000 1.16% $100,000 – $250,000 2.21% $250,000 and up 3.01% Rate checked
More details - Central National BankCentral Prestige MMDACentral Prestige MMDA · $1,000 min · 0.70%–1.26% by balance
Bank · 1 branch
0.75%APY$75 a year on $10,000Requirements
Product: Rates Updated October 13, 2026. Rates and Specials are subject to change. Checking, Savings, and Money Market accounts are variable rate accounts. Rates may change after an account is open. Fees may reduce earnings. 0% for bal. <$1,000; $1,000 daily balance required to earn the APY disclosed. Not available for public fund customers.
Offer: 0% for bal. <$1,000; $1,000 daily balance required to earn the APY disclosed. Variable rate account; rates may change after account is open. Fees may reduce earnings.
0.70% interest rate · Effective Oct 13, 2026
Rate by balance
Rate by balance for Central Prestige MMDA Balance APY $1,000 – $10,000 0.70% $10,000 – $50,000Your amount 0.75% $50,000 – $250,000 0.95% $250,000 – $1,000,000 1.16% $1,000,000 and up 1.26% Rate checked
More details - 0.60%APY$60 a year on $10,000
Requirements
Product: $5 monthly service charge waived if a $300 average collected account balance is maintained. Variable interest calculated on daily collected balance, compounded and credited monthly. Rates may vary by bank location.
Offer: $5 monthly service charge waived with $300 average collected balance. Variable interest calculated daily, compounded and credited monthly. Rates may vary by bank location.
0.60% interest rate · $5 monthly fee · Effective Apr 12, 2019
Rate checked
More details - 0.60%APY$60 a year on $10,000
Requirements
Product: Avoid $10 monthly maintenance fee with $2,500 minimum balance. Six (6) no fee withdrawals per month; over six withdrawals – $10 excess debit fee assessed per withdrawal. Interest compounded & credited monthly.
Offer: Requires minimum daily balance of $2,500 to obtain APY. Avoid monthly maintenance fee with $2,500 minimum balance.
0.60% interest rate · $10 monthly fee
Rate by balance
Rate by balance for Money Market Balance APY $2,500 – $100,000Your amount 0.60% $100,000 – $200,000 1.00% $200,000 – $1,000,000 1.20% $1,000,000 and up 2.50% Rate checked
More details - 0.50%APY$50 a year on $10,000
Requirements
Product: Quarterly service charge of $5.00 applies if the daily balance on any day of the quarter falls below $25.00 (quarterly service charge is $0 if balance remains above $25 all days of cycle). Minimum daily balance of $100.00 required to earn APY.
Offer: Minimum daily balance of $100 required to earn APY. $5 quarterly fee if balance falls below $25 on any day of the quarter.
0.50% interest rate · Effective Oct 2, 2026
Rate checked
More details - 0.50%APY$50 a year on $10,000
Requirements
Product: Membership required with a $25 membership share deposit.
0.25% interest rate · Effective Sep 18, 2026
Rate by balance
Rate by balance for Share Savings Balance APY $100 – $3,000 0.25% $3,000 – $10,000 0.35% $10,000 and upYour amount 0.50% Rate checked
More details - Wheat State Credit UnionMoney MarketMoney Market · $500 min · 0.40%–1.50% by balance
Credit union · 2 branches
0.50%APY$50 a year on $10,000Requirements
Product: Dividends earned on the Average Daily Balance. Minimum Average Daily Balance of $500 to receive dividends. Dividends paid monthly.
Offer: Dividends earned on the Average Daily Balance. Minimum Average Daily Balance of $500 to receive dividends. Dividends paid monthly.
0.40% interest rate · Effective Nov 1, 2023
Rate by balance
Rate by balance for Money Market Balance APY $500 – $5,000 0.40% $5,000 – $50,000Your amount 0.50% $50,000 – $100,000 1.00% $100,000 and up 1.50% Rate checked
More details - Andover State BankRelationship Money MarketRelationship Money Market · $0 min · 0.50%–0.55% by balance
Bank · 1 branch
0.50%APY$50 a year on $10,000Requirements
Offer: Average daily balance of $0-$99,999.99 required to obtain APY.
