Compare Bank & Credit Union Rates
Best savings rates in Naperville, IL
Compare published savings yields, money market accounts included, with minimums, requirements, collection dates and original sources.
Top savings rates
Showing 16–30 results in Naperville, IL
- Illiana FinancialMoney Market SavingsMoney Market Savings · $2,000 min · 0.30%–0.85% by balance
Credit union · 1 branch
0.60%APY$60 a year on $10,000Requirements
Product: Minimum balance of $2,000 required.
0.30% interest rate
Rate by balance
Rate by balance for Money Market Savings Balance APY $2,000 – $10,000 0.30% $10,000 – $25,000Your amount 0.60% $25,000 – $50,000 0.70% Over $50,000 0.85% Rate checked
More details - Great Lakes Credit UnionMoney Market AccountMoney Market Account · $2,500 min
Credit union · 1 branch
0.50%APY$50 a year on $10,000with conditionsRequirements
Product: Requires minimum deposit of $2,500 to open and minimum average daily balance of $2,500 to earn stated dividends. Up to 6 transfers/withdrawals per month. Additional APY available with qualifying Free Checking Account debit card transactions.
Offer: Tier 2: Earn an additional 0.50% APY on accompanying Money Market account with 20-39 monthly Free Checking Account debit card transactions.
Qualified rate
Rate checked
More details - BMOGrowth Money Market AccountGrowth Money Market Account · $25 min · 0.05%–2.50% by balance
Bank · 4 branches
0.30%APY$30 a year on $10,000with conditionsRequirements
Product: $10 monthly maintenance fee is waived for 60 days after account opening or if you hold a minimum daily balance of $5,000. Requires a $25 minimum opening deposit. Variable rate account.
Offer: Standard APY for balances less than $5,000. Monthly maintenance fee waived for first 60 days or with a $5,000 minimum daily balance.
Qualified rate · $10 monthly fee · Effective Oct 16, 2026
Rate by balance
Rate by balance for Growth Money Market Account Balance APY Up to $5,000 0.05% $5,000 – $25,000Your amount 0.30% $25,000 – $100,000Monthly maintenance fee waived with a $5,000 minimum daily balance. 0.65% $100,000 – $250,000Monthly maintenance fee waived with a $5,000 minimum daily balance. 1.70% $250,000 and upMonthly maintenance fee waived with a $5,000 minimum daily balance. 2.50% Rate checked
More details - 0.30%APY$30 a year on $10,000
Requirements
Product: Quarterly statement. 6 withdrawals per month; $2.00 fee for each debit transaction in excess of limit. $5.00 fee if balance falls below $100 minimum in statement cycle.
Offer: Interest compounded and paid quarterly. $5.00 fee if balance falls below $100 minimum balance requirement in the statement cycle.
0.30% interest rate · $5 monthly fee
Rate checked
More details - 0.20%APY$20 a year on $10,000
Requirements
Offer: $10.00 monthly fee if balance falls below the $1,000 minimum balance requirement in the statement cycle. Compounding and payment of interest is monthly. APY and interest rate may change after account opening.
0.20% interest rate · $10 monthly fee
Rate checked
More details - 0.12%APY$12 a year on $10,000with conditions
Requirements
Product: Available in select markets/regions. Monthly service fee is waived with a linked Citi checking account, an average monthly balance of $500 or more, or enrollment in Citi Priority, Citigold, or Citigold Private Client relationship tiers. Accounts with a zero balance for 90 calendar days are subject to closure.
Offer: Citigold Private Client relationship tier (requires $800,000 CAMB in Eligible Deposit and Investment accounts). Rates apply to ZIP 57108 (OUT pricing region). Monthly fee waived for Citigold Private Client tier.
Qualified rate · 0.12% interest rate · $4.50 monthly fee
Rate checked
More details - Republic Bank of ChicagoExecutive Money MarketExecutive Money Market · $2,500 min · 0.00%–0.10% by balance
Bank · 1 branch
0.10%APY$10 a year on $10,000Requirements
Product: Maintain a minimum $2,500 daily balance to earn APY and avoid $25 monthly maintenance fee.
