Compare Bank & Credit Union Rates
Best savings rates in Iowa
Compare published savings yields, money market accounts included, with minimums, requirements, collection dates and original sources.
Top savings rates
Showing 76–90 results in Iowa
- 1.00%APY$100 a year on $10,000
Requirements
Product: Rates are variable and subject to change without notice after account is opened.
Offer: $10 maintenance fee is applied per statement cycle if minimum daily balance falls below $100. Fees may reduce earnings.
1.00% interest rate · $10 monthly fee · Effective Sep 25, 2026
Rate checked
More details - 1.00%APY$100 a year on $10,000
Requirements
Product: Must have an open share account to access other savings products.
Offer: Minimum $1,000 balance. Rates subject to change after opening without prior notice.
1.00% interest rate · No monthly fee · Effective Oct 1, 2026
Rate checked
More details - Fox Valley Credit UnionMoney Market AccountMoney Market Account · $1,000 min · 1.00%–1.41% by balance
Credit union · 1 branch
1.00%APY$100 a year on $10,000Requirements
Product: Dividends are paid monthly and a minimum balance of $1,000 is required.
Offer: Dividends Paid Monthly
1.00% interest rate · Effective Oct 6, 2026
Rate by balance
Rate by balance for Money Market Account Balance APY $1,000 – $10,000Your amount 1.00% $10,001 – $20,000 1.11% $20,001 – $50,000 1.21% $50,001 – $100,000 1.31% $100,001 and up 1.41% Rate checked
More details - 1.00%APY$100 a year on $10,000
Requirements
Product: Tiered minimum balance required to open and maintain account. $10/month service charge if balance falls below $10,000; lowest tier balance must be met to avoid service charge.
Offer: Daily balance below $10,000 incurs $10/month service charge. Interest accrues daily and credited bi-annually. Rates subject to change daily without notice.
0.00% interest rate · $10 monthly fee · Effective Sep 25, 2026
Rate by balance
Rate by balance for Premium Savings Balance APY Up to $10,000 0.00% $10,000 – $49,999Your amount 1.00% $50,000 – $99,999 1.16% $100,000 – $249,999 1.26% $250,000 – $999,999 1.66% $1,000,000 – $1,999,999 3.04% $2,000,000 and up 3.30% Rate checked
More details - 1.00%APY$100 a year on $10,000with conditions
Requirements
Product: Free e-statements or $3 monthly paper statement. $100 minimum deposit to open, or $5 when combined with Inspire Checking Account.
Offer: $5 minimum opening deposit when combined with Inspire Checking Account.
Qualified rate · 1.00% interest rate · No monthly fee · Effective Sep 28, 2026
Rate checked
More details - 1.00%APY$100 a year on $10,000
Requirements
Product: Rate is variable and subject to change after account opening. $10 monthly service charge waived with a $2,000 minimum daily balance. Six free transactions per monthly statement cycle ($10 per additional transaction).
Offer: $10 monthly service charge waived with a $2,000 minimum daily balance.
0.50% interest rate · $10 monthly fee · Effective Oct 1, 2026
Rate by balance
Rate by balance for Money Market Balance APY Up to $9,999 0.50% $10,000 – $99,999Your amount 1.00% $100,000 – $499,999 1.46% $500,000 – $999,999 1.76% $1,000,000 – $9,999,999 2.53% $10,000,000 and up 2.53% Rate checked
More details - 1.00%APY$100 a year on $10,000
Requirements
Product: Interest accrues quarterly.
Offer: Quarterly interest accrual.
1.00% interest rate · Effective Oct 1, 2026
Rate checked
More details - 1.00%APY$100 a year on $10,000with conditions
Requirements
Product: Links to free Legacy Checking or Legacy Rewards Checking. No monthly maintenance fees.
Offer: Applies on balances up to $25,000 when qualification requirements are met in linked Legacy Checking or Legacy Rewards Checking (at least 15 debit card purchases, enrolled in eStatements, and at least one direct deposit or ACH payment per monthly qualification cycle). Compound frequency monthly.
Qualified rate · 1.00% interest rate · Balance cap $25,000 · No monthly fee · Effective Oct 1, 2026
Rate checked
More details - Centris Federal Credit UnionAdvantage Money MarketAdvantage Money Market · $0 min · 0.00%–1.50% by balance
Credit union · 2 branches
1.00%APY$100 a year on $10,000Requirements
Product: Earn tiered dividends with a $2,500 average daily balance. $15 monthly service fee waived if minimum daily balance is $2,500. Eligible for a variable relationship rate increase of 0.50% APY when maintaining a $2,500 minimum daily balance and a qualifying checking account with monthly direct deposit of $2,500 or more.
