Credit union · NCUA insured
Great Plains FCU Savings Rates
Great Plains FCU’s best savings rate is 0.30% APY on $10,000, with its Money Market Share Draft Account. Rates checked October 16, 2026.
How Great Plains FCU’s savings rates compare
Compared with banks and credit unions near Joplin, MO-KS, where Great Plains FCU has the most branches. $10,000, best rate first.
This credit union’s best
Great Plains FCU
0.30%APY
- Requires
- None
- Earns on $10,000 a year
- $30
Money Market Share Draft Account
Top rate
First Community Bank
4.00%APY
- Requires
- Monthly account activity
- Earns on $10,000 a year
- $400
2nd-highest rate
UMB Bank
3.71%APY
- Requires
- None
- Earns on $10,000 a year
- $371
Great Plains FCU savings score
73
Savings score
Higher than 34% of U.S. banks and credit unions
- $1,000 balance$1,0000.15%
- $10,000 balance$10,0000.30%
- $100,000 balance$100,0000.30%
- QualifiedQualified0.30%
Each track runs from the lowest to the highest rate among U.S. banks and credit unions; the dot is this rate.Qualified: needs another account or monthly activity.
Where Great Plains FCU ranks
By savings score, in each area where it has branches
Every rate
Current savings rates
Rates from the credit union’s website. Earnings assume the rate doesn’t change.
Money Market Share Draft Account
0.30%APY
Earns interest compounded monthly on balances of $2,500 or more. No dividend earned if balance drops below $2,500 at any time during the month. Limited to 6 transactions per month.
| BalanceRequirement | APY | Earns on $10,000 a yearEarns | Requirement |
|---|---|---|---|
| $2,500 and upMinimum balance required to earn dividends. No dividend earned if account balance drops below $2,500 at any time during the month.$2,500 and up | 0.30% | $30 | Minimum balance required to earn dividends. No dividend earned if account balance drops below $2,500 at any time during the month. |
Sources (2)
All captured Sep 17, 2026
Prime Savings
0.15%APY
| BalanceRequirement | APY | Earns on $10,000 a yearEarns | Requirement |
|---|---|---|---|
| $25 and upMinimum balance required to earn dividends and/or avoid monthly fees.$25 and up | 0.15% | $15 | Minimum balance required to earn dividends and/or avoid monthly fees. |
Sources (1)
- greatplainsfcu.com/deposits/rates · captured Sep 17, 2026
Regular Savings
0.15%APY
| BalanceRequirement | APY | Earns on $10,000 a yearEarns | Requirement |
|---|---|---|---|
| Any balanceMinimum balance required to earn dividends and/or avoid monthly fees.Any balance | 0.15% | $15 | Minimum balance required to earn dividends and/or avoid monthly fees. |
Sources (1)
- greatplainsfcu.com/deposits/rates · captured Sep 17, 2026
Special-purpose accounts
Christmas Club
0.25%APY
| BalanceRequirement | APY | Earns on $10,000 a yearEarns | Requirement |
|---|---|---|---|
| Any balanceMinimum balance required to earn dividends and/or avoid monthly fees.Any balance | 0.25% | $25 | Minimum balance required to earn dividends and/or avoid monthly fees. |
Sources (1)
- greatplainsfcu.com/deposits/rates · captured Sep 17, 2026
Who can join Great Plains FCU
This may be incomplete or out of date, so check with the credit union before you apply.
Where you live or work
- Membership is available to individuals living, working, worshiping, or attending schools in cities or counties where Great Plains FCU branches are located.
Employers and groups
- Membership is available to employees of employers that offer membership as a Select Employee Group (SEG).
Family and household
- Immediate family members of a member—defined as spouse, parent, grandparent, child, grandchild, or sibling (including step and adoptive relationships)—may also join.
Membership information collected October 4, 2026.