Bank · FDIC insured
Bankers Trust Savings Rates
Top CarrotBankers Trust’s best savings rate is 1.25% APY on $10,000, with its Investment Savings. Rates checked October 16, 2026.
How Bankers Trust’s savings rates compare
Compared with banks and credit unions near Des Moines, IA, where Bankers Trust has the most branches. $10,000, best rate first.
This bank’s best
Bankers Trust
1.25%APY
- Minimum
- $1,000
- Earns on $10,000 a year
- $125
Investment Savings
Top rate
UMB Bank
3.71%APY
- Minimum
- —
- Earns on $10,000 a year
- $371
2nd-highest rate
Iowa Trust
3.70%APY
- Minimum
- $100
- Earns on $10,000 a year
- $370
Bankers Trust savings score
87
Savings score
Higher than 78% of U.S. banks and credit unions
By balance
- $1,000 balance$1,0001.20%
- $10,000 balance$10,0001.25%
- $100,000 balance$100,0001.45%
- QualifiedQualified1.25%
Each track runs from the lowest to the highest rate among U.S. banks and credit unions; the dot is this rate.Qualified: needs another account or monthly activity.
Where Bankers Trust ranks
By savings score, in each area where it has branches
Every rate
Current savings rates
Rates from the bank’s website. Earnings assume the rate doesn’t change.
Investment Savings
Up to 1.25%APY
Check writing available. Monthly maintenance fee of $12.99 is waived with a $1,000 minimum daily balance.
| Balance | APY | Earns on $10,000 a yearEarns | Requirement |
|---|---|---|---|
| Up to $5,000Benefits Banking Loyalty Program Platinum Tier (Base Interest Rate + 0.50%). Monthly fee of $12.99 waived with $1,000 minimum daily balance. | 1.20% | — | Benefits Banking Loyalty Program Platinum Tier (Base Interest Rate + 0.50%). Monthly fee of $12.99 waived with $1,000 minimum daily balance. |
| Up to $5,000Benefits Banking Loyalty Program Gold Tier (Base Interest Rate + 0.40%). Monthly fee of $12.99 waived with $1,000 minimum daily balance. | 1.10% | — | Benefits Banking Loyalty Program Gold Tier (Base Interest Rate + 0.40%). Monthly fee of $12.99 waived with $1,000 minimum daily balance. |
| Up to $5,000Base Rate (Consumer Rate Sheet) / Benefits Banking Loyalty Program Bronze Tier and Silver Tier APY. Monthly fee of $12.99 waived with $1,000 minimum daily balance. | 0.70% | — | Base Rate (Consumer Rate Sheet) / Benefits Banking Loyalty Program Bronze Tier and Silver Tier APY. Monthly fee of $12.99 waived with $1,000 minimum daily balance. |
| $5,000 – $10,000Benefits Banking Loyalty Program Platinum Tier (Base Interest Rate + 0.50%). Monthly fee of $12.99 waived with $1,000 minimum daily balance. | 1.23% | — | Benefits Banking Loyalty Program Platinum Tier (Base Interest Rate + 0.50%). Monthly fee of $12.99 waived with $1,000 minimum daily balance. |
| $5,000 – $10,000Benefits Banking Loyalty Program Gold Tier (Base Interest Rate + 0.40%). Monthly fee of $12.99 waived with $1,000 minimum daily balance. | 1.13% | — | Benefits Banking Loyalty Program Gold Tier (Base Interest Rate + 0.40%). Monthly fee of $12.99 waived with $1,000 minimum daily balance. |
| $5,000 – $10,000Base Rate (Consumer Rate Sheet) / Benefits Banking Loyalty Program Bronze Tier and Silver Tier APY. Monthly fee of $12.99 waived with $1,000 minimum daily balance. | 0.73% | — | Base Rate (Consumer Rate Sheet) / Benefits Banking Loyalty Program Bronze Tier and Silver Tier APY. Monthly fee of $12.99 waived with $1,000 minimum daily balance. |
| $10,000 – $50,000Benefits Banking Loyalty Program Platinum Tier (Base Interest Rate + 0.50%). Monthly fee of $12.99 waived with $1,000 minimum daily balance. | 1.25% | $125 | Benefits Banking Loyalty Program Platinum Tier (Base Interest Rate + 0.50%). Monthly fee of $12.99 waived with $1,000 minimum daily balance. |
| $10,000 – $50,000Benefits Banking Loyalty Program Gold Tier (Base Interest Rate + 0.40%). Monthly fee of $12.99 waived with $1,000 minimum daily balance. | 1.15% | $115 | Benefits Banking Loyalty Program Gold Tier (Base Interest Rate + 0.40%). Monthly fee of $12.99 waived with $1,000 minimum daily balance. |
