Compare Bank & Credit Union Rates
Best savings rates in Indiana
Compare published savings yields, money market accounts included, with minimums, requirements, collection dates and original sources.
Top savings rates
Showing 91–105 results in Indiana
- Liberty FCUMoney Market Share AccountsMoney Market Share Accounts · $1,000 min · 1.00%–4.00% by balance
Credit union · 14 branches
1.00%APY$100 a year on $10,000Requirements
Product: Requires a minimum balance to open. Dividends are computed on the daily balance and paid monthly for days in which the minimum balance is on deposit. Dividends are established monthly at a rate determined by the Liberty FCU Board of Directors. Fees may reduce earnings.
1.00% interest rate
Rate by balance
Rate by balance for Money Market Share Accounts Balance APY $1,000 – $9,999 1.00% $10,000 – $24,999Your amount 1.00% $25,000 – $49,999 1.50% $50,000 – $99,999 2.00% $100,000 – $249,999 2.50% $250,000 – $999,999 3.00% $1,000,000 and up 4.00% Rate checked
More details - Woodforest National BankEmerald Elite AccountEmerald Elite Account · $25 min · 1.00%–3.00% by balance
Bank · 43 branches
1.00%APY$100 a year on $10,000Requirements
Product: Tiered money market account. $25.00 monthly minimum balance fee waived if a balance of $10,000.00 or above is maintained each day in the statement period. Up to 6 withdrawals per statement period at no charge ($25.00 fee per excessive withdrawal over 6). Includes custom wallet checks, cashier's checks, money orders, and notary services.
Offer: Emerald Elite 1st Tier. Variable interest rate calculated using daily balance method. $25.00 monthly minimum balance fee waived if a balance of $10,000.00 or above is maintained each day in the statement period.
$25 monthly fee · Effective Sep 14, 2026
Rate by balance
Rate by balance for Emerald Elite Account Balance APY Over $0Your amount 1.00% $100,000 and upEmerald Elite 2nd Tier. 1.50% $250,000 and upEmerald Elite 3rd Tier. 2.00% $500,000 and upEmerald Elite 4th Tier. 3.00% Rate checked
More details - Financial BuildersSafeChoice Money MarketSafeChoice Money Market · $6,500 min · 0.97%–1.60% by balance
Credit union · 1 branch
0.97%APY$97 a year on $10,000Requirements
Product: Dividends compounded monthly. Tiered rates apply on balances of $6,500 or more.
0.97% interest rate · Compounded monthly · No monthly fee · Effective Jun 19, 2024
Rate by balance
Rate by balance for SafeChoice Money Market Balance APY $6,500 – $24,999Your amount 0.97% $25,000 – $49,999 1.28% $50,000 and up 1.60% Rate checked
More details - 0.97%APY$97 a year on $10,000
Requirements
Product: Only available for new customers or deposits of new funds not currently held with F&M Bank. Limit 1 Direct Savings account per household. $3.00 monthly service charge waived if a $300.00 minimum balance is maintained each day during the month.
Offer: Paid on entire balance for daily balance $99,999.99 or less. $3 monthly fee waived on balances of $300 or more.
0.97% interest rate · $3 monthly fee · Effective Jun 10, 2026
Rate by balance
Rate by balance for Direct Savings Balance APY Up to $100,000Your amount 0.97% $100,000 – $250,000 1.08% $250,000 – $500,000 1.29% $500,000 and up 1.41% Rate checked
More details - 0.92%APY$92 a year on $10,000
Requirements
Product: Only available for new customers or deposits of new funds not currently held with F&M Bank. Limit 1 Direct Savings account per household. $3.00 monthly service charge waived if a $300.00 minimum balance is maintained each day during the month.
Offer: Footnote prose rate for daily balance $99,999.99 or less. $3.00 monthly service charge waived if $300.00 minimum balance maintained each day.
0.92% interest rate · $3 monthly fee · Effective Sep 1, 2026
Rate by balance
Rate by balance for Direct Savings Balance APY Up to $100,000Your amount 0.92% $100,000 – $250,000 1.03% $250,000 – $500,000 1.24% $500,000 and up 1.36% Rate checked
More details - Beacon Credit UnionAdvantage Money Market - ConsumerAdvantage Money Market - Consumer · $0 min · 0.00%–2.70% by balance
Credit union · 23 branches
0.90%APY$90 a year on $10,000Requirements
Product: No minimum balance required to open or maintain account. Access via debit cards or checks (paper or electronic) not permitted. Limit of 8 withdrawals per calendar month; withdrawals over the limit will be assessed a fee. $5 monthly account maintenance fee can be avoided by receiving eStatements. Membership qualifying account required. Insured up to $500,000 via ASI and ESI.
0.00% interest rate · $5 monthly fee
Rate by balance
Rate by balance for Advantage Money Market - Consumer Balance APY Up to $1,000 0.00% $1,000 – $10,000 0.40% $10,000 – $50,000Your amount 0.90% $50,000 – $100,000 1.75% $100,000 – $250,000 2.25% $250,000 and up 2.70% Rate checked
More details - 0.86%APY$86 a year on $10,000with conditions
Requirements
Product: Requires a Rewards Plus Checking Account. Monthly fee of $9 is reduced to $7 with eStatement, and waived by maintaining a $300 average daily ledger balance.
Offer: Earned on balance up to $50,000 when meeting monthly qualifications and maintaining a combined $25,000 balance in 4 or more eligible Lake City Bank accounts.
