Credit union · NCUA insured
kstate CREDIT UNION Savings Rates
kstate CREDIT UNION’s best savings rate is 0.95% APY on $10,000, with its Money Market. Rates checked October 16, 2026.
How kstate CREDIT UNION’s savings rates compare
Compared with banks and credit unions near Manhattan, KS, where kstate CREDIT UNION has the most branches. $10,000, best rate first.
This credit union’s best
kstate CREDIT UNION
0.95%APY
- Minimum
- —
- Earns on $10,000 a year
- $95
Money Market
Top rate
UMB Bank
3.71%APY
- Minimum
- —
- Earns on $10,000 a year
- $371
2nd-highest rate
Capitol Federal
3.70%APY
- Minimum
- $100
- Earns on $10,000 a year
- $370
kstate CREDIT UNION savings score
84
Savings score
Higher than 66% of U.S. banks and credit unions
- $1,000 balance$1,0000.95%
- $10,000 balance$10,0000.95%
- $100,000 balance$100,0000.95%
- QualifiedQualified0.95%
Each track runs from the lowest to the highest rate among U.S. banks and credit unions; the dot is this rate.Qualified: needs another account or monthly activity.
Where kstate CREDIT UNION ranks
By savings score, in each area where it has branches
Every rate
Current savings rates
Rates from the credit union’s website. Earnings assume the rate doesn’t change.
Money Market
0.95%APY
Tiered variable rate account. Must maintain a $1,000 minimum balance to avoid a $5 monthly fee. Account will not earn interest/dividends if balance falls below $1,000 at any point during the month. Transaction limit of 6 per month. $5 service charge per check for more than 3 checks clearing per month (checks should be $100 or greater). Dividends compounded monthly.
| BalanceRequirement | APY | Earns on $10,000 a yearEarns | Requirement |
|---|---|---|---|
| Any balanceAPY is shown as high as and subject to change without notice. Must maintain $1,000 minimum balance to avoid $5 monthly fee.Any balance | 0.95% | $95 | APY is shown as high as and subject to change without notice. Must maintain $1,000 minimum balance to avoid $5 monthly fee. |
Share Account
0.45%APY
Membership share required. $5 minimum deposit and balance required to maintain account. Up to 9 savings accounts under one membership number.
| BalanceRequirement | APY | Earns on $10,000 a yearEarns | Requirement |
|---|---|---|---|
| $25 and upMinimum balance of $25 required to earn dividends/interest. No monthly service charge with minimum account balance.$25 and up | 0.45% | $45 | Minimum balance of $25 required to earn dividends/interest. No monthly service charge with minimum account balance. |
Sources (2)
All captured Sep 18, 2026
Special-purpose accounts
Christmas Club
0.60%APY
Automatically transfers saved funds to regular share account in November. Early withdrawal penalty applies ($10).
| BalanceRequirement | APY | Earns on $10,000 a yearEarns | Requirement |
|---|---|---|---|
| Any balanceMinimum opening deposit of $25 is required, but no minimum balance requirement.Any balance | 0.60% | $60 | Minimum opening deposit of $25 is required, but no minimum balance requirement. |
Sources (2)
All captured Sep 18, 2026
Who can join kstate CREDIT UNION
We don’t have this credit union’s membership requirements here yet. Confirm that you can join before applying.