| $10,000 – $50,000Base Rate (Consumer Rate Sheet) / Benefits Banking Loyalty Program Bronze Tier and Silver Tier APY. Monthly fee of $12.99 waived with $1,000 minimum daily balance. | 0.75% | $75 | Base Rate (Consumer Rate Sheet) / Benefits Banking Loyalty Program Bronze Tier and Silver Tier APY. Monthly fee of $12.99 waived with $1,000 minimum daily balance. |
| $50,000 – $100,000Benefits Banking Loyalty Program Platinum Tier (Base Interest Rate + 0.50%). Monthly fee of $12.99 waived with $1,000 minimum daily balance. | 1.43% | — | Benefits Banking Loyalty Program Platinum Tier (Base Interest Rate + 0.50%). Monthly fee of $12.99 waived with $1,000 minimum daily balance. |
| $50,000 – $100,000Benefits Banking Loyalty Program Gold Tier (Base Interest Rate + 0.40%). Monthly fee of $12.99 waived with $1,000 minimum daily balance. | 1.33% | — | Benefits Banking Loyalty Program Gold Tier (Base Interest Rate + 0.40%). Monthly fee of $12.99 waived with $1,000 minimum daily balance. |
| $50,000 – $100,000Base Rate (Consumer Rate Sheet) / Benefits Banking Loyalty Program Bronze Tier and Silver Tier APY. Monthly fee of $12.99 waived with $1,000 minimum daily balance. | 0.93% | — | Base Rate (Consumer Rate Sheet) / Benefits Banking Loyalty Program Bronze Tier and Silver Tier APY. Monthly fee of $12.99 waived with $1,000 minimum daily balance. |
| $100,000 and upBenefits Banking Loyalty Program Platinum Tier (Base Interest Rate + 0.50%). Monthly fee of $12.99 waived with $1,000 minimum daily balance. | 1.45% | — | Benefits Banking Loyalty Program Platinum Tier (Base Interest Rate + 0.50%). Monthly fee of $12.99 waived with $1,000 minimum daily balance. |
| $100,000 and upBenefits Banking Loyalty Program Gold Tier (Base Interest Rate + 0.40%). Monthly fee of $12.99 waived with $1,000 minimum daily balance. | 1.35% | — | Benefits Banking Loyalty Program Gold Tier (Base Interest Rate + 0.40%). Monthly fee of $12.99 waived with $1,000 minimum daily balance. |
| $100,000 and upBase Rate (Consumer Rate Sheet) / Benefits Banking Loyalty Program Bronze Tier and Silver Tier APY. Monthly fee of $12.99 waived with $1,000 minimum daily balance. | 0.95% | — | Base Rate (Consumer Rate Sheet) / Benefits Banking Loyalty Program Bronze Tier and Silver Tier APY. Monthly fee of $12.99 waived with $1,000 minimum daily balance. |
Sources (1)
- bankerstrust.com/personal/savings · captured Oct 16, 2026
Regular Savings
Up to 1.05%APY
Monthly maintenance fee of $6.99 is waived with a $200 minimum daily balance or for individuals age 55 and over.
| BalanceRequirement | APY | Earns on $10,000 a yearEarns | Requirement |
|---|---|---|---|
| Any balanceBenefits Banking Loyalty Program Platinum Tier (Base Interest Rate + 0.50%). Monthly fee of $6.99 waived with $200 minimum daily balance or for individuals age 55 and over.Any balance | 1.05% | $105 | Benefits Banking Loyalty Program Platinum Tier (Base Interest Rate + 0.50%). Monthly fee of $6.99 waived with $200 minimum daily balance or for individuals age 55 and over. |
| Any balanceBenefits Banking Loyalty Program Gold Tier (Base Interest Rate + 0.40%). Monthly fee of $6.99 waived with $200 minimum daily balance or for individuals age 55 and over.Any balance | 0.95% | $95 | Benefits Banking Loyalty Program Gold Tier (Base Interest Rate + 0.40%). Monthly fee of $6.99 waived with $200 minimum daily balance or for individuals age 55 and over. |
| Any balanceBase Rate (Consumer Rate Sheet) / Benefits Banking Loyalty Program Bronze Tier and Silver Tier APY. Monthly fee of $6.99 waived with $200 minimum daily balance or for individuals age 55 and over.Any balance | 0.55% | $55 | Base Rate (Consumer Rate Sheet) / Benefits Banking Loyalty Program Bronze Tier and Silver Tier APY. Monthly fee of $6.99 waived with $200 minimum daily balance or for individuals age 55 and over. |
Sources (1)
- bankerstrust.com/personal/savings · captured Oct 16, 2026
Special-purpose accounts
Secure LifeStyles Savings
Up to 1.25%APY
Designed for Secure LifeStyles Club (SLC) members (age 50+). Includes discounts on other bank services.
