Credit union · NCUA insured
ABD Federal Credit Union
A $66.7M credit union headquartered in Warren, MI, with 6,115 members and 3 branches in 2 states. Best rates: CDs 4.06% and savings 0.45% APY.
ABD Federal Credit Union Carrot Score
77
Carrot Score
Higher than 43% of U.S. banks and credit unions
#53 of 75 in Detroit, MI metroHow the score works →
Deposits are federally insured by the NCUA up to $250,000 per depositor.
About ABD Federal Credit Union
- Headquarters
- 27850 Mound Rd, Warren, MI 48092
- NCUA charter
- 5885
Membership
Who can join
This may be incomplete or out of date, so check with the credit union before you apply.
Employers and groups
- Employees of specific partner businesses are eligible for membership.
- Employees and retirees of Stellantis/Fiat Chrysler Automobiles (FCA) who work at designated facilities are eligible for membership.
Other ways
- Individuals referred by a current ABD member through the membership referral program are eligible to join.
Branches
3 branches in 2 states
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Michigan
2 branches
- Abd Federal Credit UnionMain office27850 Mound Rd, Warren, MI 48092Directions
- Abd Federal Credit Union2222 Conner St, Detroit, MI 48215Directions
Illinois
1 branch
- Abd Federal Cu892 Belvidere Rd, Belvidere, IL 61008Directions
Walk-in offices from the NCUA directory as of March 31, 2026. Directions open Google Maps. A nearby branch doesn’t mean you can join or open an account.
Financial details
Well capitalizedas reported to the NCUA
| Measure | This credit union | Peers’ middle | Strongest quarter |
|---|---|---|---|
| CapitalNet worth ratio | 15.12% | 14.31% | 19.38% or more |
| Troubled loans60+ days late | 1.36% | 0.70% | 0.18% or less |
| ProfitabilityReturn on assets | -0.56% | 0.65% | 1.19% or more |
| LendingLoans per $100 deposited | $31 | $59 | — |
- CapitalNet worth ratio15.12%Peers’ middle 14.31% · Top 25% 19.38%+
- Troubled loans60+ days late1.36%Peers’ middle 0.70% · Top 25% ≤0.18%
- ProfitabilityReturn on assets-0.56%Peers’ middle 0.65% · Top 25% 1.19%+
- LendingLoans per $100 deposited$31Peers’ middle $59
Compared with the 2,478 credit unions with under $100 million in assets. The strongest quarter is what the best 25% of them reach: more capital and profit, fewer troubled loans. Lending has no better end.Troubled loans are loans 60 or more days late.
Regulators’ own ratings of ABD Federal Credit Union are confidential. These figures are what it reports to the NCUA each quarter, set beside its peers; they aren’t a rating.