Compare Bank & Credit Union Rates
Best savings rates in Florida
Compare published savings yields, money market accounts included, with minimums, requirements, collection dates and original sources.
Top savings rates
Showing 496–510 results in Florida
- 0.02%APY$2 a year on $10,000
Requirements
Product: Must maintain a minimum daily balance of $25 to obtain the disclosed APY. $5.00 monthly participation fee applies if balance falls below $500 during the month and member has no other accounts (minors and individuals up to age 23 are excluded). $1.00 opening deposit keeps BrightStar membership active. Monthly dividends compounded monthly.
Offer: Minimum daily balance to obtain APY is $25. $5 monthly participation fee waived if balance stays at or above $500 or if member has other accounts, or is age 23 and under.
0.02% interest rate · Compounded monthly · $5 monthly fee · Effective Oct 15, 2026
Rate checked
More details - 0.02%APY$2 a year on $10,000with conditions
Requirements
Product: Savings with check-writing capability. $12 monthly service fee can be avoided with a $3,500 minimum daily balance each fee period. Relationship rates require linking to an eligible checking account (such as Prime Checking or Premier Checking).
Offer: Relationship rate; requires linking to a Prime Checking account. $12 monthly service fee avoided with $3,500 minimum daily balance.
Qualified rate · 0.02% interest rate · $12 monthly fee · Effective Oct 10, 2026
Rate checked
More details - 0.02%APY$2 a year on $10,000with conditions
Requirements
Product: Earn Premier relationship rates when you link the account to a qualifying checking account (Chase Premier Plus Checking, Chase Sapphire Checking, Chase Private Client Checking, J.P. Morgan Private Client Checking Plus, or J.P. Morgan Classic Checking) and make at least 5 customer-initiated transactions in a monthly statement period using your linked checking account. $25 monthly service fee waived with $15,000+ beginning day balance or linked qualifying checking account.
Offer: Relationship rate: requires linked qualifying checking account and at least 5 customer-initiated transactions in a monthly statement period. $25 monthly service fee waived with $15,000+ daily balance or linked qualifying checking account.
Qualified rate · 0.02% interest rate · $25 monthly fee · Effective Oct 2, 2026
Rate checked
More details - 0.02%APY$2 a year on $10,000with conditions
Requirements
Product: Monthly maintenance fee of $10 waived with an average daily balance of $2,500 or when you also own a Huntington personal checking account. Minimum opening deposit is $100. Higher relationship rates available when linked with qualifying checking accounts. Rates are specific to ZIP code 43215.
Offer: Standard Rate with qualifying, open Huntington Perks Checking account. Rate applies to ZIP code 43215.
Qualified rate · 0.02% interest rate · Balance cap $2,000,000.99 · $10 monthly fee · Effective Oct 5, 2026
Rate checked
More details - 0.02%APY$2 a year on $10,000
Requirements
Offer: Minimum balance to earn dividends is $200.
0.02% interest rate · Effective Jun 1, 2020
Rate checked
More details - 0.02%APY$2 a year on $10,000
Requirements
Offer: Minimum balance to earn dividends is $200.
0.02% interest rate · Effective Jun 1, 2020
Rate checked
More details - 0.02%APY$2 a year on $10,000
Requirements
Product: Opened with every Orlando Credit Union membership. Members must keep an aggregate daily balance of at least $200 in their account to avoid a $5.00 monthly fee.
Offer: Minimum balance to earn dividends is $200. Monthly fee of $5.00 is avoided by maintaining an aggregate balance of at least $200.00 daily.
0.02% interest rate · $5 monthly fee · Effective Jun 1, 2020
Rate checked
More details - South Atlantic Federal Credit UnionShare AccountSavings · $25 min · 0.00%–0.02% by balance
Credit union · 1 branch
0.02%APY$2 a year on $10,000Requirements
Product: $25 minimum share balance required.
Offer: Under $100.00 balance; $25 minimum share balance required
Effective Mar 31, 2021
Rate by balance
Rate by balance for Share Account Balance APY Up to $100 0.00% Over $100Your amount 0.02% Rate checked
More details - 0.01%APY$1 a year on $10,000with conditions
Requirements
Product: Access account securely online with online banking account. Add BIG CHANGE to accumulate and transfer debit card round-ups daily from checking to savings.
Offer: All rates and Annual Percentage Yields (APYs) are accurate as of the effective date and are subject to change without notice. Fees may reduce earnings. The rate may change after the account is opened.
