Bank · FDIC insured
First Federal Savings Bank of Mascoutah Savings Rates
Top CarrotFirst Federal Savings Bank of Mascoutah’s best savings rate is 1.00% APY on $10,000, with its Statement Savings. Rates checked October 16, 2026.
How First Federal Savings Bank of Mascoutah’s savings rates compare
Compared with banks and credit unions near St. Louis, MO-IL, where First Federal Savings Bank of Mascoutah has the most branches. $10,000, best rate first.
This bank’s best
First Federal Savings Bank of Mascoutah
1.00%APY
- Requires
- None
- Minimum
- $50
- Earns on $10,000 a year
- $100
Statement Savings
Top rate
JM Associates FCU
5.12%APY
- Requires
- None
- Minimum
- —
- Earns on $10,000 a year
- $512
2nd-highest rate
Citizens Bank
4.50%APY
- Requires
- Another account
- Minimum
- —
- Earns on $10,000 a year
- $450
First Federal Savings Bank of Mascoutah savings score
86
Savings score
Higher than 73% of U.S. banks and credit unions
- $1,000 balance$1,0001.00%
- $10,000 balance$10,0001.00%
- $100,000 balance$100,0002.66%
- QualifiedQualified1.00%
Each track runs from the lowest to the highest rate among U.S. banks and credit unions; the dot is this rate.Qualified: needs another account or monthly activity.
Where First Federal Savings Bank of Mascoutah ranks
By savings score, in each area where it has branches
Every rate
Current savings rates
Rates from the bank’s website. Earnings assume the rate doesn’t change.
Alumni MMDA (Money Market)
0.85%APY
Compounding and crediting monthly. APY shown is paid on the entire balance in the account. Rate may change after the account is opened and fees may reduce earnings.
| Balance | APY | Earns on $10,000 a yearEarns | Requirement |
|---|---|---|---|
| $10,000 and upAPY shown is paid on the entire balance in the account. Rate may change after the account is opened. | 0.85% | $85 | APY shown is paid on the entire balance in the account. Rate may change after the account is opened. |
| $50,000 and upAPY shown is paid on the entire balance in the account. Rate may change after the account is opened. | 2.05% | — | APY shown is paid on the entire balance in the account. Rate may change after the account is opened. |
| $75,000 and upAPY shown is paid on the entire balance in the account. Rate may change after the account is opened. | 2.15% | — | APY shown is paid on the entire balance in the account. Rate may change after the account is opened. |
| $100,000 and upAPY shown is paid on the entire balance in the account. Rate may change after the account is opened. | 2.66% | — | APY shown is paid on the entire balance in the account. Rate may change after the account is opened. |
| $150,000 and upAPY shown is paid on the entire balance in the account. Rate may change after the account is opened. | 2.76% | — | APY shown is paid on the entire balance in the account. Rate may change after the account is opened. |
| $250,000 and upAPY shown is paid on the entire balance in the account. Rate may change after the account is opened. | 2.92% | — | APY shown is paid on the entire balance in the account. Rate may change after the account is opened. |
| $500,000 and upAPY shown is paid on the entire balance in the account. Rate may change after the account is opened. | 3.33% | — | APY shown is paid on the entire balance in the account. Rate may change after the account is opened. |
| $1,000,000 and upAPY shown is paid on the entire balance in the account. Rate may change after the account is opened. | 3.56% | — | APY shown is paid on the entire balance in the account. Rate may change after the account is opened. |
Sources (1)
- firstfederalmascoutah.com/deposit-accounts/current-rates · captured Oct 16, 2026
MMDA (Money Market)
0.85%APY
$10.00 service charge waived if balance is $1,000.00 and up. No more than 6 pre-authorized withdrawals each statement cycle. Interest compounded monthly and credited to account at the end of each statement cycle. Daily balance method. APY shown is paid on the entire balance in the account. Rate may change after account is opened.
