Bank · FDIC insured
Raritan State Bank Savings Rates
Raritan State Bank’s best savings rate is 0.85% APY on $10,000, with its Money Market Checking. Rates checked October 16, 2026.
How Raritan State Bank’s savings rates compare
Compared with banks and credit unions near Burlington, IA-IL, where Raritan State Bank has the most branches. $10,000, best rate first.
This bank’s best
Raritan State Bank
0.85%APY
- Requires
- None
- Minimum
- $1,500
- Earns on $10,000 a year
- $85
Money Market Checking
Top rate
U.S. Bank
2.00%APY
- Requires
- Another account
- Minimum
- $25
- Earns on $10,000 a year
- $200
2nd-highest rate
Nicolet National Bank
1.30%APY
- Requires
- Another account
- Minimum
- $10,000
- Earns on $10,000 a year
- $130
Raritan State Bank savings score
83
Savings score
Higher than 64% of U.S. banks and credit unions
- $1,000 balance$1,0000.70%
- $10,000 balance$10,0000.85%
- $100,000 balance$100,0000.85%
- QualifiedQualified0.85%
Each track runs from the lowest to the highest rate among U.S. banks and credit unions; the dot is this rate.Qualified: needs another account or monthly activity.
Where Raritan State Bank ranks
By savings score, in each area where it has branches
Every rate
Current savings rates
Rates from the bank’s website. Earnings assume the rate doesn’t change.
Money Market Checking
0.85%APY
Minimum balance of $1,500.00 to open. If the account drops below $1,500.00 during the statement cycle, a $5.00 fee will be assessed. If the daily balance drops below $1,500.00, interest is paid at the passbook rate until the balance returns to $1,500.00.
| BalanceRequirement | APY | Earns on $10,000 a yearEarns | Requirement |
|---|---|---|---|
| $1,500 and upInterest rate and annual percentage yield may change after account opening. Calculated using the average daily balance method.$1,500 and up | 0.85% | $85 | Interest rate and annual percentage yield may change after account opening. Calculated using the average daily balance method. |
Sources (1)
- raritanstatebank.com/accounts/savings · captured Oct 6, 2026
Passbook Savings
0.70%APY
Requires a minimum balance of $10.00 to open. Interest is compounded daily, paid quarterly, and paid only on days when account balance is $10.00 or more. If minimum balance is not maintained, a $5.00 service fee will be charged; if this brings balance to zero for at least 30 days, account may be closed unless a deposit is received.
| BalanceRequirement | APY | Earns on $10,000 a yearEarns | Requirement |
|---|---|---|---|
| $10 and upInterest rate and APY may change after account opening.$10 and up | 0.70% | $70 | Interest rate and APY may change after account opening. |
Sources (1)
- raritanstatebank.com/accounts/savings · captured Sep 25, 2026
Special-purpose accounts
IRA
2.22%APY
Offers Individual, Roth, and Education IRAs with tax-deferred principal and interest until retirement.
| BalanceRequirement | APY | Earns on $10,000 a yearEarns | Requirement |
|---|---|---|---|
| $10 and upInterest rate and APY may change after account opening.$10 and up | 2.22% | $222 | Interest rate and APY may change after account opening. |
Sources (1)
- raritanstatebank.com/accounts/savings · captured Sep 25, 2026
Christmas Club
1.01%APY
Minimum balance of $10.00 to open; maximum balance not to exceed $5,000 per household. Deposits may be made in any amount and at any time. Matures on November 1st and no withdrawals permitted prior to maturity. Interest will not be compounded and will be credited at maturity.
| BalanceRequirement | APY | Earns on $10,000 a yearEarns | Requirement |
|---|---|---|---|
| Up to $5,000Interest rate and APY may change after account opening. No withdrawals permitted prior to maturity on November 1st.Up to $5,000 | 1.01% | — | Interest rate and APY may change after account opening. No withdrawals permitted prior to maturity on November 1st. |
Sources (1)
- raritanstatebank.com/accounts/savings · captured Sep 25, 2026
Opening an account
Confirm the bank’s opening requirements and whether the account is available where you live. A nearby branch does not establish eligibility for every rate.