Compare Bank & Credit Union Rates
Best savings rates in Illinois
Compare published savings yields, money market accounts included, with minimums, requirements, collection dates and original sources.
Top savings rates
Showing 721–735 results in Illinois
- 0.03%APY$3 a year on $10,000
Requirements
Product: Deposit initial $1 (represents one share of ownership in credit union) and keep $1 minimum balance required to maintain membership. $25 balance required to earn stated dividends. Compounded monthly.
Offer: Compounded monthly; $25 required to earn stated dividends.
0.01% interest rate · Compounded monthly
Rate by balance
Rate by balance for Regular Savings Balance APY Up to $5,000 0.01% $5,000 – $20,000Your amount 0.03% $20,000 and up 0.05% Rate checked
More details - 0.03%APY$3 a year on $10,000with conditions
Requirements
Product: Available in select markets/regions. Monthly service fee is waived with a linked Citi checking account, an average monthly balance of $500 or more, or enrollment in Citi Priority, Citigold, or Citigold Private Client relationship tiers. Accounts with a zero balance for 90 calendar days are subject to closure.
Offer: Everyday Benefits tier. Rates apply to ZIP 57108 (OUT pricing region). $4.50 monthly fee waived with $500+ average monthly balance or linked Citi checking account.
Qualified rate · 0.03% interest rate · $4.50 monthly fee
Rate checked
More details - 0.03%APY$3 a year on $10,000
Requirements
Product: Minimum opening deposit of $25. $100 minimum daily balance required to avoid $5 monthly service charge. Free eStatements or $5 paper statements. $25 early closure fee applies if closed within 90 days of opening.
Offer: $100 minimum daily balance required to avoid the $5 monthly service charge.
0.03% interest rate · $5 monthly fee
Rate checked
More details - 0.03%APY$3 a year on $10,000
Requirements
Product: Keep at least $10 in the account to avoid a $1 monthly maintenance fee. Available with monthly statement or savings passbook.
Offer: Minimum balance to open and obtain APY is $10.00. Fees could reduce earnings. Rate may change after account is opened. $1 monthly maintenance fee avoided by keeping at least $10 in the account.
0.03% interest rate · $1 monthly fee
Rate checked
More details - 0.03%APY$3 a year on $10,000
Requirements
Product: All savings accounts subject to $50 early close fee if closed within first 6 months.
Offer: Monthly service charge waived with $300 daily minimum balance.
0.03% interest rate · $6.50 monthly fee
Rate by balance
Rate by balance for Statement Savings Balance APY $300 – $25,000Your amount 0.03% $25,000 and up 0.04% Rate checked
More details - 0.02%APY$2 a year on $10,000
Requirements
Product: Variable rate account. Interest is compounded daily and credited quarterly. Minimum deposit and withdrawal amount is $10.00. Our Regular Savings accounts are available with a Passbook, Statement or a Combined Statement/Passbook account for record keeping. Statement and Combined Statement/Passbook accounts with a $400.00 balance qualify for a Community Total Service Card.
Offer: Variable rate account. $100.00 minimum balance requirement to open and maintain. Rates subject to change once opened. Fees may reduce earnings.
0.02% interest rate · Compounded daily · Effective Oct 17, 2026
Rate checked
More details - First BankPerformance Money MarketPerformance Money Market · $100 min · 0.01%–0.02% by balance
Bank · 3 branches
0.02%APY$2 a year on $10,000Requirements
Product: Avoid a Monthly Maintenance Fee if certain conditions are met. Check writing privileges. Open with as little as $100.00.
Offer: Variable-rate account; APY may change any time after the account is opened. Fees may reduce earnings.
Effective Oct 23, 2026
Rate by balance
Rate by balance for Performance Money Market Balance APY Up to $2,500 0.01% $2,500 – $10,000 0.01% $10,000 – $25,000Your amount 0.02% $25,000 – $50,000 0.02% $50,000 and up 0.02% Rate checked
More details - OSB Community BankSignature Money Market AccountSignature Money Market Account · $500 min · 0.02%–0.20% by balance
Bank · 3 branches
0.02%APY$2 a year on $10,000Requirements
Product: Earns daily interest tiered based on balance. No monthly service charge.
Offer: Earns daily interest.
0.02% interest rate · No monthly fee · Effective Sep 10, 2026
Rate by balance
Rate by balance for Signature Money Market Account Balance APY Up to $25,000Your amount 0.02% $25,000 – $75,000 0.07% $75,000 – $100,000 0.10% $100,000 – $200,000 0.12% $200,000 – $300,000 0.15% $300,000 – $500,000 0.18% $500,000 and up 0.20% Rate checked
More details - 0.02%APY$2 a year on $10,000
0.02% interest rate · Effective Sep 10, 2026
Rate checked
More details - 0.02%APY$2 a year on $10,000
Requirements
Product: Variable Savings Account (Statement Savings). Rates can change daily. Daily compounding.
Offer: Rates can change daily, Daily compounding.
0.02% interest rate · No monthly fee · Effective Oct 16, 2026
Rate checked
More details - 0.02%APY$2 a year on $10,000
Requirements
Product: Ultimate Savings are limited to Statement Savings Accounts only. Rates can change daily. The APY for each tier will be earned on the full balance in the account.
Offer: Tier 1. Rates can change daily, Daily compounding. The APY for each tier will be earned on the full balance in the account.
0.02% interest rate · Effective Oct 16, 2026
Rate checked
More details - 0.02%APY$2 a year on $10,000
Requirements
Product: Variable Savings Account (Passbook Savings). Rates can change daily. Daily compounding.
Offer: Rates can change daily, Daily compounding.
0.02% interest rate · No monthly fee · Effective Oct 16, 2026
Rate checked
More details - 0.02%APY$2 a year on $10,000
Requirements
Product: Transfers/withdrawals limited to 6 per month ($10.00 fee per excess transfer). Free account (no regular monthly maintenance fee stated).
Offer: Standard opening deposit is $100.00; minimum opening deposit for customers under the age of 18 is $25.00.
No monthly fee
Rate checked
More details - 0.02%APY$2 a year on $10,000with conditions
Requirements
Product: Savings with check-writing capability. $12 monthly service fee can be avoided with a $3,500 minimum daily balance each fee period. Relationship rates require linking to an eligible checking account (such as Prime Checking or Premier Checking).
Offer: Relationship rate; requires linking to a Prime Checking account. $12 monthly service fee avoided with $3,500 minimum daily balance.
Qualified rate · 0.02% interest rate · $12 monthly fee · Effective Oct 10, 2026
Rate checked
More details - 0.02%APY$2 a year on $10,000
Requirements
Product: Membership account with Vicinity Credit Union required for membership. $25.00 minimum balance. Dividends are compounded daily and paid quarterly.
Offer: Minimum balance $25.
0.02% interest rate · Compounded daily
Rate checked
More details
Carrot Score rates each institution on all its CD, savings, auto loan and credit card rates, not just the account shown. How we rank
What savings accounts pay in Illinois
785 accounts at 327 banks and credit unions · checked Oct 23–24
- Typical
- 0.25%
- Top 10% from
- 2.00%
- Banks, typical
- 0.25%
- Credit unions, typical
- 0.25%
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Illinois
Top Carrot institutions
Ranked across their CDs, savings, auto loans and credit cards. How scores work
- Bloomington Municipal Credit UnionCredit union · 1 branch
- First Community Credit UnionCredit union · 7 branches
- Acme Continental Credit UnionCredit union · 1 branch