First Bank of Manhattan Savings & Money Market Rates

How First Bank of Manhattan’s savings rates compare

Compared with banks and credit unions near Chicago, IL-IN, where First Bank of Manhattan has the most branches. $10,000, best rate first.

This bank’s best
First Bank of Manhattan
0.03%APY
Requires
None
Minimum
$2,500
Earns on $10,000 a year
$3
Money Market Account
Top rate
Justice Federal Credit Union
4.00%APY
Requires
Monthly account activity
Minimum
$0
Earns on $10,000 a year
$400
Justice Federal Credit Union rates
2nd-highest rate
United Trust Bank
3.90%APY
Requires
None
Minimum
$10,000
Earns on $10,000 a year
$390
United Trust Bank rates

Compare savings rates near you →

60

Savings score

Higher than 3% of U.S. banks and credit unions

By balance

$1,000 balance$1,0000.03%
$10,000 balance$10,0000.03%
$100,000 balance$100,0001.00%
QualifiedQualified0.03%

Each track runs from the lowest to the highest rate among U.S. banks and credit unions; the dot is this rate.Qualified: needs another account or monthly activity.

How the score works →

Where First Bank of Manhattan ranks

By savings score, in each area where it has branches

Every rate

Current savings rates

Rates from the bank’s website. Earnings assume the rate doesn’t change.

Money Market Account

0.03%APY$2,500 to open

$2,500 minimum to open (maintain at least $2,500 to avoid a $5 monthly maintenance fee). Tiered rates.

Earnings on $10,000 over a year.
Balance	APY	Earns on $10,000 a yearEarns	Requirement
$2,500 and upMinimum balance is checked at statement time and correct rate applied. $5 monthly maintenance fee if balance falls below $2,500.	0.03%	$3	Minimum balance is checked at statement time and correct rate applied. $5 monthly maintenance fee if balance falls below $2,500.
$20,000 and upMinimum balance is checked at statement time and correct rate applied. $5 monthly maintenance fee if balance falls below $2,500.	0.20%	—	Minimum balance is checked at statement time and correct rate applied. $5 monthly maintenance fee if balance falls below $2,500.
$50,000 and upMinimum balance is checked at statement time and correct rate applied. $5 monthly maintenance fee if balance falls below $2,500.	1.00%	—	Minimum balance is checked at statement time and correct rate applied. $5 monthly maintenance fee if balance falls below $2,500.

Sources (2)

All captured Oct 6, 2026

Passbook & Statement Savings

0.03%APY$10 to open

Keep at least $10 in the account to avoid a $1 monthly maintenance fee. Available with monthly statement or savings passbook.

Earnings on $10,000 over a year.
BalanceRequirement	APY	Earns on $10,000 a yearEarns	Requirement
$10 and upMinimum balance to open and obtain APY is $10.00. Fees could reduce earnings. Rate may change after account is opened. $1 monthly maintenance fee avoided by keeping at least $10 in the account.$10 and up	0.03%	$3	Minimum balance to open and obtain APY is $10.00. Fees could reduce earnings. Rate may change after account is opened. $1 monthly maintenance fee avoided by keeping at least $10 in the account.

Sources (3)

All captured Sep 17, 2026

Special-purpose accounts

Holiday Savings Club

0.03%APYClub$2 to open

No monthly service fee. Monthly paper statements or eStatements. A check for the balance of your Holiday Savings Club account will be mailed to you in mid-October.

Earnings on $10,000 over a year.
BalanceRequirement	APY	Earns on $10,000 a yearEarns	Requirement
$2 and upMinimum balance to open and obtain APY is $2.00. Fees could reduce earnings. Rate may change after account is opened. Balance check mailed in mid-October.$2 and up	0.03%	$3	Minimum balance to open and obtain APY is $2.00. Fees could reduce earnings. Rate may change after account is opened. Balance check mailed in mid-October.

Sources (3)

All captured Sep 17, 2026

Opening an account

Confirm the bank’s opening requirements and whether the account is available where you live. A nearby branch does not establish eligibility for every rate.

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