Credit union · NCUA insured
Illiana Financial Savings Rates
Top CarrotIlliana Financial’s best savings rate is 0.60% APY on $10,000, with its Money Market Savings. Rates checked October 16, 2026.
How Illiana Financial’s savings rates compare
Compared with banks and credit unions near Chicago, IL-IN, where Illiana Financial has the most branches. $10,000, best rate first.
This credit union’s best
Illiana Financial
0.60%APY
- Requires
- None
- Minimum
- —
- Earns on $10,000 a year
- $60
Money Market Savings
Top rate
Justice Federal Credit Union
4.00%APY
- Requires
- Monthly account activity
- Minimum
- $0
- Earns on $10,000 a year
- $400
2nd-highest rate
United Trust Bank
3.90%APY
- Requires
- None
- Minimum
- $10,000
- Earns on $10,000 a year
- $390
Illiana Financial savings score
80
Savings score
Higher than 52% of U.S. banks and credit unions
- $1,000 balance$1,0000.10%
- $10,000 balance$10,0000.60%
- $100,000 balance$100,0000.85%
- QualifiedQualified0.60%
Each track runs from the lowest to the highest rate among U.S. banks and credit unions; the dot is this rate.Qualified: needs another account or monthly activity.
Where Illiana Financial ranks
By savings score, in each area where it has branches
Every rate
Current savings rates
Rates from the credit union’s website. Earnings assume the rate doesn’t change.
Money Market Savings
Up to 0.60%APY
Minimum balance of $2,000 required.
| Balance | APY | Earns on $10,000 a yearEarns |
|---|---|---|
| $2,000 – $10,000 | 0.30% | $30 |
| $10,000 – $25,000 | 0.60% | $60 |
| $25,000 – $50,000 | 0.70% | — |
| Over $50,000 | 0.85% | — |
Sources (1)
- illiana.org/accounts/savings/money-market-savings · captured Sep 17, 2026
Savings
0.10%APY
Establishes member-owner relationship with Illiana Financial. Interest paid on average daily balance and compounded and paid monthly on accounts with balances of $50.00 or more.
| BalanceRequirement | APY | Earns on $10,000 a yearEarns | Requirement |
|---|---|---|---|
| Any balanceMinimum deposit of $20 keeps membership active and earns monthly dividends (as long as balance stays above $20). Interest compounded and credited monthly.Any balance | 0.10% | $10 | Minimum deposit of $20 keeps membership active and earns monthly dividends (as long as balance stays above $20). Interest compounded and credited monthly. |
Sources (3)
- illiana.org/accounts/savings
- illiana.org/accounts/savings/a…red-money-market-savings
- illiana.org/docs/default-sourc…-rate-sheet-12-18-25.pdf
All captured Sep 17, 2026
Special-purpose accounts
Money Market IRA
Up to 0.60%APY
| Balance | APY | Earns on $10,000 a yearEarns |
|---|---|---|
| Up to $10,000 | 0.30% | $30 |
| $10,000 – $25,000 | 0.60% | $60 |
| $25,000 – $50,000 | 0.70% | — |
| Over $50,000 | 0.85% | — |
Sources (1)
- illiana.org/accounts/savings/i…savings-ira-certificates · captured Sep 17, 2026
Christmas Club
0.20%APY
Set aside a little each month. Interest on all savings accounts are paid on the average daily balance and compounded and paid monthly on accounts with balances of $50.00 or more.
| BalanceRequirement | APY | Earns on $10,000 a yearEarns | Requirement |
|---|---|---|---|
| Any balanceInterest compounded monthly and credited monthly.Any balance | 0.20% | $20 | Interest compounded monthly and credited monthly. |
Sources (2)
All captured Sep 17, 2026
Who can join Illiana Financial
This may be incomplete or out of date, so check with the credit union before you apply.
Where you live or work
- Any person living, working, or worshipping within specified geographical boundaries (North to Route 176, East to Route 421, South to Route 24, West to Route 47) is eligible for membership.
Membership information collected October 5, 2026.