Compare Bank & Credit Union Rates
Best savings rates in Iowa
Compare published savings yields, money market accounts included, with minimums, requirements, collection dates and original sources.
Top savings rates
Showing 301–315 results in Iowa
- 0.10%APY$10 a year on $10,000
Requirements
Product: No minimum deposit to open. Earn dividends on balances of $5 or more. Ability to customize account name.
Offer: Earn dividends on balances of $5 or more
Effective Oct 12, 2026
Rate checked
More details - 0.10%APY$10 a year on $10,000
Requirements
Product: Must have an open share account to access other savings products.
Offer: Minimum $50 balance. Rates subject to change after opening without prior notice.
0.10% interest rate · No monthly fee · Effective Oct 1, 2026
Rate checked
More details - Fidelity Bank & TrustMoney MarketMoney Market · $1,000 min · 0.10%–0.55% by balance
Bank · 33 branches
0.10%APY$10 a year on $10,000Requirements
Product: Consumer rates only. Fees may reduce earnings.
0.10% interest rate · Effective Oct 12, 2026
Rate by balance
Rate by balance for Money Market Balance APY Up to $100,000Your amount 0.10% $100,000 – $250,000 0.15% $250,000 – $500,000 0.25% $500,000 – $1,000,000 0.45% $1,000,000 and up 0.55% Rate checked
More details - Cobalt Credit UnionPersonal Prime Money Market AccountPersonal Prime Money Market Account · 0.10%–3.25% by balance
Credit union · 1 branch
0.10%APY$10 a year on $10,000with conditionsRequirements
Product: Variable rate based on Wall Street Journal (WSJ) Prime Rate minus 3.75% with a 0.30% floor rate; adjusts the following business day if WSJ Prime Rate changes. No monthly service fees.
Offer: Rate applied if eligibility requirements (average daily balance of at least $20,000 and monthly direct deposit of at least $500) are not met.
Qualified rate · 0.10% interest rate · No monthly fee · Effective Oct 14, 2026
Rate by balance
Rate by balance for Personal Prime Money Market Account Balance APY Any balanceYour amount 0.10% $20,000 and up 3.25% Rate checked
More details - Greater Iowa Credit UnionPrimary SavingsSavings · $50 min · 0.05%–0.10% by balance
Credit union · 9 branches
0.10%APY$10 a year on $10,000Requirements
Product: A $5 minimum share balance is required to open and maintain Primary Share/Savings to establish credit union membership.
0.05% interest rate · Effective Oct 6, 2026
Rate by balance
Rate by balance for Primary Savings Balance APY Over $50 0.05% $2,500 and up 0.05% $10,000 and upYour amount 0.10% Rate checked
More details - Greater Iowa Credit UnionSecondary SharesSavings · $50 min · 0.05%–0.10% by balance
Credit union · 9 branches
0.10%APY$10 a year on $10,0000.05% interest rate · Effective Oct 6, 2026
Rate by balance
Rate by balance for Secondary Shares Balance APY Over $50 0.05% $2,500 and up 0.05% $10,000 and upYour amount 0.10% Rate checked
More details - 0.10%APY$10 a year on $10,000
Requirements
Product: Primary share savings account establishes MEMBERS1st membership with a minimum $5 deposit. Minimum of $100 to earn dividends.
0.10% interest rate · Effective Jan 1, 2026
Rate checked
More details - 0.10%APY$10 a year on $10,000
Requirements
Offer: No minimum to earn dividends.
0.10% interest rate · Effective Jan 1, 2026
Rate checked
More details - First Mid Bank & TrustMoney Market AccountMoney Market Account · $50 min · 0.05%–0.50% by balance
Bank · 14 branches
0.10%APY$10 a year on $10,000Requirements
Product: Interest earned on the full daily balance by tier. Interest rate and APY may change after account opening. $10 monthly maintenance fee if the daily minimum balance falls below $5,000 during a statement cycle. $2 paper statement fee per statement cycle, waived for age 50 or older or by signing up for eStatements.
Offer: Daily balances $0–$4,999.99. Variable rate. $10 monthly maintenance fee if daily minimum balance falls below $5,000 during a statement cycle. Fees could reduce earnings. Rates current as of the deposit-rates page date (full calendar date not stated).
