Credit union · NCUA insured
Prime Trust Financial Credit Union Savings Rates
Prime Trust Financial Credit Union’s best savings rate is 0.80% APY on $10,000, with its Money Market Account. Rates checked October 15, 2026.
How Prime Trust Financial Credit Union’s savings rates compare
Compared with banks and credit unions near Muncie, IN, where Prime Trust Financial Credit Union has the most branches. $10,000, best rate first.
This credit union’s best
Prime Trust Financial Credit Union
0.80%APY
- Minimum
- $2,500
- Earns on $10,000 a year
- $80
Money Market Account
Top rate
Northwest Bank
4.00%APY
- Minimum
- $1
- Earns on $10,000 a year
- $400
2nd-highest rate
Thrive Credit Union
1.66%APY
- Minimum
- —
- Earns on $10,000 a year
- $166
Prime Trust Financial Credit Union savings score
82
Savings score
Higher than 59% of U.S. banks and credit unions
- $1,000 balance$1,0000.05%
- $10,000 balance$10,0000.80%
- $100,000 balance$100,0001.26%
- QualifiedQualified0.80%
Each track runs from the lowest to the highest rate among U.S. banks and credit unions; the dot is this rate.Qualified: needs another account or monthly activity.
Where Prime Trust Financial Credit Union ranks
By savings score, in each area where it has branches
Every rate
Current savings rates
Rates from the credit union’s website. Earnings assume the rate doesn’t change.
Money Market Account
0.80%APY
No monthly service or account origination fees. Check writing and debit card ATM withdrawals available.
| Balance | APY | Earns on $10,000 a yearEarns |
|---|---|---|
| Up to $2,499 | 0.05% | — |
| $2,500 – $24,999 | 0.80% | $80 |
| $25,000 – $49,999 | 0.90% | — |
| $50,000 and up | 1.26% | — |
Sources (2)
All captured Sep 18, 2026
Share (Savings)
0.05%APY
| Balance | APY | Earns on $10,000 a yearEarns |
|---|---|---|
| Any balance | 0.05% | $5 |
Sources (2)
All captured Sep 18, 2026
Special Shares (Savings)
0.05%APY
| Balance | APY | Earns on $10,000 a yearEarns |
|---|---|---|
| Any balance | 0.05% | $5 |
Sources (1)
- primetrustcu.com/resources/rates · captured Sep 18, 2026
Special-purpose accounts
HSA - Health Savings Account
0.50%APY
Must be covered under an HSA-compatible high deductible health plan (HDHP).
| Balance | APY | Earns on $10,000 a yearEarns |
|---|---|---|
| Up to $2,500 | 0.35% | — |
| $2,500 and up | 0.50% | $50 |
Sources (2)
All captured Sep 18, 2026
IRA Shares
0.10%APY
Available as Traditional or Roth IRA. No monthly service or account origination fees.
| Balance | APY | Earns on $10,000 a yearEarns |
|---|---|---|
| Any balance | 0.10% | $10 |
Sources (4)
- primetrustcu.com/personal/iras
- primetrustcu.com/personal/roth-ira
- primetrustcu.com/personal/traditional-ira
- primetrustcu.com/resources/rates
All captured Sep 18, 2026
Christmas Club (Savings)
0.05%APY
| Balance | APY | Earns on $10,000 a yearEarns |
|---|---|---|
| Any balance | 0.05% | $5 |
Sources (1)
- primetrustcu.com/resources/rates · captured Sep 18, 2026
Who can join Prime Trust Financial Credit Union
This may be incomplete or out of date, so check with the credit union before you apply.
Where you live or work
- Eligible if you live, work, worship, or attend school in Delaware, Madison, Hamilton, Hancock, or Henry County, Indiana, or are a business/legal entity located in those counties.
Employers and groups
- Residents of Blackford, Grant, Jay, Randolph, or Wabash County qualify by making a minimum deposit of $5 in partnership with Second Harvest Food Bank of East Central Indiana.
Cost to join
- Membership is attained by opening a share savings account.
Membership information collected October 5, 2026.