Credit union · NCUA insured
Illiana Financial
Top CarrotA $262.7M credit union headquartered in Calumet City, IL, with 20,906 members and 4 branches in Illinois. Best rates: CDs 3.51% and savings 0.60% APY.
Illiana Financial Carrot Score
Carrot ScoreTop Carrot
Higher than 83% of U.S. banks and credit unions
#26 of 124 in Chicago, IL-IN metroHow the score works →
Deposits are federally insured by the NCUA up to $250,000 per depositor.
About Illiana Financial
Illiana Financial Credit Union is a not-for-profit financial cooperative headquartered in Calumet City, Illinois.
- Headquarters
- 1600 Huntington Dr, Calumet City, IL 60409-5404
- NCUA charter
- 68425
Membership
Who can join
This may be incomplete or out of date, so check with the credit union before you apply.
Where you live or work
- Any person living, working, or worshipping within specified geographical boundaries (North to Route 176, East to Route 421, South to Route 24, West to Route 47) is eligible for membership.
Branches
4 branches in Illinois
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Illinois
4 branches
Chicago area · 3
- Calumet CityMain office1600 Huntington Dr, Calumet City, IL 60409Directions
- Chicago Heights1030 Chicago Rd, Chicago Heights, IL 60411Directions
- Naperville1163 E Ogden Ave Ste 711, Naperville, IL 60563Directions
Kankakee area · 1
- Boubonnais1130 Armour Rd, Bourbonnais, IL 60914Directions
Walk-in offices from the NCUA directory as of March 31, 2026. Directions open Google Maps. A nearby branch doesn’t mean you can join or open an account.
Financial details
Well capitalizedas reported to the NCUA
| Measure | This credit union | Peers’ middle | Strongest quarter |
|---|---|---|---|
| CapitalNet worth ratio | 17.36% | 11.43% | 13.58% or more |
| Troubled loans60+ days late | 1.34% | 0.68% | 0.39% or less |
| ProfitabilityReturn on assets | 0.36% | 0.75% | 1.18% or more |
| LendingLoans per $100 deposited | $50 | $76 | — |
- CapitalNet worth ratio17.36%Peers’ middle 11.43% · Top 25% 13.58%+
- Troubled loans60+ days late1.34%Peers’ middle 0.68% · Top 25% ≤0.39%
- ProfitabilityReturn on assets0.36%Peers’ middle 0.75% · Top 25% 1.18%+
- LendingLoans per $100 deposited$50Peers’ middle $76
Compared with the 1,338 credit unions with $100 million to $1 billion in assets. The strongest quarter is what the best 25% of them reach: more capital and profit, fewer troubled loans. Lending has no better end.Troubled loans are loans 60 or more days late.
Regulators’ own ratings of Illiana Financial are confidential. These figures are what it reports to the NCUA each quarter, set beside its peers; they aren’t a rating.