0.00% interest rate · $25 monthly fee · Effective Sep 23, 2026
Rate by balance
Rate by balance for Executive Money Market Balance APY Up to $2,500 0.00% $2,500 – $10,000 0.10% $10,000 – $25,000Your amount 0.10% $25,000 and up 0.10% Rate checked
More details - Republic Bank of ChicagoRepublic Statement SavingsSavings · $25 min · 0.00%–0.10% by balance
Bank · 1 branch
0.10%APY$10 a year on $10,000Requirements
Product: A $3 monthly maintenance fee is imposed unless a minimum $25 daily balance is maintained to earn APY and avoid the fee.
Offer: Tier One: $0.00 – $24.99. Minimum $25 daily balance required to avoid $3 monthly maintenance fee and earn APY.
0.00% interest rate · $3 monthly fee · Effective Sep 23, 2026
Rate by balance
Rate by balance for Republic Statement Savings Balance APY Up to $25 0.00% Up to $4,999 0.10% $5,000 and upYour amount 0.10% Rate checked
More details - Republic Bank of ChicagoElements Basic SavingsSavings · $25 min · 0.00%–0.10% by balance
Bank · 1 branch
0.10%APY$10 a year on $10,000Requirements
Offer: Tier One: $0.00 – $24.99.
0.00% interest rate · Effective Sep 23, 2026
Rate by balance
Rate by balance for Elements Basic Savings Balance APY Up to $25 0.00% Up to $4,999 0.10% $5,000 and upYour amount 0.10% Rate checked
More details - 0.10%APY$10 a year on $10,000
Requirements
Product: Establishes member-owner relationship with Illiana Financial. Interest paid on average daily balance and compounded and paid monthly on accounts with balances of $50.00 or more.
Offer: Minimum deposit of $20 keeps membership active and earns monthly dividends (as long as balance stays above $20). Interest compounded and credited monthly.
0.10% interest rate · Effective Dec 18, 2025
Rate checked
More details - 0.09%APY$9 a year on $10,000with conditions
Requirements
Product: Available in select markets/regions. Monthly service fee is waived with a linked Citi checking account, an average monthly balance of $500 or more, or enrollment in Citi Priority, Citigold, or Citigold Private Client relationship tiers. Accounts with a zero balance for 90 calendar days are subject to closure.
Offer: Citigold relationship tier (requires $180,000 CAMB in Eligible Deposit and Investment accounts). Rates apply to ZIP 57108 (OUT pricing region). Monthly fee waived for Citigold tier.
Qualified rate · 0.09% interest rate · $4.50 monthly fee
Rate checked
More details - PNCPremiere Money Market AccountPremiere Money Market Account · $1 min · 0.07%–0.08% by balance
Bank · 4 branches
0.07%APY$7 a year on $10,000with conditionsRequirements
Product: Minimum opening deposit is $0 online or $25 at a branch. Monthly service charge of $12 waived with an average monthly balance of $5,000 or when linked to a select PNC checking account. Minimum to earn interest is $1.
Offer: PNC TotalRewards Platinum Tier Boost. Requires enrollment in Platinum Tier based on Average Eligible Balance of $500,000 or more.
Qualified rate · 0.07% interest rate · $12 monthly fee · Effective Oct 21, 2026
Rate by balance
Rate by balance for Premiere Money Market Account Balance APY Up to $10,000 0.07% $10,000 – $25,000Your amount 0.07% $25,000 – $50,000 0.07% $50,000 – $100,000 0.07% $100,000 – $250,000 0.08% $250,000 – $500,000 0.08% $500,000 – $1,000,000 0.08% $1,000,000 and up 0.08% Rate checked
More details - DuPage Credit UnionMoney Market AccountMoney Market Account · $0 min · 0.00%–0.15% by balance
Credit union · 1 branch
0.07%APY$7 a year on $10,000Requirements
Product: No monthly service fee and no minimum balance fee. Only $500 to start earning dividends. No dividends paid on days when balance falls below $500. Must have DuPage Credit Union membership established and be in good standing.
