Bank · FDIC insured
Garden Plain State Bank
A $191.5M bank headquartered in Wichita, KS, with 2 branches in Kansas. Best rates: CDs 3.80% and savings 0.37% APY.
Garden Plain State Bank Carrot Score
70
Carrot Score
Higher than 27% of U.S. banks and credit unions
#18 of 39 in Wichita, KS metroHow the score works →
Deposits are federally insured by the FDIC up to $250,000 per depositor.
About Garden Plain State Bank
Garden Plain State Bank was granted a charter by the Kansas Banking Commission in December 1966 and opened in Garden Plain, Kansas, on December 21, 1966.
In 1989, the bank moved its main office to west Wichita, Kansas, and established a branch back to Garden Plain.
- Headquarters
- 10526 W Maple St, Wichita, KS 67209
- FDIC certificate
- 19687 ↗
Branches
2 branches in Kansas
Loading map…
Kansas
2 branches
- Garden Plain State BankMain office10526 W Maple St, Wichita, KS 67209Directions
- Garden Plain Branch525 N Main St, Garden Plain, KS 67050Directions
Walk-in offices from the FDIC directory as of September 4, 2026. Directions open Google Maps. A nearby branch doesn’t mean you can join or open an account.
Financial details
| Measure | This bank | Peers’ middle | Strongest quarter |
|---|---|---|---|
| CapitalLeverage ratio | 15.24% | 10.98% | 13.00% or more |
| Troubled loansNoncurrent | 0.94% | 0.42% | 0.09% or less |
| ProfitabilityReturn on assets | 1.95% | 1.24% | 1.68% or more |
| LendingLoans per $100 deposited | $35 | $81 | — |
- CapitalLeverage ratio15.24%Peers’ middle 10.98% · Top 25% 13.00%+
- Troubled loansNoncurrent0.94%Peers’ middle 0.42% · Top 25% ≤0.09%
- ProfitabilityReturn on assets1.95%Peers’ middle 1.24% · Top 25% 1.68%+
- LendingLoans per $100 deposited$35Peers’ middle $81
Compared with the 2,650 banks with $100 million to $1 billion in assets. The strongest quarter is what the best 25% of them reach: more capital and profit, fewer troubled loans. Lending has no better end.Troubled loans are noncurrent: 90 or more days late, or no longer earning interest.
Regulators’ own ratings of Garden Plain State Bank are confidential. These figures are what it reports to the FDIC each quarter, set beside its peers; they aren’t a rating.