Qualified rate · $9 monthly fee · Effective Oct 4, 2026
Rate by balance
Rate by balance for Rewards Plus Savings Balance APY Up to $50,000Your amount 0.86% $50,000 and up 0.56% Rate checked
More details - Hoosier Hills Credit UnionMoney MarketMoney Market · $0 min · 0.00%–2.17% by balance
Credit union · 10 branches
0.85%APY$85 a year on $10,000Requirements
Product: No minimum balance to open. Dividends are earned with a balance of $2,500 or higher. A $2.00 monthly service fee applies if average daily balance / month end balance falls below $1,000.
Offer: Dividends calculated and paid monthly. $2,500 minimum balance required to earn dividends. $2.00 monthly service fee applies if average daily balance / month end balance falls below $1,000.
0.00% interest rate · $2 monthly fee · Effective Oct 5, 2026
Rate by balance
Rate by balance for Money Market Balance APY Up to $2,499 0.00% $2,500 – $9,999 0.65% $10,000 – $24,999Your amount 0.85% $25,000 – $49,999 1.06% $50,000 – $99,999 1.51% $100,000 – $249,999 1.81% $250,000 and up 2.17% Rate checked
More details - 0.85%APY$85 a year on $10,000
Requirements
Product: Higher dividend savings account with tiered rates and no withdrawal fees. Minimum average daily balance of $500.00 is required to qualify for dividends. Dividends compound and are paid monthly on average daily balance. Rates are variable.
0.75% interest rate
Rate by balance
Rate by balance for Funds Manager Balance APY $500 and up 0.75% $10,000 and upYour amount 0.85% $25,000 and up 0.95% $50,000 and up 1.06% $100,000 and up 1.16% $250,000 and up 1.26% Rate checked
More details - BMOGrowth Money Market AccountGrowth Money Market Account · $25 min · 0.55%–3.01% by balance
Bank · 48 branches
0.80%APY$80 a year on $10,000with conditionsRequirements
Product: $10 monthly maintenance fee is waived for 60 days after account opening or if you hold a minimum daily balance of $5,000. Requires a $25 minimum opening deposit. Variable rate account.
Offer: Relationship rate (Amplify your APY) for balances less than $5,000. Requires being an Account Owner of both a Growth Money Market account and a BMO Relationship Checking account with qualifying activities.
Qualified rate · $10 monthly fee · Effective Oct 16, 2026
Rate by balance
Rate by balance for Growth Money Market Account Balance APY Up to $5,000 0.55% $5,000 – $25,000Your amount 0.80% $25,000 – $100,000 1.16% $100,000 – $250,000 2.21% $250,000 and up 3.01% Rate checked
More details - 0.80%APY$80 a year on $10,000
0.80% interest rate · No monthly fee · Effective Oct 2, 2026
Rate checked
More details - Prime Trust Financial Credit UnionMoney Market AccountMoney Market Account · $2,500 min · 0.05%–1.26% by balance
Credit union · 4 branches
0.80%APY$80 a year on $10,000Requirements
Product: No monthly service or account origination fees. Check writing and debit card ATM withdrawals available.
0.05% interest rate · No monthly fee · Effective Jan 5, 2026
Rate by balance
Rate by balance for Money Market Account Balance APY Up to $2,499 0.05% $2,500 – $24,999Your amount 0.80% $25,000 – $49,999 0.90% $50,000 and up 1.26% Rate checked
More details - 0.75%APY$75 a year on $10,000
Requirements
Product: $2,500 minimum balance requirement. Limited check writing ability. Penalty for early withdrawal may apply.
Offer: Penalty for early withdrawal may apply
Effective Oct 1, 2026
Rate checked
More details - Bar-Cons Federal Credit UnionInsured Money MarketInsured Money Market · $2,500 min · 0.50%–1.25% by balance
Credit union · 2 branches
0.75%APY$75 a year on $10,000Requirements
Offer: Dividends paid monthly
0.50% interest rate · Effective Oct 1, 2026
Rate by balance
Rate by balance for Insured Money Market Balance APY $2,500 – $9,999 0.50% $10,000 – $24,999Your amount 0.75% $25,000 and up 1.25% Rate checked
More details - Everwise Credit UnionPremium Money MarketPremium Money Market · $0 min · 0.75%–1.26% by balance
Credit union · 45 branches
0.75%APY$75 a year on $10,000Requirements
Product: Tiered dividend structure. No term commitment.
Offer: Balance required to earn dividends: Less than $100,000.
0.75% interest rate
Rate by balance
Rate by balance for Premium Money Market Balance APY Up to $100,000Your amount 0.75% $100,000 and up 1.26% Rate checked
More details
Carrot Score rates each institution on all its CD, savings, auto loan and credit card rates, not just the account shown. How we rank
What savings accounts pay in Indiana
457 accounts at 173 banks and credit unions · checked Oct 15–22
- Typical
- 0.15%
- Top 10% from
- 2.00%
- Banks, typical
- 0.10%
- Credit unions, typical
- 0.15%
Is your bank paying you enough?
Find your bank or credit union to see all its rates and how they compare near you.
Indiana
Top Carrot institutions
Ranked across their CDs, savings, auto loans and credit cards. How scores work
- CommunityWide Federal Credit UnionCredit union · 11 branches
- Haynes Community FCUCredit union · 1 branch
- Whiting Refinery Federal Credit UnionCredit union · 1 branch