Offer: No dividends paid on days when balance falls below $500.
0.00% interest rate · No monthly fee · Effective Sep 1, 2026
Rate by balance
Rate by balance for Money Market Account Balance APY Up to $499 0.00% $500 – $9,999Dividends are compounded daily and paid monthly. 0.05% $10,000 – $24,999Your amountDividends are compounded daily and paid monthly. 0.07% $25,000 – $49,999Dividends are compounded daily and paid monthly. 0.10% $50,000 and upDividends are compounded daily and paid monthly. 0.15% Rate checked
More details - PNCPremiere Money Market AccountPremiere Money Market Account · $1 min · 0.05%–0.07% by balance
Bank · 4 branches
0.06%APY$6 a year on $10,000with conditionsRequirements
Product: Minimum opening deposit is $0 online or $25 at a branch. Monthly service charge of $12 waived with an average monthly balance of $5,000 or when linked to a select PNC checking account. Minimum to earn interest is $1.
Offer: PNC TotalRewards Gold Tier Boost. Requires enrollment in Gold Tier based on Average Eligible Balance of $100,000 to $499,999.99.
Qualified rate · 0.06% interest rate · $12 monthly fee · Effective Oct 21, 2026
Rate by balance
Rate by balance for Premiere Money Market Account Balance APY Up to $10,000 0.06% $10,000 – $25,000Your amount 0.06% $25,000 – $50,000 0.06% $50,000 – $100,000 0.06% $100,000 – $250,000 0.07% $250,000 – $500,000 0.07% $500,000 – $1,000,000Standard rate tier. Monthly fee waived if avg monthly balance >=$5,000 or linked to select PNC checking. Opening deposit $25 at branches; online opening minimum $0. 0.05% $1,000,000 and upStandard Rate. $0 minimum deposit to open online ($25 in branches). $12 monthly fee waived with $5,000 average monthly balance or linked select PNC checking account. 0.05% Rate checked
More details - Huntington BankHuntington Relationship SavingsSavings · $100 min · 0.01%–0.06% by balance
Bank · 2 branches
0.06%APY$6 a year on $10,000with conditionsRequirements
Product: Monthly maintenance fee of $10 waived with an average daily balance of $2,500 or when you also own a Huntington personal checking account. Minimum opening deposit is $100. Higher relationship rates available when linked with qualifying checking accounts. Rates are specific to ZIP code 43215.
Offer: Non-Relationship Promotional Rate; requires new money to Huntington (money not currently on deposit in any Huntington account except maturing consumer CDs). Rate applies to ZIP code 43215.
Qualified rate · 0.01% interest rate · $10 monthly fee · Effective Oct 5, 2026
Rate by balance
Rate by balance for Huntington Relationship Savings Balance APY Up to $5,000 0.01% $5,000 – $2,000,001Your amountStandard Rate with qualifying, open Private Client Account. 0.06% $2,000,001 – $100,000,000,000requires new money to Huntington. Bank reserves the right to limit acceptance of deposits greater than $2,000,000.00. 0.01% Rate checked
More details
Carrot Score rates each institution on all its CD, savings, auto loan and credit card rates, not just the account shown. How we rank
What savings accounts pay in Naperville, IL
60 accounts at 19 banks and credit unions · checked Oct 6–22
- Typical
- 0.06%
- Top 10% from
- 2.62%
- Banks, typical
- 0.06%
- Credit unions, typical
- 0.09%
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Chicago, IL-IN metro
Top Carrot institutions
Ranked across their CDs, savings, auto loans and credit cards. How scores work
- Acme Continental Credit UnionCredit union · 1 branch
- Whiting Refinery Federal Credit UnionCredit union · 1 branch
- American Airlines Federal Credit UnionCredit union · 4 branches