Legacy Bank Savings & Money Market Rates

How Legacy Bank’s savings rates compare

Compared with banks and credit unions near Wichita, KS, where Legacy Bank has the most branches. $10,000, best rate first.

This bank’s best
Legacy Bank
0.60%APY
Minimum
$2,500
Earns on $10,000 a year
$60
Money Market
Top rate
UMB Bank
3.71%APY
Minimum
—
Earns on $10,000 a year
$371
UMB Bank rates
2nd-highest rate
Capitol Federal
3.70%APY
Minimum
$100
Earns on $10,000 a year
$370
Capitol Federal rates

Compare savings rates near you →

81

Savings score

Higher than 56% of U.S. banks and credit unions

By balance

$1,000 balance$1,0000.45%
$10,000 balance$10,0000.60%
$100,000 balance$100,0001.00%
QualifiedQualified0.60%

Each track runs from the lowest to the highest rate among U.S. banks and credit unions; the dot is this rate.Qualified: needs another account or monthly activity.

How the score works →

Where Legacy Bank ranks

By savings score, in each area where it has branches

Every rate

Current savings rates

Rates from the bank’s website. Earnings assume the rate doesn’t change.

Money Market

0.60%APY$2,500 to open

Avoid $10 monthly maintenance fee with $2,500 minimum balance. Six (6) no fee withdrawals per month; over six withdrawals – $10 excess debit fee assessed per withdrawal. Interest compounded & credited monthly.

Earnings on $10,000 over a year.
Balance	APY	Earns on $10,000 a yearEarns	Requirement
$2,500 – $100,000Requires minimum daily balance of $2,500 to obtain APY. Avoid monthly maintenance fee with $2,500 minimum balance.	0.60%	$60	Requires minimum daily balance of $2,500 to obtain APY. Avoid monthly maintenance fee with $2,500 minimum balance.
$100,000 – $200,000Avoid monthly maintenance fee with $2,500 minimum balance.	1.00%	—	Avoid monthly maintenance fee with $2,500 minimum balance.
$200,000 – $1,000,000Avoid monthly maintenance fee with $2,500 minimum balance.	1.20%	—	Avoid monthly maintenance fee with $2,500 minimum balance.
$1,000,000 and upAvoid monthly maintenance fee with $2,500 minimum balance.	2.50%	—	Avoid monthly maintenance fee with $2,500 minimum balance.

Sources (3)

All captured Sep 18, 2026

Savings Account

0.45%APY$100 to open

To open an account online, must be at least 16 years of age, a Kansas resident, and not a resident alien (otherwise open in person or by phone). Interest is compounded daily and credited quarterly.

Earnings on $10,000 over a year.
BalanceRequirement	APY	Earns on $10,000 a yearEarns	Requirement
$25 and upAvoid $3 monthly maintenance fee with $25 minimum balance. Three no-fee withdrawals per month; over three withdrawals incurs a $2 excess debit fee per withdrawal if minimum balance is under $2,500. Interest paid on daily balances of $25 and greater.$25 and up	0.45%	$45	Avoid $3 monthly maintenance fee with $25 minimum balance. Three no-fee withdrawals per month; over three withdrawals incurs a $2 excess debit fee per withdrawal if minimum balance is under $2,500. Interest paid on daily balances of $25 and greater.

Sources (3)

All captured Sep 18, 2026

Special-purpose accounts

Health Savings Account

0.75%APYHSA

Unlimited check writing. Interest is compounded and credited monthly. Must be at least 16 years of age, a Kansas resident, and not a resident alien to open online.

Earnings on $10,000 over a year.
Balance	APY	Earns on $10,000 a yearEarns	Requirement
$1,000 – $2,500$5 monthly maintenance fee assessed after the first 12 statement cycles; avoid monthly maintenance fee with $1,000 minimum balance. Minimum daily balance to obtain APY is $1,000.	0.50%	—	$5 monthly maintenance fee assessed after the first 12 statement cycles; avoid monthly maintenance fee with $1,000 minimum balance. Minimum daily balance to obtain APY is $1,000.
$2,500 and up$5 monthly maintenance fee assessed after the first 12 statement cycles; avoid monthly maintenance fee with $1,000 minimum balance. Minimum daily balance to obtain APY is $2,500.	0.75%	$75	$5 monthly maintenance fee assessed after the first 12 statement cycles; avoid monthly maintenance fee with $1,000 minimum balance. Minimum daily balance to obtain APY is $2,500.

Sources (3)

All captured Sep 18, 2026

Opening an account

Confirm the bank’s opening requirements and whether the account is available where you live. A nearby branch does not establish eligibility for every rate.

Visit institution website ↗Branches and institution details

How Legacy Bank’s savings rates compare

Legacy Bank savings score

Current savings rates

Money Market

Savings Account

Special-purpose accounts

Health Savings Account

Opening an account