Credit union · NCUA insured
Great Plains FCU
A $323.2M credit union headquartered in Joplin, MO, with 28,251 members and 10 branches in 2 states. Best rates: CDs 3.24% and savings 0.30% APY.
Great Plains FCU Carrot Score
66
Carrot Score
Higher than 17% of U.S. banks and credit unions
#11 of 15 in Joplin, MO-KS metroHow the score works →
Deposits are federally insured by the NCUA up to $250,000 per depositor.
About Great Plains FCU
Founded in June 1950 outside Pittsburg, Kansas, Great Plains Federal Credit Union moved its headquarters to Joplin, Missouri in December 1996.
The member-owned financial cooperative originally operated as Spencer Chemical Employees Federal Credit Union serving employees of Spencer Chemical Company.
- Headquarters
- 2306 S Range Line Rd, Joplin, MO 64804
- NCUA charter
- 6853
Membership
Who can join
This may be incomplete or out of date, so check with the credit union before you apply.
Where you live or work
- Membership is available to individuals living, working, worshiping, or attending schools in cities or counties where Great Plains FCU branches are located.
Employers and groups
- Membership is available to employees of employers that offer membership as a Select Employee Group (SEG).
Family and household
- Immediate family members of a member—defined as spouse, parent, grandparent, child, grandchild, or sibling (including step and adoptive relationships)—may also join.
Branches
10 branches in 2 states
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Kansas
8 branches
Abilene area · 1
- Abilene504 N Buckeye Ave, Abilene, KS 67410Directions
Joplin area · 1
- Columbus510 North East Ave, Columbus, KS 66725Directions
Hillsboro area · 1
- Hillsboro110 W D St, Hillsboro, KS 67063Directions
Independence area · 1
- Independence123 E Main St, Independence, KS 67301Directions
McPherson area · 1
- Mcpherson720 N Main St, McPherson, KS 67460Directions
Montezuma area · 1
- Montezuma301 S Alvarado St, Montezuma, KS 67867Directions
Salina area · 1
- Salina I2061 S Ohio St, Salina, KS 67401Directions
Wichita area · 1
- Wichita11122 E Central Ave, Wichita, KS 67206Directions
Missouri
2 branches
- HeadquartersMain office2306 S Range Line Rd, Joplin, MO 64804Directions
- Carthage120 S Garrison Ave, Carthage, MO 64836Directions
Walk-in offices from the NCUA directory as of March 31, 2026. Directions open Google Maps. A nearby branch doesn’t mean you can join or open an account.
Financial details
Well capitalizedas reported to the NCUA
| Measure | This credit union | Peers’ middle | Strongest quarter |
|---|---|---|---|
| CapitalNet worth ratio | 13.04% | 11.43% | 13.58% or more |
| Troubled loans60+ days late | 0.53% | 0.68% | 0.39% or less |
| ProfitabilityReturn on assets | 0.11% | 0.75% | 1.18% or more |
| LendingLoans per $100 deposited | $43 | $76 | — |
- CapitalNet worth ratio13.04%Peers’ middle 11.43% · Top 25% 13.58%+
- Troubled loans60+ days late0.53%Peers’ middle 0.68% · Top 25% ≤0.39%
- ProfitabilityReturn on assets0.11%Peers’ middle 0.75% · Top 25% 1.18%+
- LendingLoans per $100 deposited$43Peers’ middle $76
Compared with the 1,338 credit unions with $100 million to $1 billion in assets. The strongest quarter is what the best 25% of them reach: more capital and profit, fewer troubled loans. Lending has no better end.Troubled loans are loans 60 or more days late.
Regulators’ own ratings of Great Plains FCU are confidential. These figures are what it reports to the NCUA each quarter, set beside its peers; they aren’t a rating.