0.05% interest rate · $10 monthly fee
Rate by balance
Rate by balance for Money Market Account Balance APY Up to $5,000 0.05% $5,000 – $25,000Your amount 0.10% $25,000 – $50,000 0.20% $50,000 and up 0.50% Rate checked
More details - IH Mississippi Valley Credit UnionRegular SavingsSavings · $5 min · 0.05%–0.15% by balance
Credit union · 6 branches
0.10%APY$10 a year on $10,000Requirements
Product: Member savings account required to establish membership. Retail accounts only. $25 minimum balance required to earn dividends. Unlimited withdrawals.
Offer: Tier 3. $25 minimum balance required to earn dividends.
0.05% interest rate · No monthly fee
Rate by balance
Rate by balance for Regular Savings Balance APY Up to $2,500 0.05% $2,500 – $25,000Your amountTier 2. 0.10% $25,000 and upTier 1. 0.15% Rate checked
More details - 0.10%APY$10 a year on $10,000intro rate
Requirements
Product: Variable rates may change at any time at the bank's discretion. Interest compounded and credited quarterly using the daily balance method. $5 quarterly service charge fee if average daily balance falls below $100; waived if average daily balance is at least $100, and for senior citizens (62 and older), individuals under age 22, or community organizations (with an exemption certificate). $1.00 debit charge fee applies for each debit transaction in excess of 13 during a quarter if the average daily balance is less than $100 (fee does not apply to senior citizens 62+ or individuals under 22). Unlimited deposits. Online account opening available.
Offer: $100 minimum to open. Rates may change after the account is open. Fees may reduce earnings.
Promotional rate · 0.05% interest rate · Effective Oct 6, 2026
Rate by balance
Rate by balance for Statement Savings Balance APY Up to $2,499 0.05% $2,500 – $24,999Your amount 0.10% $25,000 and up 0.10% Rate checked
More details - 0.10%APY$10 a year on $10,000
Requirements
Product: Sub-savings accounts designed to live alongside primary Membership Share. Enjoys the exact same terms and interest rates as primary Membership Share Account.
Offer: Shares the same rate and terms as the primary Membership Share account.
0.10% interest rate
Rate checked
More details - 0.10%APY$10 a year on $10,000
Requirements
Product: Investing $25 in a share savings account buys a share of First Class Community Credit Union and makes you a member-owner.
0.10% interest rate · Effective Jan 1, 2026
Rate checked
More details - 0.10%APY$10 a year on $10,000
Requirements
Product: $5 monthly service charge if balance falls below $100 minimum balance required; service charge waived if minimum balance requirement met.
Offer: Daily balance of $100 to avoid account fee. Interest accrues daily and credited bi-annually. $5 monthly service charge if balance falls below $100; waived if minimum balance requirement met.
0.10% interest rate · $5 monthly fee · Effective Sep 25, 2026
Rate checked
More details - 0.10%APY$10 a year on $10,000
Requirements
Product: The annual percentage yield may change at any time at our discretion after the account as been opened ** Fees may reduce the earnings of the account. FREE eStatement ($2.50 quarterly for paper statement). No minimum balance to maintain to keep account open.
0.00% interest rate · Effective Oct 1, 2026
Rate by balance
Rate by balance for Money Market Balance APY Up to $1,000 0.00% $1,000 – $25,000Your amount 0.10% $25,000 – $50,000 0.15% $50,000 – $100,000 0.25% $100,000 and up 0.35% Rate checked
More details
Carrot Score rates each institution on all its CD, savings, auto loan and credit card rates, not just the account shown. How we rank
What savings accounts pay in Iowa
440 accounts at 171 banks and credit unions · checked Oct 16–23
- Typical
- 0.25%
- Top 10% from
- 1.40%
- Banks, typical
- 0.25%
- Credit unions, typical
- 0.25%
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Find your bank or credit union to see all its rates and how they compare near you.
Iowa
Top Carrot institutions
Ranked across their CDs, savings, auto loans and credit cards. How scores work
- Collins Community Credit UnionCredit union · 9 branches
- Serve Credit UnionCredit union · 2 branches
- Advantage Credit UnionCredit union · 1 branch