Compare Bank & Credit Union Rates
Best savings rates in McPherson, KS
Compare published savings yields, money market accounts included, with minimums, requirements, collection dates and original sources.
Top savings rates
Showing 1–15 results in McPherson, KS
- 3.66%APY$366 a year on $10,000with conditions
Requirements
Offer: If less than 18 *POS transactions post to your Elite Checking account during the monthly statement cycle: The APY is 0.30% for the entire account balance for the statement cycle.
Qualified rate · Effective Sep 23, 2026
Rate by balance
Rate by balance for Super Savings Balance APY Any balance 0.30% Up to $250,000Your amountTo earn this rate: Complete 18+ POS transactions to your Elite Checking account each monthly cycle. 3.66% $250,001 and upThe 0.30% interest rate will be paid only for the portion of your daily balance that is greater than $250,000. The APY ranges from 0.30% to 3.66%, depending on the account balance, for daily balances over $250,000. If *POS transaction requirements met (18+ POS transactions to Elite Checking). Unknown Rate checked
More details - 3.02%APY$302 a year on $10,000
Rate by balance
Rate by balance for Velocity Money Market Balance APY Up to $24,999Your amount 3.02% Over $24,999 3.85% Rate checked
More details - 2.50%APY$250 a year on $10,000with conditions
Requirements
Product: Must be linked to a High Interest Checking or Cash Back Checking account (limit one Savings Plus account per checking account). If the associated checking account is closed, converted to Regular Savings.
Offer: Applies to balances up to $50,000 when linked High Interest Checking or Cash Back Checking monthly qualification cycle requirements are met. No monthly service fees.
Qualified rate · 2.47% interest rate · No monthly fee · Effective Sep 15, 2026
Rate by balance
Rate by balance for Savings Plus Balance APY Up to $50,000Your amount 2.50% $50,001 and upWhen linked High Interest Checking or Cash Back Checking qualifications are met, 0.35% interest rate is paid on the portion of daily balance greater than $50,000, resulting in a blended APY range from 2.50% to 1.07% depending on balance. 0.35%* Rate checked
More details - Emprise BankMoney Market AccountMoney Market Account · $100 min · 1.45%–2.15% by balance
Bank · 1 branch
1.45%APY$145 a year on $10,000Requirements
Product: $10 monthly service fee waived with $2,500 average daily balance or $10,000 total deposit relationship.
Offer: $10 monthly service fee waived with $2,500 average daily balance or $10,000 total deposit relationship.
1.44% interest rate · $10 monthly fee · Effective Oct 6, 2026
Rate by balance
Rate by balance for Money Market Account Balance APY Up to $4,999 1.45% $5,000 – $9,999 1.45% $10,000 – $24,999Your amount 1.45% $25,000 – $49,999 1.45% $50,000 – $99,999 1.65% $100,000 and up 2.15% Rate checked
More details - 1.00%APY$100 a year on $10,000with conditions
Requirements
Product: Linked to High Interest Checking or Cash Back Checking account. Rates may change after account is opened. Fees may reduce earnings. No monthly service fee. No minimum balance to earn rewards. Minimum opening deposit is $50.
Offer: Earns 1.00% APY on balances up to $50,000 when linked High Interest Checking or Cash Back Checking qualifications are met during Monthly Qualification Cycle.
Qualified rate · No monthly fee · Effective Oct 1, 2025
Rate checked
More details - The Citizens State BankPersonal Money MarketPersonal Money Market · $1,000 min · 0.55%–0.95% by balance
Bank · 3 branches
0.55%APY$55 a year on $10,000Requirements
Product: First time customers are required to come into a branch to sign documentation.
Offer: Qualifying balance up to $24,999.99 with minimum balance to obtain APY of $1,000.
Effective Oct 1, 2025
Rate by balance
Rate by balance for Personal Money Market Balance APY $1,000 – $25,000Your amount 0.55% $25,000 – $75,000 0.60% $75,000 – $150,000 0.70% $150,000 – $250,000 0.80% $250,000 and up 0.95% Rate checked
More details - 0.30%APY$30 a year on $10,000
0.30% interest rate · No monthly fee · Effective Sep 23, 2026
Rate checked
More details - Great Plains FCUMoney Market Share Draft AccountMoney Market Share Draft Account · $2,500 min
Credit union · 1 branch
0.30%APY$30 a year on $10,000Requirements
Product: Earns interest compounded monthly on balances of $2,500 or more. No dividend earned if balance drops below $2,500 at any time during the month. Limited to 6 transactions per month.
