Bank · FDIC insured
Third Federal Savings & Loan Savings Rates
Third Federal Savings & Loan’s best savings rate is 0.01% APY on $10,000, with its Interest Savings Account. Rates checked October 16, 2026.
How Third Federal Savings & Loan’s savings rates compare
Compared with banks and credit unions near Cleveland, OH, where Third Federal Savings & Loan has the most branches. $10,000, best rate first.
This bank’s best
Third Federal Savings & Loan
0.01%APY
- Minimum
- $10
- Earns on $10,000 a year
- $1
Interest Savings Account
Top rate
Century Federal Credit Union
5.00%APY
- Minimum
- $100
- Earns on $10,000 a year
- $500
2nd-highest rate
CFBank
4.25%APY
- Minimum
- —
- Earns on $10,000 a year
- $425
Third Federal Savings & Loan savings score
60
Savings score
Higher than 1% of U.S. banks and credit unions
- $1,000 balance$1,0000.01%
- $10,000 balance$10,0000.01%
- $100,000 balance$100,0000.05%
- QualifiedQualified0.01%
Each track runs from the lowest to the highest rate among U.S. banks and credit unions; the dot is this rate.Qualified: needs another account or monthly activity.
Where Third Federal Savings & Loan ranks
By savings score, in each area where it has branches
Every rate
Current savings rates
Rates from the bank’s website. Earnings assume the rate doesn’t change.
Interest Savings Account
0.01%APY
Variable rate account. Interest compounded monthly. Opening minimum $10. Minimum daily balances to earn APY vary by tier.
| Balance | APY | Earns on $10,000 a yearEarns | Requirement |
|---|---|---|---|
| $10 and upTier 1: Minimum closing daily balance to earn APY is $10. | 0.01% | $1 | Tier 1: Minimum closing daily balance to earn APY is $10. |
| $25,000 and upTier 2: Minimum closing daily balance to earn APY is $25,000. | 0.05% | — | Tier 2: Minimum closing daily balance to earn APY is $25,000. |
| $100,000 and upTier 3: Minimum closing daily balance to earn APY is $100,000. | 0.05% | — | Tier 3: Minimum closing daily balance to earn APY is $100,000. |
Sources (2)
All captured Oct 16, 2026
Special-purpose accounts
Interest Savings Retirement
0.01%APY
IRA statement savings account. Rates share structure with Interest Savings Account. Interest compounded monthly and credited monthly. Variable rate account. Reserve right to require at least 7 days' notice prior to withdrawal or transfer.
| Balance | APY | Earns on $10,000 a yearEarns | Requirement |
|---|---|---|---|
| $10 and upTier 1: Minimum closing daily balance to earn APY is $10. | 0.01% | $1 | Tier 1: Minimum closing daily balance to earn APY is $10. |
| $25,000 and upTier 2: Minimum closing daily balance to earn APY is $25,000. | 0.05% | — | Tier 2: Minimum closing daily balance to earn APY is $25,000. |
| $100,000 and upTier 3: Minimum closing daily balance to earn APY is $100,000. | 0.05% | — | Tier 3: Minimum closing daily balance to earn APY is $100,000. |
Sources (1)
- thirdfederal.com/deposits/savings-accounts · captured Oct 16, 2026
Opening an account
Confirm the bank’s opening requirements and whether the account is available where you live. A nearby branch does not establish eligibility for every rate.