Qualified rate · 0.01% interest rate · Effective Oct 21, 2026
Rate checked
More details - 0.01%APY$1 a year on $10,000
Requirements
Offer: All rates and Annual Percentage Yields (APYs) are accurate as of the effective date and are subject to change without notice. Fees may reduce earnings. The rate may change after the account is opened.
0.01% interest rate · Effective Oct 21, 2026
Rate checked
More details - Third Federal Savings & LoanInterest SavingsSavings · $10 min · 0.01%–0.05% by balance
Bank · 14 branches
0.01%APY$1 a year on $10,000Requirements
Product: Statement savings account. No monthly fees, no limit on monthly transactions. Variable rate account. Right reserved to require at least 7 days' notice before withdrawal. Minimum balance of $10 to earn interest.
Offer: Tier 1; minimum closing daily balance of $10 to obtain APY.
0.01% interest rate · No monthly fee · Effective Oct 23, 2026
Rate by balance
Rate by balance for Interest Savings Balance APY $10 and upYour amount 0.01% $25,000 and upTier 2; 0.05% $100,000 and upTier 3; 0.05% Rate checked
More details - U.S. BankU.S. Bank Elite Money MarketU.S. Bank Elite Money Market · $0 min · 0.01%–3.40% by balance
Bank · 3 branches
0.01%APY$1 a year on $10,000Requirements
Offer: Standard rate
0.01% interest rate · Effective Oct 23, 2026
Rate by balance
Rate by balance for U.S. Bank Elite Money Market Balance APY Up to $10,000 0.01% $10,000 – $25,000Your amount 0.01% $25,000 – $50,000 3.40% $50,000 – $100,000 3.40% $100,000 – $500,000 3.40% $500,000 – $10,000,000,000 3.40% Rate checked
More details - 0.01%APY$1 a year on $10,000
Requirements
Product: Monthly service fee waived with a $300 daily balance or at least one monthly electronic deposit of $25 or more, and waived for the first 60 days after new account opening. Up to 3 free withdrawals or transfers per month ($2.00 for each additional transaction). Free paperless statements; $3.00 per month for paper statements.
Offer: No minimum balance requirement to earn APY. Monthly service fee is $5.00, waived if maintaining a $300 minimum daily balance or having at least one monthly electronic deposit of $25 or more (also waived for the first 60 days for new accounts). Free paperless statements; $3.00/month for paper statements. Up to 3 free withdrawals/transfers per month ($2.00 each thereafter). Annual deposit reward of up to $60 per account ($100 per household) available for making 11 consecutive monthly deposits and 4 or fewer withdrawals per year.
$5 monthly fee · Effective Oct 23, 2026
Rate checked
More details - Commerce BankPremium Money Market AccountPremium Money Market Account · $1,000 min
Bank · 10 branches
0.01%APY$1 a year on $10,000Requirements
Product: Monthly service fee of $12 waived with $5,000 daily balance. Interest compounded monthly. Daily balance method applies a daily periodic rate to ending collected balance. Rate increases when balances reach $24,999.00 and $99,998.00. Rate is based on five tier levels.
Offer: Monthly service fee $12 waived if $5,000 daily balance is maintained for the monthly cycle. Rate applies based on ending collected balance each day.
Compounded monthly · $12 monthly fee · Effective Oct 23, 2026
Rate checked
More details - 0.01%APY$1 a year on $10,000
Requirements
Product: Foundational account for credit union membership. Up to 6 penalty-free withdrawals per month.
Offer: BCU covers the $1 minimum deposit requirement. No monthly maintenance fees. Up to 6 penalty-free withdrawals per month.
0.01% interest rate · No monthly fee
Rate checked
More details
Carrot Score rates each institution on all its CD, savings, auto loan and credit card rates, not just the account shown. How we rank
What savings accounts pay in Florida
557 accounts at 207 banks and credit unions · checked Oct 22–24
- Typical
- 0.20%
- Top 10% from
- 2.11%
- Banks, typical
- 0.20%
- Credit unions, typical
- 0.25%
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Florida
Top Carrot institutions
Ranked across their CDs, savings, auto loans and credit cards. How scores work
- Innovations Financial Credit UnionCredit union · 9 branches
- Climate First BankBank · 4 branches
- Oxford Federal Credit UnionCredit union · 1 branch