Offer: Minimum balance required to earn dividends. No dividend earned if account balance drops below $2,500 at any time during the month.
Compounded monthly · Effective Sep 16, 2025
Rate checked
More details - Farmers State BankPinnacle Money MarketPinnacle Money Market · $5,000 min · 0.20%–0.85% by balance
Bank · 2 branches
0.25%APY$25 a year on $10,000Requirements
Offer: Maintain an average daily balance for the monthly statement cycle of $5,000 to avoid $20 monthly maintenance fee.
0.20% interest rate · $20 monthly fee · Effective Sep 23, 2026
Rate by balance
Rate by balance for Pinnacle Money Market Balance APY Up to $4,999 0.20% $5,000 – $24,999Your amount 0.25% $25,000 – $49,999 0.30% $50,000 – $74,999 0.45% $75,000 – $249,999 0.65% $250,000 and up 0.85% Rate checked
More details - Farmers State BankPlatinum Money MarketPlatinum Money Market · $1,000 min · 0.15%–0.35% by balance
Bank · 2 branches
0.20%APY$20 a year on $10,000Requirements
Offer: Maintain an average daily balance for the monthly statement cycle of $1,000 to avoid $9 monthly maintenance fee.
0.15% interest rate · $9 monthly fee · Effective Sep 23, 2026
Rate by balance
Rate by balance for Platinum Money Market Balance APY $1,000 – $9,999 0.15% $10,000 – $24,999Your amount 0.20% $25,000 – $49,000 0.25% $50,000 and up 0.35% Rate checked
More details - 0.20%APY$20 a year on $10,000
Requirements
Offer: Monthly maintenance fee of $1.00 is charged if average daily balance drops below $100. Minimum balance to earn interest / obtain APY is $100.
$1 monthly fee · Effective Oct 1, 2025
Rate checked
More details - 0.15%APY$15 a year on $10,000
Requirements
Product: Variable interest rate. $5 monthly service fee waived with $250 average daily balance. Withdrawal fee of $3.00 for each withdrawal in excess of 3 per month; unlimited free withdrawals at Emprise ATMs.
Offer: $5 monthly service fee waived with $250 average daily balance. Variable interest rate; earnings compounded and credited monthly.
0.15% interest rate · $5 monthly fee · Effective Sep 15, 2026
Rate checked
More details - 0.15%APY$15 a year on $10,000
Requirements
Offer: Minimum balance required to earn dividends and/or avoid monthly fees.
Effective Sep 16, 2025
Rate checked
More details - 0.15%APY$15 a year on $10,000
Requirements
Offer: Minimum balance required to earn dividends and/or avoid monthly fees.
Effective Sep 16, 2025
Rate checked
More details - 0.05%APY$5 a year on $10,000with conditions
Requirements
Product: Linked to High Interest Checking or Cash Back Checking account. Rates may change after account is opened. Fees may reduce earnings. No monthly service fee. No minimum balance to earn rewards. Minimum opening deposit is $50.
Offer: Base rate applied to all balances if linked checking qualifications are not met during Monthly Qualification Cycle.
Qualified rate · No monthly fee · Effective Oct 1, 2025
Rate checked
More details
Carrot Score rates each institution on all its CD, savings, auto loan and credit card rates, not just the account shown. How we rank
What savings accounts pay in McPherson, KS
16 accounts at 6 banks and credit unions · checked Oct 16
- Typical
- 0.28%
- Top 10% from
- 2.76%
- Banks, typical
- 0.30%
- Credit unions, typical
- 0.15%
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Kansas
Top Carrot institutions
Ranked across their CDs, savings, auto loans and credit cards. How scores work
- Communication Federal Credit UnionCredit union · 1 branch
- Campus Credit UnionCredit union · 1 branch
- Nova Credit UnionCredit union · 1 branch