Credit union · NCUA insured
1st Kansas Credit Union
A $12.2M credit union headquartered in Topeka, KS, with 1,091 members and 1 branch in Kansas. Best rates: savings 0.15% APY.
1st Kansas Credit Union Carrot Score
62
Carrot Score
Higher than 6% of U.S. banks and credit unions
#20 of 23 in Topeka, KS metroHow the score works →
Deposits are federally insured by the NCUA up to $250,000 per depositor.
About 1st Kansas Credit Union
1st Kansas Credit Union is headquartered in Topeka, Kansas, and is the oldest credit union in the state.
It works to increase ownership, create jobs, revitalize neighborhoods, and build stronger communities.
- Headquarters
- 400 S Kansas Ave Ste B, Topeka, KS 66603-3438
- NCUA charter
- 63217
Membership
Who can join
This may be incomplete or out of date, so check with the credit union before you apply.
Employers and groups
- Employees and retired persons/annuitants of 1st Kansas Credit Union are eligible for membership.
Military, government and schools
- Employees and retirees/annuitants of the United States Postal Service, United States Government, or any Government entity who work in or are paid out of Kansas, Nebraska, Iowa, or Missouri are eligible for membership.
- Federal Government Employee Organizations and Associations are eligible for membership.
Family and household
- Immediate family members of eligible employees, annuitants, and retired persons are eligible for membership.
Branches
1 branch in Kansas
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Kansas
1 branch
- 1st Kansas Credit UnionMain office400 S Kansas Ave Ste B, Topeka, KS 66603Directions
Walk-in offices from the NCUA directory as of March 31, 2026. Directions open Google Maps. A nearby branch doesn’t mean you can join or open an account.
Financial details
Well capitalizedas reported to the NCUA
| Measure | This credit union | Peers’ middle | Strongest quarter |
|---|---|---|---|
| CapitalNet worth ratio | 19.90% | 14.31% | 19.38% or more |
| Troubled loans60+ days late | 0.41% | 0.70% | 0.18% or less |
| ProfitabilityReturn on assets | 0.65% | 0.65% | 1.19% or more |
| LendingLoans per $100 deposited | $51 | $59 | — |
- CapitalNet worth ratio19.90%Peers’ middle 14.31% · Top 25% 19.38%+
- Troubled loans60+ days late0.41%Peers’ middle 0.70% · Top 25% ≤0.18%
- ProfitabilityReturn on assets0.65%Peers’ middle 0.65% · Top 25% 1.19%+
- LendingLoans per $100 deposited$51Peers’ middle $59
Compared with the 2,478 credit unions with under $100 million in assets. The strongest quarter is what the best 25% of them reach: more capital and profit, fewer troubled loans. Lending has no better end.Troubled loans are loans 60 or more days late.
Regulators’ own ratings of 1st Kansas Credit Union are confidential. These figures are what it reports to the NCUA each quarter, set beside its peers; they aren’t a rating.