Compare Bank & Credit Union Rates
Best savings rates in Illinois
Compare published savings yields, money market accounts included, with minimums, requirements, collection dates and original sources.
Top savings rates
Showing 166–180 results in Illinois
- 0.90%APY$90 a year on $10,000
Requirements
Product: A $5 minimum balance must be in the account to maintain active membership and be eligible to use other ALEC products and services. Savings account transactions will be limited. Dividends are paid monthly based on the daily average balance.
Offer: Dividends paid monthly based on the daily average balance. A $5 minimum balance must be in the account to maintain active membership.
0.90% interest rate · Effective Oct 1, 2026
Rate checked
More details - Bank of FarmingtonPremiere Money MarketPremiere Money Market · $1,000 min · 0.80%–1.51% by balance
Bank · 5 branches
0.90%APY$90 a year on $10,000Requirements
Product: APY may change after account opening. Fees could reduce the earnings on this account.
Offer: APY may change after account opening. Fees could reduce the earnings on this account.
Effective Oct 1, 2026
Rate by balance
Rate by balance for Premiere Money Market Balance APY $1,000 – $10,000 0.80% $10,000 – $25,000Your amount 0.90% $25,000 – $50,000 1.11% $50,000 – $100,000 1.21% $100,000 – $150,000 1.31% $150,000 – $250,000 1.41% $250,000 and up 1.51% Rate checked
More details - First Community Credit UnionProsper Max Money Market (Insured)Prosper Max Money Market (Insured) · $1,000 min · 0.90%–2.85% by balance
Credit union · 5 branches
0.90%APY$90 a year on $10,000Requirements
Product: Deposits insured up to $2 million through NCUA basic federal coverage ($250,000) plus Excess Share Insurance Corporation (ESI) (additional $1,750,000). Up to 6 fee-free withdrawals per month, $5.00 per excessive withdrawal thereafter.
Offer: Minimum balance to earn APY: $1,000.00 - $24,999.99
0.90% interest rate · Effective Oct 1, 2026
Rate by balance
Rate by balance for Prosper Max Money Market (Insured) Balance APY $1,000 – $25,000Your amount 0.90% $25,000 – $50,000 1.30% $50,000 – $100,000 2.00% $100,000 – $250,000 2.35% $250,000 – $1,000,000 2.65% $1,000,000 and up 2.85% Rate checked
More details - First Community Credit UnionProsper Money MarketProsper Money Market · $1,000 min · 0.90%–2.85% by balance
Credit union · 5 branches
0.90%APY$90 a year on $10,000Requirements
Product: Tiered dividend rates reward higher balances. Up to 6 fee-free withdrawals per month, $3.00 per excessive withdrawal thereafter.
Offer: Minimum balance to earn APY: $1,000.00 - $24,999.99
0.90% interest rate · Effective Sep 1, 2026
Rate by balance
Rate by balance for Prosper Money Market Balance APY $1,000 – $25,000Your amount 0.90% $25,000 – $50,000 1.30% $50,000 – $100,000 2.00% $100,000 – $250,000 2.35% $250,000 – $1,000,000 2.65% $1,000,000 and up 2.85% Rate checked
More details - Farmers State BankPioneer Peak Money MarketPioneer Peak Money Market · $1,000 min · 0.00%–1.41% by balance
Bank · 1 branch
0.90%APY$90 a year on $10,0000.00% interest rate · Effective Jun 1, 2026
Rate by balance
Rate by balance for Pioneer Peak Money Market Balance APY Up to $1,000 0.00% $1,000 – $10,000 0.80% $10,000 – $25,000Your amount 0.90% $25,000 – $50,000 1.00% $50,000 – $100,000 1.10% $100,000 – $150,000 1.21% $150,000 – $250,000 1.31% $250,000 and up 1.41% Rate checked
More details - First Federal Savings Bank of MascoutahAlumni MMDA (Money Market)Alumni MMDA (Money Market) · $10,000 min · 0.85%–3.56% by balance
Bank · 3 branches
0.85%APY$85 a year on $10,000Requirements
Product: Compounding and crediting monthly. APY shown is paid on the entire balance in the account. Rate may change after the account is opened and fees may reduce earnings.
Offer: APY shown is paid on the entire balance in the account. Rate may change after the account is opened.
0.85% interest rate · Effective Oct 8, 2026
Rate by balance
Rate by balance for Alumni MMDA (Money Market) Balance APY $10,000 and upYour amount 0.85% $50,000 and up 2.05% $75,000 and up 2.15% $100,000 and up 2.66% $150,000 and up 2.76% $250,000 and up 2.92% $500,000 and up 3.33% $1,000,000 and up 3.56% Rate checked
More details - First Federal Savings Bank of MascoutahMMDA (Money Market)MMDA (Money Market) · $1,000 min · 0.50%–1.25% by balance
Bank · 3 branches
0.85%APY$85 a year on $10,000Requirements
Product: $10.00 service charge waived if balance is $1,000.00 and up. No more than 6 pre-authorized withdrawals each statement cycle. Interest compounded monthly and credited to account at the end of each statement cycle. Daily balance method. APY shown is paid on the entire balance in the account. Rate may change after account is opened.
Offer: Tier 1 $1,000.00 to $9,999.99. APY shown is paid on the entire balance in the account. Rate may change after the account is opened.
0.50% interest rate · Compounded monthly · $10 monthly fee · Effective Oct 8, 2026
Rate by balance
Rate by balance for MMDA (Money Market) Balance APY $1,000 – $10,000 0.50% $10,000 – $50,000Your amount 0.85% $50,000 – $100,000 1.00% $100,000 and up 1.25% Rate checked
More details - 0.85%APY$85 a year on $10,000
Requirements
Product: Primary savings account and basic building block for all HCU accounts. Minimum opening deposit of $6 ($5 deposit plus a one-time $1 membership fee). Minimum balance is $5. No monthly service charge.