Rate by balance
Rate by balance for Relationship Money Market Balance APY Up to $100,000Your amount 0.50% $100,000 and up 0.55% Rate checked
More details - 0.45%APY$45 a year on $10,000
Requirements
Product: To open an account online, must be at least 16 years of age, a Kansas resident, and not a resident alien (otherwise open in person or by phone). Interest is compounded daily and credited quarterly.
Offer: Avoid $3 monthly maintenance fee with $25 minimum balance. Three no-fee withdrawals per month; over three withdrawals incurs a $2 excess debit fee per withdrawal if minimum balance is under $2,500. Interest paid on daily balances of $25 and greater.
0.45% interest rate · Compounded daily · $3 monthly fee
Rate checked
More details - Credit Union of AmericaBalance Boost AccountBalance Boost Account · $100 min · 0.30%–3.00% by balance
Credit union · 8 branches
0.45%APY$45 a year on $10,000Requirements
Product: Interest is paid at tier rates on balances within each tier (blended rate). Total interest paid is the sum from each tier. Dividends paid monthly. No minimum balance requirement to earn interest.
Offer: Interest paid at tier rates on balances within each tier. Total interest paid is the sum from each tier. Dividends paid monthly.
2.96% interest rate · Effective May 5, 2026
Rate by balance
Rate by balance for Balance Boost Account Balance APY Up to $2,500 3.00% $2,500 – $5,000 0.75% $5,000 – $15,000Your amount 0.45% $15,000 – $25,000 0.40% $25,000 – $50,000 0.35% Over $50,000 0.30% Rate checked
More details - Garden Plain State BankMoney Market Investor AccountMoney Market Investor Account · $2,500 min · 0.25%–1.75% by balance
Bank · 1 branch
0.37%APY$37 a year on $10,0000.25% interest rate · Effective Sep 23, 2025
Rate by balance
Rate by balance for Money Market Investor Account Balance APY $2,500 and up 0.25% $10,000 and upYour amount 0.37% $25,000 and up 0.50% $100,000 and up 0.50% $150,000 and up 0.50% $200,000 and up 0.75% $250,000 and up 1.75% Rate checked
More details - Heartland Credit UnionInvestment SharesSavings · $100 min · 0.05%–0.35% by balance
Credit union · 1 branch
0.35%APY$35 a year on $10,000Requirements
Product: Tiered savings account with full access to funds and up to 6 withdrawals per month. No time commitment or early withdrawal penalty.
Effective Jun 13, 2025
Rate by balance
Rate by balance for Investment Shares Balance APY $100 – $2,499 0.05% $2,500 – $9,999 0.20% $10,000 – $24,999Your amount 0.35% $25,000 and up 0.35% Rate checked
More details - Andover State BankMoney Market AccountMoney Market Account · $2,500 min · 0.30%–0.45% by balance
Bank · 1 branch
0.35%APY$35 a year on $10,000Requirements
Offer: Average daily balance over $2,500 required to obtain APY.
Rate by balance
Rate by balance for Money Market Account Balance APY $2,500 and up 0.30% $10,000 and upYour amount 0.35% $50,000 and up 0.40% $100,000 and up 0.45% Rate checked
More details
Carrot Score rates each institution on all its CD, savings, auto loan and credit card rates, not just the account shown. How we rank
What savings accounts pay in Wichita, KS
87 accounts at 36 banks and credit unions · checked Oct 15–22
- Typical
- 0.15%
- Top 10% from
- 1.55%
- Banks, typical
- 0.15%
- Credit unions, typical
- 0.15%
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Wichita, KS metro
Top Carrot institutions
Ranked across their CDs, savings, auto loans and credit cards. How scores work
- Campus Credit UnionCredit union · 1 branch
- Credit Union of AmericaCredit union · 10 branches
- Capitol FederalBank · 9 branches