Offer: Monthly service fee of $15 waived if minimum daily balance is $2,500. Rate tier for balances $0.00 - $2,499.99.
0.00% interest rate · $15 monthly fee · Effective Sep 1, 2026
Rate by balance
Rate by balance for Advantage Money Market Balance APY Up to $2,500 0.00% $2,500 – $10,000Eligible for a 0.50% APY relationship rate increase with qualifying checking and $2,500+ monthly direct deposit. 0.75% $10,000 – $25,000Your amountEligible for a 0.50% APY relationship rate increase with qualifying checking and $2,500+ monthly direct deposit. 1.00% $25,000 – $50,000Eligible for a 0.50% APY relationship rate increase with qualifying checking and $2,500+ monthly direct deposit. 1.25% $50,000 and upEligible for a 0.50% APY relationship rate increase with qualifying checking and $2,500+ monthly direct deposit. 1.50% Rate checked
More details - 1.00%APY$100 a year on $10,000
1.00% interest rate
Rate by balance
Rate by balance for Hi-Fi Balance APY Up to $49,999Your amount 1.00% $50,000 – $99,999 1.25% $100,000 – $249,999 1.40% $250,000 – $499,999 1.50% $500,000 – $749,999 1.75% $750,000 and up 2.00% Rate checked
More details - Affinity Credit UnionMoney MarketMoney Market · $5,000 min · 1.00%–3.04% by balance
Credit union · 2 branches
1.00%APY$100 a year on $10,000Requirements
Product: Residency or work in Polk, Boone, Story, Marshall, Dallas, Jasper, Madison, Warren, Marion, Adams, Union, Page, Taylor, or Ringgold counties required. Must maintain tier balance to earn APY. Rates subject to change after opening. $5 minimum savings account required.
Offer: Maintain minimum balance for this tier to earn stated APY. Dividends credited and compounded monthly.
1.00% interest rate · Compounded monthly · No monthly fee · Effective Oct 1, 2022
Rate by balance
Rate by balance for Money Market Balance APY $5,000 – $25,000Your amount 1.00% $25,000 – $100,000 1.76% $100,000 – $250,000 2.53% $250,000 and up 3.04% Rate checked
More details - 1.00%APY$100 a year on $10,000with conditions
Requirements
Product: Must be tied to a primary checking account at LSB. Limit of one Bonus Savings account per household; not eligible with a Leighton Savings rewards account.
Offer: Maintenance fee of $1.00 per withdrawal after 6 per statement cycle; $1.00 minimum balance fee if balance falls below $50.00 during the statement cycle.
Qualified rate · 0.05% interest rate · Effective May 1, 2026
Rate by balance
Rate by balance for Bonus Savings Balance APY Up to $5,000 0.05% $5,000 – $25,000Your amount 1.00% $25,000 – $50,000 0.30% $50,000 and up 0.35% Rate checked
More details - 1.00%APY$100 a year on $10,000
Requirements
Product: Dividends are earned monthly. Rates are subject to change at every dividend period (30 days). No time restrictions.
Offer: Dividends are earned monthly. Minimum balance of $500.00.
1.00% interest rate · Effective Jul 25, 2025
Rate checked
More details - 1.00%APY$100 a year on $10,000with conditions
Requirements
Product: Must have a STAR Checking account to open. Limit one STAR Checking and one STAR Savings per Social Security Number. Early closure fee of $30 applies if STAR checking account is closed within 6 months.
Offer: Must meet requirements of STAR Checking account.
Qualified rate · 1.00% interest rate · Effective Dec 16, 2023
Rate by balance
Rate by balance for STAR Savings Balance APY Up to $20,000Your amount 1.00% Over $20,000 0.20% Rate checked
More details - 0.95%APY$95 a year on $10,000
Requirements
Product: Monthly maintenance fee of $6.99 is waived with a $200 minimum daily balance or for individuals age 55 and over.
Offer: Benefits Banking Loyalty Program Gold Tier (Base Interest Rate + 0.40%). Monthly fee of $6.99 waived with $200 minimum daily balance or for individuals age 55 and over.
0.95% interest rate · $6.99 monthly fee · Effective Oct 16, 2026
Rate checked
More details
Carrot Score rates each institution on all its CD, savings, auto loan and credit card rates, not just the account shown. How we rank
What savings accounts pay in Iowa
440 accounts at 171 banks and credit unions · checked Oct 16–22
- Typical
- 0.25%
- Top 10% from
- 1.40%
- Banks, typical
- 0.25%
- Credit unions, typical
- 0.25%
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Iowa
Top Carrot institutions
Ranked across their CDs, savings, auto loans and credit cards. How scores work
- Collins Community Credit UnionCredit union · 9 branches
- Serve Credit UnionCredit union · 2 branches
- Advantage Credit UnionCredit union · 1 branch