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Credit union · NCUA insured

South Atlantic Federal Credit Union Savings Rates

South Atlantic Federal Credit Union’s best savings rate is 0.05% APY on $10,000, with its Cash Advantage Money Market Account. Rates checked October 15, 2026.

How South Atlantic Federal Credit Union’s savings rates compare

Compared with banks and credit unions near Miami, FL, where South Atlantic Federal Credit Union has the most branches. $10,000, best rate first.

  • This credit union’s best

    South Atlantic Federal Credit Union

    0.05%APY

    Requires
    None
    Minimum
    $2,500
    Earns on $10,000 a year
    $5

    Cash Advantage Money Market Account

  • Top Carrot, Carrot Score 94

    Top rate

    JM Associates FCU

    5.12%APY

    Requires
    None
    Minimum
    —
    Earns on $10,000 a year
    $512

    JM Associates FCU rates

  • 2nd-highest rate

    HSBC USA

    4.40%APY

    Requires
    Monthly account activity
    Minimum
    —
    Earns on $10,000 a year
    $440

    HSBC USA rates

Compare savings rates near you →

South Atlantic Federal Credit Union savings score

60

Savings score

Higher than 2% of U.S. banks and credit unions

By balance
  • $1,000 balance$1,0000.02%
  • $10,000 balance$10,0000.05%
  • $100,000 balance$100,0000.05%
  • QualifiedQualified0.05%

Each track runs from the lowest to the highest rate among U.S. banks and credit unions; the dot is this rate.Qualified: needs another account or monthly activity.

How the score works →

Where South Atlantic Federal Credit Union ranks

By savings score, in each area where it has branches

Every rate

Current savings rates

Rates from the credit union’s website. Earnings assume the rate doesn’t change.

Who can join South Atlantic Federal Credit Union

This may be incomplete or out of date, so check with the credit union before you apply.

Employers and groups

  • Employees of one of South Atlantic Federal Credit Union's sponsor companies are eligible for membership.

Family and household

  • Family members by blood or marriage of a current South Atlantic Federal Credit Union member (defined as spouse, child, sibling, parent, grandparent, grandchild, stepparents, stepchildren, stepsiblings, and adoptive relationships) are eligible for membership.

Cost to join

  • A $25.00 minimum balance in a share account is required to maintain membership.

Membership information collected October 5, 2026.

Check membership requirements ↗Branches and institution details
← South Atlantic Federal Credit Union overview