Bank · FDIC insured
Bank of the Flint Hills Savings Rates
Top CarrotBank of the Flint Hills’s best savings rate is 2.12% APY on $10,000, with its Money Market Investment. Rates checked October 16, 2026.
How Bank of the Flint Hills’s savings rates compare
Compared with banks and credit unions near Manhattan, KS, where Bank of the Flint Hills has the most branches. $10,000, best rate first.
This bank’s best
Bank of the Flint Hills
2.12%APY
- Minimum
- $1,000
- Earns on $10,000 a year
- $212
Money Market Investment
Top rate
UMB Bank
3.71%APY
- Minimum
- —
- Earns on $10,000 a year
- $371
2nd-highest rate
Capitol Federal
3.70%APY
- Minimum
- $100
- Earns on $10,000 a year
- $370
Bank of the Flint Hills savings score
89
Savings score
Higher than 90% of U.S. banks and credit unions
- $1,000 balance$1,0000.90%
- $10,000 balance$10,0002.12%
- $100,000 balance$100,0003.07%
- QualifiedQualified2.12%
Each track runs from the lowest to the highest rate among U.S. banks and credit unions; the dot is this rate.Qualified: needs another account or monthly activity.
Where Bank of the Flint Hills ranks
By savings score, in each area where it has branches
Every rate
Current savings rates
Rates from the bank’s website. Earnings assume the rate doesn’t change.
Money Market Investment
2.12%APY
Interest is calculated by the average daily balance method and is compounded and credited monthly. Account includes up to 6 withdrawals per statement cycle ($3 fee per excess withdrawal). Free online & mobile banking, mobile deposit, and complimentary paper statements with images or e-statements.
| Balance | APY | Earns on $10,000 a yearEarns | Requirement |
|---|---|---|---|
| Up to $5,000$10 monthly fee if balance falls below $1,000 on any day during the cycle. | 0.90% | — | $10 monthly fee if balance falls below $1,000 on any day during the cycle. |
| $5,000 – $50,000$10 monthly fee if balance falls below $1,000 on any day during the cycle. | 2.12% | $212 | $10 monthly fee if balance falls below $1,000 on any day during the cycle. |
| $50,000 – $100,000$10 monthly fee if balance falls below $1,000 on any day during the cycle. | 2.17% | — | $10 monthly fee if balance falls below $1,000 on any day during the cycle. |
| $100,000 – $1,000,000$10 monthly fee if balance falls below $1,000 on any day during the cycle. | 3.07% | — | $10 monthly fee if balance falls below $1,000 on any day during the cycle. |
| $1,000,000 and up$10 monthly fee if balance falls below $1,000 on any day during the cycle. | 3.66% | — | $10 monthly fee if balance falls below $1,000 on any day during the cycle. |
Sources (2)
All captured Oct 16, 2026
Kasasa Saver
1.00%APY on $10,000
Exclusively for Kasasa Cash or Kasasa Cash Back checking account holders. No monthly maintenance fees. Qualify each month by making at least 15 debit card purchases (min $1 each), 1 direct deposit/ACH credit/payment, and enrolling in/receiving e-statements. Rewards from Kasasa checking automatically transfer here. $100 opening deposit. Up to 6 withdrawals per statement cycle/calendar month ($3 fee per excess withdrawal).
| Part of the balance | Rate on that part |
|---|---|
| Up to $15,000 | 1.00% |
On $10,000 the tiers blend to about 1.00% APY, earning $100 a year.
Sources (3)
All captured Oct 5, 2026
Personal Savings
0.78%APY
$100 minimum to open. No minimum balance required. Up to 6 withdrawals per calendar month ($3 fee per excess). Interest calculated by average daily balance method and credited quarterly. Quarterly statements.
| BalanceRequirement | APY | Earns on $10,000 a yearEarns | Requirement |
|---|---|---|---|
| Any balanceInterest compounded and credited quarterly. Calculated using average daily balance method.Any balance | 0.78% | $78 | Interest compounded and credited quarterly. Calculated using average daily balance method. |
Sources (3)
All captured Oct 5, 2026
Special-purpose accounts
Holiday Club Account
1.26%APY
No minimum balance to open. No monthly maintenance fees. Full balance plus interest is automatically paid out on November 1. No withdrawals allowed until payout date (1 withdrawal per year). Interest calculated by average daily balance method and compounded/credited yearly. Annual statement.
| BalanceRequirement | APY | Earns on $10,000 a yearEarns | Requirement |
|---|---|---|---|
| Any balanceInterest compounded and credited yearly. Calculated using average daily balance method. Payout on November 1. Listed on rate schedule under Holiday/Vacation Account.Any balance | 1.26% | $126 | Interest compounded and credited yearly. Calculated using average daily balance method. Payout on November 1. Listed on rate schedule under Holiday/Vacation Account. |
Sources (3)
All captured Oct 5, 2026
Vacation Club Account
1.26%APY
No minimum balance to open. No maintenance fees. Full balance plus interest is automatically paid out on May 1. No withdrawals allowed until payout date (1 withdrawal per year). Interest calculated by average daily balance method and compounded/credited yearly. Annual statement.
| BalanceRequirement | APY | Earns on $10,000 a yearEarns | Requirement |
|---|---|---|---|
| Any balanceInterest compounded and credited yearly. Calculated using average daily balance method. Payout on May 1. Listed on rate schedule under Holiday/Vacation Account.Any balance | 1.26% | $126 | Interest compounded and credited yearly. Calculated using average daily balance method. Payout on May 1. Listed on rate schedule under Holiday/Vacation Account. |
Sources (3)
All captured Oct 5, 2026
Opening an account
Confirm the bank’s opening requirements and whether the account is available where you live. A nearby branch does not establish eligibility for every rate.