Bank · FDIC insured
Andover State Bank
A $232.2M bank headquartered in Andover, KS, with 2 branches in Kansas. Best rates: CDs 3.50% and savings 0.50% APY.
Andover State Bank Carrot Score
78
Carrot Score
Higher than 46% of U.S. banks and credit unions
#12 of 39 in Wichita, KS metroHow the score works →
Deposits are federally insured by the FDIC up to $250,000 per depositor.
About Andover State Bank
- Headquarters
- 511 N Andover Rd, Andover, KS 67002
- FDIC certificate
- 16410 ↗
Branches
2 branches in Kansas
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Kansas
2 branches
- Andover State BankMain office511 N Andover Rd, Andover, KS 67002Directions
- Andover State Bank At Waterfront1717 North Webb Road, Wichita, KS 67206Directions
Walk-in offices from the FDIC directory as of September 4, 2026. Directions open Google Maps. A nearby branch doesn’t mean you can join or open an account.
Financial details
| Measure | This bank | Peers’ middle | Strongest quarter |
|---|---|---|---|
| CapitalLeverage ratio | 8.95% | 10.98% | 13.00% or more |
| Troubled loansNoncurrent | 0.67% | 0.42% | 0.09% or less |
| ProfitabilityReturn on assets | 1.07% | 1.24% | 1.68% or more |
| LendingLoans per $100 deposited | $91 | $81 | — |
- CapitalLeverage ratio8.95%Peers’ middle 10.98% · Top 25% 13.00%+
- Troubled loansNoncurrent0.67%Peers’ middle 0.42% · Top 25% ≤0.09%
- ProfitabilityReturn on assets1.07%Peers’ middle 1.24% · Top 25% 1.68%+
- LendingLoans per $100 deposited$91Peers’ middle $81
Compared with the 2,650 banks with $100 million to $1 billion in assets. The strongest quarter is what the best 25% of them reach: more capital and profit, fewer troubled loans. Lending has no better end.Troubled loans are noncurrent: 90 or more days late, or no longer earning interest.
Regulators’ own ratings of Andover State Bank are confidential. These figures are what it reports to the FDIC each quarter, set beside its peers; they aren’t a rating.