Compare Bank & Credit Union Rates
Best savings rates in Topeka, KS
Compare published savings yields, money market accounts included, with minimums, requirements, collection dates and original sources.
Top savings rates
Showing 31–45 results in Topeka, KS
- 0.25%APY$25 a year on $10,000
Requirements
Product: Compounded quarterly; requires a $25.00 minimum quarterly average balance to calculate/earn dividends.
Offer: Compounded quarterly; $25.00 minimum quarterly average balance required to earn dividends.
0.25% interest rate · Compounded quarterly · Effective Mar 3, 2026
Rate checked
More details - 0.20%APY$20 a year on $10,000
Requirements
Product: $50 minimum opening deposit. Monthly service charge is $3 (assessed as $9 quarterly) if Average Ledger Balance (ALB) falls below $200; fee is waived ($0) if an ALB of $200 or more is maintained. Up to 3 free withdrawals per month ($1 for each additional withdrawal). Accounts for children under 18 can be opened with any amount and will not receive the monthly service charge. eStatements are free; paper statements are $3 per statement period.
Offer: Interest is compounded and credited quarterly on month end statement dates in February, May, August, and November. $3 monthly service charge waived if an ALB of $200 or more is maintained.
0.20% interest rate · $3 monthly fee · Effective Oct 14, 2026
Rate checked
More details - 0.15%APY$15 a year on $10,000
Requirements
Product: Variable rate account. Monthly fee of $2.00 is imposed every month if the daily balance on any day of the month falls below $100.00. 6 transfers/withdrawals per month; $1 for each additional.
Offer: Monthly fee of $2.00 waived if daily balance does not fall below $100.00. Interest paid quarterly.
0.15% interest rate · $2 monthly fee · Effective Oct 13, 2026
Rate checked
More details - 0.15%APY$15 a year on $10,000
Requirements
Product: Available to Federal, State, City and County employees and their dependents in Kansas, Nebraska, Iowa, and Missouri. Limited to 6 transfers or automatic withdrawals per month per Reg D.
Offer: Dividend rate is 0.15% or as set by Board of Directors, based on average daily balance if the average is over $50.00. Dividends paid quarterly.
0.15% interest rate
Rate checked
More details - Envista Federal Credit UnionSuper Savings Money MarketSuper Savings Money Market · $0 min · 0.00%–0.15% by balance
Credit union · 7 branches
0.15%APY$15 a year on $10,000Requirements
Product: Fees may reduce earnings. Rates are subject to change without notice.
0.00% interest rate · Effective Apr 9, 2026
Rate by balance
Rate by balance for Super Savings Money Market Balance APY Up to $2,499 0.00% $2,500 – $9,999 0.05% $10,000 and upYour amount 0.15% Rate checked
More details - 0.10%APY$10 a year on $10,000
Requirements
Product: Opened automatically when joining Communication Federal Credit Union. Dividends are paid monthly on daily balance. No monthly withdrawal limit.
Offer: Dividends paid monthly on daily balance.
0.10% interest rate · No monthly fee · Effective Oct 13, 2026
Rate checked
More details - Communication Federal Credit UnionLiquid Gold Money MarketSavings · $0 min · 0.10%–1.25% by balance
Credit union · 1 branch
0.10%APY$10 a year on $10,000Requirements
Product: Money market savings account for higher balances. Dividends paid monthly on daily balance. No monthly withdrawal limit.
0.10% interest rate · Effective Oct 13, 2026
Rate by balance
Rate by balance for Liquid Gold Money Market Balance APY Up to $250,000Your amount 0.10% $250,000 – $500,000 1.00% $500,000 and up 1.25% Rate checked
More details - Communication Federal Credit UnionReverse-Tier Money MaxSavings · $0 min · 0.10%–2.50% by balance
Credit union · 1 branch
0.10%APY$10 a year on $10,000Requirements
Product: Tiered money market savings account with lower tiers earning higher rates (reverse-tier). Dividends paid monthly on daily balance. No monthly withdrawal limit.
