Credit union · NCUA insured
1st Kansas Credit Union Savings Rates
1st Kansas Credit Union’s best savings rate is 0.15% APY on $10,000, with its Regular Share. Rates checked October 16, 2026.
How 1st Kansas Credit Union’s savings rates compare
Compared with banks and credit unions near Topeka, KS, where 1st Kansas Credit Union has the most branches. $10,000, best rate first.
This credit union’s best
1st Kansas Credit Union
0.15%APY
- Minimum
- $5
- Earns on $10,000 a year
- $15
Regular Share
Top rate
Communication Federal Credit Union
3.75%APY
- Minimum
- —
- Earns on $10,000 a year
- $375
2nd-highest rate
UMB Bank
3.71%APY
- Minimum
- —
- Earns on $10,000 a year
- $371
1st Kansas Credit Union savings score
67
Savings score
Higher than 18% of U.S. banks and credit unions
- $1,000 balance$1,0000.15%
- $10,000 balance$10,0000.15%
- $100,000 balance$100,0000.15%
- QualifiedQualified0.15%
Each track runs from the lowest to the highest rate among U.S. banks and credit unions; the dot is this rate.Qualified: needs another account or monthly activity.
Where 1st Kansas Credit Union ranks
By savings score, in each area where it has branches
Every rate
Current savings rates
Rates from the credit union’s website. Earnings assume the rate doesn’t change.
Regular Share
0.15%APY
Available to Federal, State, City and County employees and their dependents in Kansas, Nebraska, Iowa, and Missouri. Limited to 6 transfers or automatic withdrawals per month per Reg D.
| BalanceRequirement | APY | Earns on $10,000 a yearEarns | Requirement |
|---|---|---|---|
| $50 and upDividend rate is 0.15% or as set by Board of Directors, based on average daily balance if the average is over $50.00. Dividends paid quarterly.$50 and up | 0.15% | $15 | Dividend rate is 0.15% or as set by Board of Directors, based on average daily balance if the average is over $50.00. Dividends paid quarterly. |
Sources (3)
All captured Sep 18, 2026
Special-purpose accounts
Premium Account
0.35%APY
Available to Federal, State, City and County employees and their dependents in Kansas, Nebraska, Iowa, and Missouri. Not linked to debit card or checking account.
| BalanceRequirement | APY | Earns on $10,000 a yearEarns | Requirement |
|---|---|---|---|
| Any balanceMust be opened within the first 14 days of each quarter. Dividend rate is 0.35% or as set by Board of Directors. Dividends paid quarterly.Any balance | 0.35% | $35 | Must be opened within the first 14 days of each quarter. Dividend rate is 0.35% or as set by Board of Directors. Dividends paid quarterly. |
Sources (3)
All captured Sep 18, 2026
Christmas Club
0.00%APY
Available to Federal, State, City and County employees and their dependents in Kansas, Nebraska, Iowa, and Missouri. Must be opened in January. Cannot withdraw until October 1st. No online transfers allowed.
| BalanceRequirement | APY | Earns on $10,000 a yearEarns | Requirement |
|---|---|---|---|
| Any balanceNo dividends paid.Any balance | 0.00% | $0 | No dividends paid. |
Sources (3)
All captured Sep 18, 2026
Who can join 1st Kansas Credit Union
This may be incomplete or out of date, so check with the credit union before you apply.
Employers and groups
- Employees and retired persons/annuitants of 1st Kansas Credit Union are eligible for membership.
Military, government and schools
- Employees and retirees/annuitants of the United States Postal Service, United States Government, or any Government entity who work in or are paid out of Kansas, Nebraska, Iowa, or Missouri are eligible for membership.
- Federal Government Employee Organizations and Associations are eligible for membership.
Family and household
- Immediate family members of eligible employees, annuitants, and retired persons are eligible for membership.
Membership information collected October 4, 2026.