| Balance | APY | Earns on $10,000 a yearEarns | Requirement |
|---|---|---|---|
| Up to $5,000Benefits Banking Loyalty Program Platinum Tier (Base Interest Rate + 0.50%). | 1.20% | — | Benefits Banking Loyalty Program Platinum Tier (Base Interest Rate + 0.50%). |
| Up to $5,000Benefits Banking Loyalty Program Gold Tier (Base Interest Rate + 0.40%). | 1.10% | — | Benefits Banking Loyalty Program Gold Tier (Base Interest Rate + 0.40%). |
| Up to $5,000Base Rate (Consumer Rate Sheet) / Benefits Banking Loyalty Program Bronze Tier and Silver Tier APY. | 0.70% | — | Base Rate (Consumer Rate Sheet) / Benefits Banking Loyalty Program Bronze Tier and Silver Tier APY. |
| $5,000 – $10,000Benefits Banking Loyalty Program Platinum Tier (Base Interest Rate + 0.50%). | 1.23% | — | Benefits Banking Loyalty Program Platinum Tier (Base Interest Rate + 0.50%). |
| $5,000 – $10,000Benefits Banking Loyalty Program Gold Tier (Base Interest Rate + 0.40%). | 1.13% | — | Benefits Banking Loyalty Program Gold Tier (Base Interest Rate + 0.40%). |
| $5,000 – $10,000Base Rate (Consumer Rate Sheet) / Benefits Banking Loyalty Program Bronze Tier and Silver Tier APY. | 0.73% | — | Base Rate (Consumer Rate Sheet) / Benefits Banking Loyalty Program Bronze Tier and Silver Tier APY. |
| $10,000 – $50,000Benefits Banking Loyalty Program Platinum Tier (Base Interest Rate + 0.50%). | 1.25% | $125 | Benefits Banking Loyalty Program Platinum Tier (Base Interest Rate + 0.50%). |
| $10,000 – $50,000Benefits Banking Loyalty Program Gold Tier (Base Interest Rate + 0.40%). | 1.15% | $115 | Benefits Banking Loyalty Program Gold Tier (Base Interest Rate + 0.40%). |
| $10,000 – $50,000Base Rate (Consumer Rate Sheet) / Benefits Banking Loyalty Program Bronze Tier and Silver Tier APY. | 0.75% | $75 | Base Rate (Consumer Rate Sheet) / Benefits Banking Loyalty Program Bronze Tier and Silver Tier APY. |
| $50,000 – $100,000Benefits Banking Loyalty Program Platinum Tier (Base Interest Rate + 0.50%). | 1.43% | — | Benefits Banking Loyalty Program Platinum Tier (Base Interest Rate + 0.50%). |
| $50,000 – $100,000Benefits Banking Loyalty Program Gold Tier (Base Interest Rate + 0.40%). | 1.33% | — | Benefits Banking Loyalty Program Gold Tier (Base Interest Rate + 0.40%). |
| $50,000 – $100,000Base Rate (Consumer Rate Sheet) / Benefits Banking Loyalty Program Bronze Tier and Silver Tier APY. | 0.93% | — | Base Rate (Consumer Rate Sheet) / Benefits Banking Loyalty Program Bronze Tier and Silver Tier APY. |
| $100,000 and upBenefits Banking Loyalty Program Platinum Tier (Base Interest Rate + 0.50%). | 1.45% | — | Benefits Banking Loyalty Program Platinum Tier (Base Interest Rate + 0.50%). |
| $100,000 and upBenefits Banking Loyalty Program Gold Tier (Base Interest Rate + 0.40%). | 1.35% | — | Benefits Banking Loyalty Program Gold Tier (Base Interest Rate + 0.40%). |
| $100,000 and upBase Rate (Consumer Rate Sheet) / Benefits Banking Loyalty Program Bronze Tier and Silver Tier APY. | 0.95% | — | Base Rate (Consumer Rate Sheet) / Benefits Banking Loyalty Program Bronze Tier and Silver Tier APY. |
Sources (1)
- bankerstrust.com/personal/savings · captured Oct 5, 2026
Regular Savings Minor
Up to 1.05%APY
Designed for youth under age 18; adult co-owner required to open an account. Eligible for Junior Savers Club.
| BalanceRequirement | APY | Earns on $10,000 a yearEarns | Requirement |
|---|---|---|---|
| Any balanceBenefits Banking Loyalty Program Platinum Tier (Base Interest Rate + 0.50%).Any balance | 1.05% | $105 | Benefits Banking Loyalty Program Platinum Tier (Base Interest Rate + 0.50%). |
| Any balanceBenefits Banking Loyalty Program Gold Tier (Base Interest Rate + 0.40%).Any balance | 0.95% | $95 | Benefits Banking Loyalty Program Gold Tier (Base Interest Rate + 0.40%). |
| Any balanceBase Rate (Consumer Rate Sheet) / Benefits Banking Loyalty Program Bronze Tier and Silver Tier APY.Any balance | 0.55% | $55 | Base Rate (Consumer Rate Sheet) / Benefits Banking Loyalty Program Bronze Tier and Silver Tier APY. |
Sources (2)
All captured Oct 16, 2026
Opening an account
Confirm the bank’s opening requirements and whether the account is available where you live. A nearby branch does not establish eligibility for every rate.