Offer: Dividends compound and pay monthly on balances of $100 and above for members age 18 and older. $5 returned upon leaving HCU.
0.85% interest rate · No monthly fee · Effective Oct 14, 2026
Rate checked
More details - 0.85%APY$85 a year on $10,000
Requirements
Product: Minimum balance of $1,500.00 to open. If the account drops below $1,500.00 during the statement cycle, a $5.00 fee will be assessed. If the daily balance drops below $1,500.00, interest is paid at the passbook rate until the balance returns to $1,500.00.
Offer: Interest rate and annual percentage yield may change after account opening. Calculated using the average daily balance method.
0.85% interest rate · $5 monthly fee · Effective Sep 22, 2026
Rate checked
More details - NuMark Credit UnionMoney MarketMoney Market · $0 min · 0.30%–3.00% by balance
Credit union · 12 branches
0.85%APY$85 a year on $10,000Requirements
Product: Limited withdrawals (6 free each statement cycle). Fees may reduce earnings. Option of ordering checks.
Offer: Limited withdrawals (6 free each statement cycle). Minimum balance to earn interest is $0.01.
0.30% interest rate · No monthly fee · Effective Oct 6, 2026
Rate by balance
Rate by balance for Money Market Balance APY Up to $2,000 0.30% $2,000 – $25,000Your amount 0.85% $25,000 – $50,000 1.00% $50,000 – $100,000 1.75% $100,000 – $250,000 2.50% $250,000 and up 3.00% Rate checked
More details - 0.85%APY$85 a year on $10,000
Requirements
Product: Required of every member as a condition of membership. Dividends are earned daily and paid monthly.
0.85% interest rate · Effective Oct 1, 2026
Rate checked
More details - First Northern Credit UnionMoney Market DemandMoney Market Demand · $0 min · 0.05%–1.15% by balance
Credit union · 4 branches
0.85%APY$85 a year on $10,000Requirements
Product: Must maintain the minimum average daily balance to obtain the disclosed APY. Yields declared quarterly by the Board of Directors; dividends paid retroactively based on earnings. Listed APYs are for the period ending 2026-06-30. No monthly maintenance fee if minimum average daily balance is met ($2,500). Up to 6 withdrawals/transfers per month; no more than 3 of those by check, draft, or similar order. Convenient check writing with free standard checks for life.
Offer: APY for $0–$2,499.99. This balance is below the $2,500 ADB required to avoid the $15 monthly minimum-balance fee and to obtain the disclosed APY; $20 annual fee if average annual daily balance falls below the required minimum.
$15 monthly fee
Rate by balance
Rate by balance for Money Market Demand Balance APY Up to $2,500 0.05% $2,500 – $25,000Your amountAPY for $2,500–$24,999.99. $15 monthly fee if ADB falls below $2,500 during a statement cycle; Must maintain minimum ADB to obtain disclosed APY. 0.85% $25,000 and upAPY for $25,000 and above. $15 monthly fee if average daily balance falls below $2,500 during a statement cycle; $20 annual fee if average annual daily balance falls below the required minimum for the year. Must maintain minimum ADB to obtain disclosed APY. 1.15% Rate checked
More details - 0.85%APY$85 a year on $10,000
Requirements
Product: Earn interest on account balance with a minimum daily balance of $2,500.00. No monthly maintenance charge. Variable interest rate compounds monthly. Up to six preauthorized transfers per month, with a maximum of three payments by third party checks.
Offer: Minimum daily balance of $2,500.00 required to earn interest paid monthly. Variable rate subject to change; compounds monthly.
0.85% interest rate · No monthly fee · Effective Sep 16, 2026
Rate checked
More details - United Community Credit UnionSpecial Share SavingsSavings · $100 min · 0.75%–0.85% by balance
Credit union · 2 branches
0.80%APY$80 a year on $10,000Requirements
Product: Can be used for any purpose. Must maintain a $100.00 balance to earn dividends. If you close your account before dividends are paid you will not receive a dividend.
0.75% interest rate · Effective Jul 16, 2025
Rate by balance
Rate by balance for Special Share Savings Balance APY $100 – $5,000 0.75% $5,000 – $25,000Your amount 0.80% $25,000 and up 0.85% Rate checked
More details - United Community Credit UnionPrimary Share SavingsSavings · $100 min · 0.75%–0.85% by balance
Credit union · 2 branches
0.80%APY$80 a year on $10,000Requirements
Product: Must maintain a $100.00 balance to earn dividends. If you close your account before dividends are paid you will not receive a dividend.
0.75% interest rate · Effective Jul 16, 2025
Rate by balance
Rate by balance for Primary Share Savings Balance APY $100 – $5,000 0.75% $5,000 – $25,000Your amount 0.80% $25,000 and up 0.85% Rate checked
More details
Carrot Score rates each institution on all its CD, savings, auto loan and credit card rates, not just the account shown. How we rank
What savings accounts pay in Illinois
784 accounts at 327 banks and credit unions · checked Oct 16–23
- Typical
- 0.25%
- Top 10% from
- 1.98%
- Banks, typical
- 0.25%
- Credit unions, typical
- 0.25%
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Illinois
Top Carrot institutions
Ranked across their CDs, savings, auto loans and credit cards. How scores work
- Bloomington Municipal Credit UnionCredit union · 1 branch
- First Community Credit UnionCredit union · 7 branches
- Acme Continental Credit UnionCredit union · 1 branch