Bank · FDIC insured
Union State Bank Savings Rates
Union State Bank’s best savings rate is 1.00% APY, with its eVantage Save, with extra requirements. Rates checked October 16, 2026.
How Union State Bank’s savings rates compare
Compared with banks and credit unions near Arkansas City, KS, where Union State Bank has the most branches. $10,000, best rate first.
This bank’s best
Union State Bank
1.00%APY
- Requires
- Monthly account activity
- Minimum
- $50
- Earns on $10,000 a year
- $100
eVantage Save
Top rate
Community National Bank & Trust
1.91%APY
- Requires
- None
- Minimum
- $5,000
- Earns on $10,000 a year
- $191
3rd-highest rate
BMO
0.80%APY
- Requires
- Another account
- Minimum
- $25
- Earns on $10,000 a year
- $80
Union State Bank savings score
68
Savings score
Higher than 20% of U.S. banks and credit unions
- $1,000 balance$1,0000.05%
- $10,000 balance$10,0000.05%
- $100,000 balance$100,0000.05%
- QualifiedQualified1.00%
Each track runs from the lowest to the highest rate among U.S. banks and credit unions; the dot is this rate.Qualified: needs another account or monthly activity.
Where Union State Bank ranks
By savings score, in each area where it has branches
Every rate
Current savings rates
Rates from the bank’s website. Earnings assume the rate doesn’t change.
eVantage Save
Up to 1.00%APY
Requires primary ownership of a Union State Bank consumer checking account. Limit 1 account per individual taxpayer identification number. Closing fee of $25.00 if closed within 60 days of opening.
| Balance | APY | Earns on $10,000 a yearEarns | Requirement |
|---|---|---|---|
| Up to $50,000Tier 1 rate when qualifications are met (1 deposit, enrollment in e-statements, and maintaining a minimum $2,500.00 average daily balance during monthly statement cycle). | 1.00% | $100 | Tier 1 rate when qualifications are met (1 deposit, enrollment in e-statements, and maintaining a minimum $2,500.00 average daily balance during monthly statement cycle). |
| Any balanceBase rate applied to all balances when monthly qualifications are not met. | 0.05% | $5 | Base rate applied to all balances when monthly qualifications are not met. |
| $50,000 and upEarns 0.05% interest rate on the portion of daily balance over $50,000.00 when qualifications are met, resulting in a blended APY range from 1.00% to 0.37%. | 0.05% | — | Earns 0.05% interest rate on the portion of daily balance over $50,000.00 when qualifications are met, resulting in a blended APY range from 1.00% to 0.37%. |
Sources (3)
- myunionstate.bank
- myunionstate.bank/evantage-qualification-information
- myunionstate.bank/personal/sav…and-tie-deposit-products
All captured Sep 18, 2026
Opening an account
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