| Balance | APY | Earns on $10,000 a yearEarns | Requirement |
|---|---|---|---|
| $1,000 – $10,000Tier 1 $1,000.00 to $9,999.99. APY shown is paid on the entire balance in the account. Rate may change after the account is opened. | 0.50% | — | Tier 1 $1,000.00 to $9,999.99. APY shown is paid on the entire balance in the account. Rate may change after the account is opened. |
| $10,000 – $50,000Tier 2 $10,000.00 to $49,999.99. APY shown is paid on the entire balance in the account. Rate may change after the account is opened. | 0.85% | $85 | Tier 2 $10,000.00 to $49,999.99. APY shown is paid on the entire balance in the account. Rate may change after the account is opened. |
| $50,000 – $100,000Tier 3 $50,000.00 to $99,999.99. APY shown is paid on the entire balance in the account. Rate may change after the account is opened. | 1.00% | — | Tier 3 $50,000.00 to $99,999.99. APY shown is paid on the entire balance in the account. Rate may change after the account is opened. |
| $100,000 and upTier 4 $100,000.00 and up. APY shown is paid on the entire balance in the account. Rate may change after the account is opened. | 1.25% | — | Tier 4 $100,000.00 and up. APY shown is paid on the entire balance in the account. Rate may change after the account is opened. |
Sources (2)
- firstfederalmascoutah.com/deposit-accounts/current-rates
- firstfederalmascoutah.com/depo…rsonal-checking-accounts
All captured Oct 16, 2026
Statement Savings
1.00%APY
Service charge of $5.00 is waived if balance is $50 and up. Limited to no more than 6 pre-authorized withdrawals each statement cycle.
| BalanceRequirement | APY | Earns on $10,000 a yearEarns | Requirement |
|---|---|---|---|
| $50 and upMinimum balance to obtain the APY is $50. $5.00 service charge waived if balance is $50 and up. Interest compounded and credited monthly.$50 and up | 1.00% | $100 | Minimum balance to obtain the APY is $50. $5.00 service charge waived if balance is $50 and up. Interest compounded and credited monthly. |
Sources (2)
- firstfederalmascoutah.com/deposit-accounts/current-rates
- firstfederalmascoutah.com/depo…avings-and-club-accounts
All captured Oct 16, 2026
Special-purpose accounts
A+ Savings
1.00%APY
Eligible for students first grade through college. Adult joint account holder required if under 18 years old. Paperless e-statements required. Account converts to regular statement savings upon college graduation or 25th birthday. $5 monthly fee if balance falls below $25 minimum. $20 fee if closed within 180 days.
| BalanceRequirement | APY | Earns on $10,000 a yearEarns | Requirement |
|---|---|---|---|
| $25 and up$5 monthly fee if balance falls below $25. Interest compounded monthly and credited at the end of each month. Receive $2 bonus interest per 'A' on report card (up to 5 A's/semester).$25 and up | 1.00% | $100 | $5 monthly fee if balance falls below $25. Interest compounded monthly and credited at the end of each month. Receive $2 bonus interest per 'A' on report card (up to 5 A's/semester). |
Sources (2)
- firstfederalmascoutah.com/deposit-accounts/current-rates
- firstfederalmascoutah.com/depo…avings-and-club-accounts
All captured Oct 16, 2026
IRA Savings
1.00%APY
| BalanceRequirement | APY | Earns on $10,000 a yearEarns | Requirement |
|---|---|---|---|
| $50 and upInterest compounded and credited monthly.$50 and up | 1.00% | $100 | Interest compounded and credited monthly. |
Sources (2)
- firstfederalmascoutah.com/deposit-accounts/current-rates
- firstfederalmascoutah.com/deposit-accounts/iras
All captured Oct 16, 2026
Opening an account
Confirm the bank’s opening requirements and whether the account is available where you live. A nearby branch does not establish eligibility for every rate.