Bank · FDIC insured
First Bank of Manhattan
A $265.9M bank headquartered in Manhattan, IL, with 3 branches in Illinois. Best rates: CDs 2.69% and savings 0.03% APY.
First Bank of Manhattan Carrot Score
60
Carrot Score
Higher than 2% of U.S. banks and credit unions
#122 of 124 in Chicago, IL-IN metroHow the score works →
Deposits are federally insured by the FDIC up to $250,000 per depositor.
About First Bank of Manhattan
First National Bank of Manhattan opened in 1907 with $40,000 in capital.
The bank converted from a national charter to a state charter in 2005, changing its name to First Bank of Manhattan.
The bank maintains a community focus providing financial services to businesses and residents of Manhattan, Elwood, New Lenox, and nearby towns.
- Headquarters
- 230 S State St, Manhattan, IL 60442
- FDIC certificate
- 3702 ↗
Branches
3 branches in Illinois
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Illinois
3 branches
- First Bank of ManhattanMain office230 S State St, Manhattan, IL 60442Directions
- 550 West North Street Office550 W North St, Manhattan, IL 60442Directions
- 836 W. Laraway Branch836 Laraway Rd, New Lenox, IL 60451Directions
Walk-in offices from the FDIC directory as of September 4, 2026. Directions open Google Maps. A nearby branch doesn’t mean you can join or open an account.
Financial details
| Measure | This bank | Peers’ middle | Strongest quarter |
|---|---|---|---|
| CapitalLeverage ratio | 10.16% | 10.98% | 13.00% or more |
| Troubled loansNoncurrent | 0.00% | 0.42% | 0.09% or less |
| ProfitabilityReturn on assets | 1.42% | 1.24% | 1.68% or more |
| LendingLoans per $100 deposited | $63 | $81 | — |
- CapitalLeverage ratio10.16%Peers’ middle 10.98% · Top 25% 13.00%+
- Troubled loansNoncurrent0.00%Peers’ middle 0.42% · Top 25% ≤0.09%
- ProfitabilityReturn on assets1.42%Peers’ middle 1.24% · Top 25% 1.68%+
- LendingLoans per $100 deposited$63Peers’ middle $81
Compared with the 2,650 banks with $100 million to $1 billion in assets. The strongest quarter is what the best 25% of them reach: more capital and profit, fewer troubled loans. Lending has no better end.Troubled loans are noncurrent: 90 or more days late, or no longer earning interest.
Regulators’ own ratings of First Bank of Manhattan are confidential. These figures are what it reports to the FDIC each quarter, set beside its peers; they aren’t a rating.