Bank · FDIC insured
Community Savings Bank Savings Rates
Community Savings Bank’s best savings rate is 0.05% APY on $10,000, with its Money Market. Rates checked October 16, 2026.
How Community Savings Bank’s savings rates compare
Compared with banks and credit unions near Chicago, IL-IN, where Community Savings Bank has the most branches. $10,000, best rate first.
This bank’s best
Community Savings Bank
0.05%APY
- Requires
- None
- Minimum
- $500
- Earns on $10,000 a year
- $5
Money Market
Top rate
Justice Federal Credit Union
4.00%APY
- Requires
- Monthly account activity
- Minimum
- $0
- Earns on $10,000 a year
- $400
2nd-highest rate
United Trust Bank
3.90%APY
- Requires
- None
- Minimum
- $10,000
- Earns on $10,000 a year
- $390
Community Savings Bank savings score
60
Savings score
Higher than 2% of U.S. banks and credit unions
- $1,000 balance$1,0000.02%
- $10,000 balance$10,0000.05%
- $100,000 balance$100,0000.10%
- QualifiedQualified0.05%
Each track runs from the lowest to the highest rate among U.S. banks and credit unions; the dot is this rate.Qualified: needs another account or monthly activity.
Where Community Savings Bank ranks
By savings score, in each area where it has branches
Every rate
Current savings rates
Rates from the bank’s website. Earnings assume the rate doesn’t change.
Money Market
0.05%APY
A $500.00 minimum balance is required to open. After the account is opened a $100.00 minimum balance is required. Minimum transaction amount is $500.00.
| Balance | APY | Earns on $10,000 a yearEarns | Requirement |
|---|---|---|---|
| $500 – $2,500Tier 1 - Balance up to $2,500. Minimum balance to open and to earn APY is $500.00. | 0.02% | — | Tier 1 - Balance up to $2,500. Minimum balance to open and to earn APY is $500.00. |
| $2,500 – $25,000Tier 2 - Balance $2,500 to $25,000. Blended APY is 0.02% to 0.05%. Minimum balance to open is $500.00; minimum balance to earn APY is $2,500.00. | 0.05% | $5 | Tier 2 - Balance $2,500 to $25,000. Blended APY is 0.02% to 0.05%. Minimum balance to open is $500.00; minimum balance to earn APY is $2,500.00. |
| $25,000 – $100,000Tier 3 - Balance $25,000 to $100,000. Blended APY is 0.05% to 0.09%. Minimum balance to open is $500.00; minimum balance to earn APY is $25,000.00. | 0.10% | — | Tier 3 - Balance $25,000 to $100,000. Blended APY is 0.05% to 0.09%. Minimum balance to open is $500.00; minimum balance to earn APY is $25,000.00. |
Sources (2)
- communitysavingsbank.bank/bank…it-products/money-market
- communitysavingsbank.bank/bank…osit-rates/deposit-rates
All captured Oct 6, 2026
Regular Savings
0.02%APY
Variable rate account. Interest is compounded daily and credited quarterly. Minimum deposit and withdrawal amount is $10.00. Available with Passbook, Statement, or Combined Statement/Passbook for record keeping. Statement and Combined Statement/Passbook accounts with a $400.00 balance qualify for a Community Total Service Card.
| BalanceRequirement | APY | Earns on $10,000 a yearEarns | Requirement |
|---|---|---|---|
| $100 and upVariable rate account. $100.00 minimum balance requirement to open and maintain. Rates subject to change once opened. Fees may reduce earnings.$100 and up | 0.02% | $2 | Variable rate account. $100.00 minimum balance requirement to open and maintain. Rates subject to change once opened. Fees may reduce earnings. |
Sources (2)
- communitysavingsbank.bank/bank…deposit-products/savings
- communitysavingsbank.bank/bank…osit-rates/deposit-rates
All captured Oct 16, 2026
Special-purpose accounts
Christmas Club Savings Account
0.02%APY
Variable rate account. Interest is compounded daily and credited at end of each quarter and to date as of October of the calendar year. Minimum deposit transaction is $10.00. No withdrawals allowed; any withdrawal requires account closure, but may be re-opened by making a minimum deposit before December 30th of the calendar year.
| BalanceRequirement | APY | Earns on $10,000 a yearEarns | Requirement |
|---|---|---|---|
| $10 and upVariable rate account. $10.00 minimum balance requirement to open and maintain. Rates subject to change once opened. Fees may reduce earnings.$10 and up | 0.02% | $2 | Variable rate account. $10.00 minimum balance requirement to open and maintain. Rates subject to change once opened. Fees may reduce earnings. |
Juniors Savers Statement Savings Account
0.02%APY
Variable rate account for minors between ages 5 and 17 years old. Parent or legal guardian must be present at opening and listed as joint owner. Minimum withdrawal or deposit amount is $1.00; parent signature required for withdrawals over $25.00.
| BalanceRequirement | APY | Earns on $10,000 a yearEarns | Requirement |
|---|---|---|---|
| $10 and upVariable rate account. $10.00 minimum balance requirement to open and maintain. Rates subject to change once opened. Fees may reduce earnings.$10 and up | 0.02% | $2 | Variable rate account. $10.00 minimum balance requirement to open and maintain. Rates subject to change once opened. Fees may reduce earnings. |
Opening an account
Confirm the bank’s opening requirements and whether the account is available where you live. A nearby branch does not establish eligibility for every rate.