2.47% interest rate · Effective Oct 13, 2026
Rate by balance
Rate by balance for Reverse-Tier Money Max Balance APY Up to $2,000 2.50% $2,000 – $4,000Blended APY range stated as 2.50% – 2.13%. 1.76%* $4,000 – $6,000Blended APY range stated as 2.13% – 1.75%. 1.01%* Over $6,000Your amountBlended APY range stated as 1.75% – 0.10%. 0.10%* Rate checked
More details - Communication Federal Credit UnionReverse-Tier Money MaxReverse-Tier Money Max · $0 min · 0.10%–2.50% by balance
Credit union · 1 branch
0.10%APY$10 a year on $10,0002.47% interest rate · No monthly fee · Effective Oct 1, 2026
Rate by balance
Rate by balance for Reverse-Tier Money Max Balance APY Up to $2,000 2.50% $2,000 – $4,000 1.76%* $4,000 – $6,000 1.01%* Over $6,000Your amount 0.10%* Rate checked
More details - Communication Federal Credit UnionLiquid Gold Money MarketLiquid Gold Money Market · $0 min · 0.10%–1.25% by balance
Credit union · 1 branch
0.10%APY$10 a year on $10,0000.10% interest rate · No monthly fee · Effective Oct 1, 2026
Rate by balance
Rate by balance for Liquid Gold Money Market Balance APY Up to $250,000Your amount 0.10% $250,000 – $500,000 1.00% $500,000 and up 1.25% Rate checked
More details - 0.10%APY$10 a year on $10,000
Requirements
Product: $5.00 monthly service charge waived with $100 minimum daily balance or $200 average balance; also waived for customers under age 18 and those age 55+.
Offer: Personal account tier. $5.00 monthly service charge waived with $100 minimum daily balance or $200 average balance, or for customers under age 18 or 55+.
0.10% interest rate · $5 monthly fee · Effective Jul 1, 2026
Rate checked
More details - 0.10%APY$10 a year on $10,000with conditions
Requirements
Product: Must have a Kasasa Cash or Kasasa Cash Back checking account to open. To qualify for highest rates, during each Monthly Qualification Cycle: at least 1 direct deposit, ACH credit, or ACH payment transaction, and at least 12 debit card purchases. Must be enrolled in and log in to online banking at least once and be enrolled in and receive eStatements. Monthly fee is $0.00.
Offer: Applies to entire balance if qualifications are not met in linked Kasasa Cash or Kasasa Cash Back checking account.
Qualified rate · 0.10% interest rate · No monthly fee · Effective Apr 9, 2026
Rate checked
More details - 0.10%APY$10 a year on $10,000
Requirements
Product: Establishes membership at Envista. No monthly service charge or minimum balance requirement. $200 minimum balance to earn stated APY.
Offer: Requires $200 minimum balance to earn stated APY. $5 minimum opening deposit. No monthly service charge.
0.10% interest rate · No monthly fee · Effective Apr 9, 2026
Rate checked
More details - 0.05%APY$5 a year on $10,000with conditions
Requirements
Product: Opening deposit of at least $25 required. Monthly maintenance fee of $5 is waived for owners of a U.S. Bank Smartly Checking account, Safe Debit account, U.S. Bank Smartly Visa Signature Card, or accounts with a minor under age 18. Relationship rates require maintaining an eligible qualifying product and vary by Combined Qualifying Balance (CQB).
Offer: Standard rate for any balance without relationship rate qualification.
Qualified rate · 0.05% interest rate · Balance cap $99,999,999,999 · $5 monthly fee · Effective Oct 5, 2026
Rate checked
More details - 0.05%APY$5 a year on $10,000with conditions
Requirements
Product: Variable rate account. Monthly maintenance fee of $5 is waived for owners of a Bank Smartly Checking account, Safe Debit account, Bank Smartly Visa Signature Card, or accounts with a minor under age 18. Higher relationship rates require maintaining an eligible product (Bank Smartly Checking, Safe Debit account, or Bank Smartly Visa Signature Card) and are determined by Combined Qualifying Balance (CQB).
Offer: Standard interest rate and APY across all balance levels without qualifying relationship product.
Qualified rate · 0.05% interest rate · $5 monthly fee · Effective Oct 5, 2026
Rate checked
More details
Carrot Score rates each institution on all its CD, savings, auto loan and credit card rates, not just the account shown. How we rank
* APY calculated from the stated interest rate. Daily compounding is assumed when the institution does not state it.
What savings accounts pay in Topeka, KS
54 accounts at 18 banks and credit unions · checked Oct 15–17
- Typical
- 0.30%
- Top 10% from
- 1.70%
- Banks, typical
- 0.30%
- Credit unions, typical
- 0.25%
Is your bank paying you enough?
Find your bank or credit union to see all its rates and how they compare near you.
Topeka, KS metro
Top Carrot institutions
Ranked across their CDs, savings, auto loans and credit cards. How scores work
- Communication Federal Credit UnionCredit union · 1 branch
- Bank of the Flint HillsBank · 2 branches
- Capitol FederalBank · 10 branches