Credit union · NCUA insured
Heartland Credit Union
Top CarrotA $708.6M credit union headquartered in Hutchinson, KS, with 40,642 members and 10 branches in Kansas. Best rates: CDs 4.55% and savings 0.35% APY.
Heartland Credit Union Carrot Score
Carrot ScoreTop Carrot
Higher than 80% of U.S. banks and credit unions
#3 of 13 in Hutchinson, KS metroHow the score works →
Deposits are federally insured by the NCUA up to $250,000 per depositor.
About Heartland Credit Union
Formed on April 1, 1948 as Hutchinson Teachers Credit Union, Heartland Credit Union is a member-owned cooperative.
The institution expanded through mergers and now operates branches serving Kansans throughout Kansas.
- Headquarters
- 4000 N Monroe St, Hutchinson, KS 67502
- NCUA charter
- 62031
Branches
10 branches in Kansas
Loading map…
Kansas
10 branches
Hutchinson area · 5
- Haven103 S Kansas St, Haven, KS 67543Directions
- 23rd & Severance900 E 23rd Ave, Hutchinson, KS 67502Directions
- 29th & Main2900 N Main St, Hutchinson, KS 67502Directions
- Ave A129 W Avenue A, Hutchinson, KS 67501Directions
- Salthawk CenterHutchinson High School, 810 E 13th Ave, Hutchinson, KS 67501Directions
Wichita area · 3
- Newton2201 S Kansas Rd, Newton, KS 67114Directions
- Kellogg12021 E Kellogg Dr, Wichita, KS 67207Directions
- Maize3777 N Maize Rd, Wichita, KS 67205Directions
Hays area · 1
- Hays2825 Plaza Ave, Hays, KS 67601Directions
Ness City area · 1
- Ness City202 S Topeka Ave, Ness City, KS 67560Directions
Walk-in offices from the NCUA directory as of March 31, 2026. Directions open Google Maps. A nearby branch doesn’t mean you can join or open an account.
Financial details
| Measure | This credit union | Peers’ middle | Strongest quarter |
|---|---|---|---|
| CapitalNet worth ratio | 9.79% | 11.43% | 13.58% or more |
| Troubled loans60+ days late | 1.20% | 0.68% | 0.39% or less |
| ProfitabilityReturn on assets | 2.49% | 0.75% | 1.18% or more |
| LendingLoans per $100 deposited | $102 | $76 | — |
- CapitalNet worth ratio9.79%Peers’ middle 11.43% · Top 25% 13.58%+
- Troubled loans60+ days late1.20%Peers’ middle 0.68% · Top 25% ≤0.39%
- ProfitabilityReturn on assets2.49%Peers’ middle 0.75% · Top 25% 1.18%+
- LendingLoans per $100 deposited$102Peers’ middle $76
Compared with the 1,338 credit unions with $100 million to $1 billion in assets. The strongest quarter is what the best 25% of them reach: more capital and profit, fewer troubled loans. Lending has no better end.Troubled loans are loans 60 or more days late.
Regulators’ own ratings of Heartland Credit Union are confidential. These figures are what it reports to the NCUA each quarter, set beside its peers; they aren’t a rating.