Compare Bank & Credit Union Rates
Best savings rates in Illinois
Compare published savings yields, money market accounts included, with minimums, requirements, collection dates and original sources.
Top savings rates
Showing 676–690 results in Illinois
- 0.05%APY$5 a year on $10,000
Requirements
Product: Interest is paid semi-annually on June 30 and December 31.
Offer: Listed as Regular Savings in the rate table. Interest rate and annual percentage yield may change after account opening.
0.05% interest rate
Rate checked
More details - National Police FCUShare SavingsSavings · $100 min · 0.03%–0.09% by balance
Credit union · 4 branches
0.05%APY$5 a year on $10,000Requirements
Product: Minimum initial share deposit of $10 to open and become a member. Dividends paid quarterly (posted March 31st, June 30th, September 30th, and December 31st).
0.03% interest rate · Effective Oct 5, 2026
Rate by balance
Rate by balance for Share Savings Balance APY $100 – $3,000 0.03% $3,000 – $25,000Your amount 0.05% $25,000 and up 0.09% Rate checked
More details - 0.05%APY$5 a year on $10,000
Requirements
Product: Establishes GenFed membership. Monthly/excessive transfer limitations apply (maximum 6 transfers/withdrawals per month; excess subject to fee or closure).
Offer: Minimum balance to earn dividends is $100.00. Required opening deposit is $5.00 ($25.00 on fee schedule S1). Compounded and credited quarterly based on average daily balance.
0.05% interest rate · Effective Oct 1, 2026
Rate checked
More details - 0.05%APY$5 a year on $10,000
Requirements
Product: No service charges, no minimum balance required, unlimited transactions.
Offer: Average daily balances of $100 or more to earn stated APY. Maintenance or activity fees could reduce earnings.
0.05% interest rate · Effective Oct 5, 2026
Rate checked
More details - 0.05%APY$5 a year on $10,000
Requirements
Product: No service charges, no minimum balance required, unlimited transactions.
Offer: Average daily balances of $100 or more to earn stated APY. Maintenance or activity fees could reduce earnings.
0.05% interest rate · Effective Oct 5, 2026
Rate checked
More details - 0.05%APY$5 a year on $10,000intro rate
Requirements
Product: Required savings account for all members. Minimum balance of $5.00 required to keep account open.
Offer: Valid through 10/31/2026. $5.00 minimum balance required to keep account open.
Promotional rate
Rate checked
More details - 0.05%APY$5 a year on $10,000intro rate
Requirements
Product: Personal accounts and personal trusts only. Available at Old National banking centers or online (online opening available in IA, IL, IN, KY, MI, MN, ND, TN, WI; personal trusts in-person only). Combined balance of all Old National accounts cannot exceed $3,000,000. $25 fee if closed within 180 days.
Offer: Standard/lower tier rate for daily collected balances of $19,999.99 or less. Monthly fee of $20 waived with $5,000 minimum daily balance.
Promotional rate · 0.05% interest rate · $20 monthly fee · Effective Sep 1, 2026
Rate by balance
Rate by balance for Market Monitor Balance APY Up to $20,000Your amount 0.05% $20,000 and upPromotional rate guaranteed through December 31, 2026 for new accounts opened between September 1, 2026 and December 1, 2026 funded with minimum $20,000 in new money not on deposit as of August 31, 2026 within 15 calendar days of opening. 3.85% Rate checked
More details - American Broadcast Employees FCUShare (Savings)Savings · $100 min · 0.05%–0.10% by balance
Credit union · 1 branch
0.05%APY$5 a year on $10,000Requirements
Product: Open with $5 and a one-time $2 membership fee (or minimum deposit $7.00). Family and household members are also eligible for membership. Rate accurate as of 9/14/26.
Effective Sep 14, 2026
Rate by balance
Rate by balance for Share (Savings) Balance APY $100 – $100,000Your amount 0.05% $100,000 and up 0.10% Rate checked
More details - 0.05%APY$5 a year on $10,000
Requirements
Product: No monthly fee. No minimum balance requirements.
0.05% interest rate · No monthly fee
Rate by balance
Rate by balance for Member Savings Balance APY Up to $10,000 0.05% $10,000 – $25,000Your amount 0.05% $25,000 and up 0.10% Rate checked
More details - 0.05%APY$5 a year on $10,000
- 0.05%APY$5 a year on $10,000
Requirements
Product: Minimum $5 balance required to maintain membership. Dividends deposited quarterly (paid monthly per rate sheet) with minimum $100 balance required to earn dividends. Rate may change after account opening. No monthly fees.
0.05% interest rate · No monthly fee · Effective Dec 1, 2025
Rate checked
More details - 0.05%APY$5 a year on $10,000with conditions
Requirements
Product: Links to free Kasasa Cash or Kasasa Cash Back checking with automatic transfers. No monthly maintenance fees.
Offer: Applies to all balances if qualifications in Kasasa Cash or Kasasa Cash Back are not met.
Qualified rate · 0.05% interest rate · No monthly fee · Effective Jan 6, 2026
Rate checked
More details - 0.05%APY$5 a year on $10,000
Requirements
Product: All savings accounts are privately insured up to $250,000 by American Share Insurance. Dividend rates and terms subject to change without notice.
Offer: Dividend rate stated as 'as high as 0.05%'. Annual percentage rate and terms subject to change without notice.
0.05% interest rate
Rate checked
More details - 0.05%APY$5 a year on $10,000
Requirements
Product: $2 quarterly service charge if average daily balance is below $100; waived with $100 average daily balance or monthly direct deposit. Minimum average daily balance to obtain APY is $100. Interest rate may change after account is opened; fees can reduce earnings.
Offer: Minimum average daily balance of $100 to obtain APY. $2 quarterly service charge if average daily balance below $100, waived with $100 average daily balance or monthly direct deposit.
Effective Sep 1, 2026
Rate checked
More details - 0.05%APY$5 a year on $10,000
Requirements
Product: Dividends will be paid on a minimum balance of $25.00.
Offer: Dividends will be paid on a minimum balance of $25.00.
0.05% interest rate
Rate checked
More details
Carrot Score rates each institution on all its CD, savings, auto loan and credit card rates, not just the account shown. How we rank
* APY calculated from the stated interest rate. Daily compounding is assumed when the institution does not state it.
What savings accounts pay in Illinois
785 accounts at 327 banks and credit unions · checked Oct 23–24
- Typical
- 0.25%
- Top 10% from
- 2.00%
- Banks, typical
- 0.25%
- Credit unions, typical
- 0.25%
Is your bank paying you enough?
Find your bank or credit union to see all its rates and how they compare near you.
Illinois
Top Carrot institutions
Ranked across their CDs, savings, auto loans and credit cards. How scores work
- Bloomington Municipal Credit UnionCredit union · 1 branch
- First Community Credit UnionCredit union · 7 branches
- Acme Continental Credit UnionCredit union · 1 branch