Bank · FDIC insured
Raritan State Bank
A $253.9M bank headquartered in Raritan, IL, with 3 branches in Illinois. Best rates: CDs 3.98% and savings 0.85% APY.
Raritan State Bank Carrot Score
85
Carrot Score
Higher than 71% of U.S. banks and credit unions
#1 of 10 in Burlington, IA-IL metroHow the score works →
Deposits are federally insured by the FDIC up to $250,000 per depositor.
About Raritan State Bank
Founded in 1920, Raritan State Bank is a community bank headquartered in the west-central Illinois village of Raritan.
The bank expanded by opening branch facilities in Abingdon in 1999 and Bushnell in 2007.
- Headquarters
- 106 E Main St, Raritan, IL 61471
- FDIC certificate
- 10438 ↗
Branches
3 branches in Illinois
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Illinois
3 branches
Burlington area · 1
- Raritan State BankMain office106 E Main St, Raritan, IL 61471Directions
Galesburg area · 1
- Abingdon Banking Center Branch805 N Monroe St, Abingdon, IL 61410Directions
Macomb area · 1
- Bushnell Banking Center Branch360 Green St, Bushnell, IL 61422Directions
Walk-in offices from the FDIC directory as of September 4, 2026. Directions open Google Maps. A nearby branch doesn’t mean you can join or open an account.
Financial details
| Measure | This bank | Peers’ middle | Strongest quarter |
|---|---|---|---|
| CapitalLeverage ratio | 10.78% | 10.98% | 13.00% or more |
| Troubled loansNoncurrent | 1.67% | 0.42% | 0.09% or less |
| ProfitabilityReturn on assets | 1.06% | 1.24% | 1.68% or more |
| LendingLoans per $100 deposited | $85 | $81 | — |
- CapitalLeverage ratio10.78%Peers’ middle 10.98% · Top 25% 13.00%+
- Troubled loansNoncurrent1.67%Peers’ middle 0.42% · Top 25% ≤0.09%
- ProfitabilityReturn on assets1.06%Peers’ middle 1.24% · Top 25% 1.68%+
- LendingLoans per $100 deposited$85Peers’ middle $81
Compared with the 2,650 banks with $100 million to $1 billion in assets. The strongest quarter is what the best 25% of them reach: more capital and profit, fewer troubled loans. Lending has no better end.Troubled loans are noncurrent: 90 or more days late, or no longer earning interest.
Regulators’ own ratings of Raritan State Bank are confidential. These figures are what it reports to the FDIC each quarter, set beside its peers; they aren’t a rating.