Compare Bank & Credit Union Rates
Best savings rates in Florida
Compare published savings yields, money market accounts included, with minimums, requirements, collection dates and original sources.
Top savings rates
Showing 466–480 results in Florida
- 0.05%APY$5 a year on $10,000
Requirements
Product: A monthly minimum balance fee may apply if the daily balance falls below $250.
Offer: A monthly minimum balance fee may apply if the daily balance falls below $250. Minimum $100.
Effective Jul 14, 2022
Rate checked
More details - South Atlantic Federal Credit UnionCash Advantage Money Market AccountCash Advantage Money Market Account · $2,500 min
Credit union · 1 branch
0.05%APY$5 a year on $10,000Effective Mar 31, 2021
Rate checked
More details - 0.05%APY$5 a year on $10,000
Requirements
Product: Required for VyStar membership. Open with as little as $5 with no monthly service fee. Dividends are calculated daily and compounded and credited monthly on balances of $50 or more.
Offer: Dividends earned on balances of $50 or more.
0.05% interest rate · No monthly fee · Effective Jan 22, 2026
Rate checked
More details - 0.05%APY$5 a year on $10,000
Requirements
Product: Dividends are calculated daily and compounded and credited monthly on balances of $50 or more.
Offer: Dividends earned on balances of $50 or more.
0.05% interest rate · Effective Jan 22, 2026
Rate checked
More details - 0.05%APY$5 a year on $10,000intro rate
Requirements
Product: Basic savings account required to retain membership in the credit union. Can act as overdraft protection for checking accounts.
Offer: Anticipated rate for 1st Quarter 2026. Low $5 monthly service fee if monthly balance falls below $50. Minimum to open is $15 ($5 or more per product overview page). $5 fee per automatic transfer limited to 6 per month.
Promotional rate · 0.05% interest rate · $5 monthly fee
Rate checked
More details - Orlando Credit UnionMoney Market AccountMoney Market Account · $1,000 min · 0.00%–0.10% by balance
Credit union · 7 branches
0.05%APY$5 a year on $10,000Requirements
Product: Monthly withdrawals are limited to six (6) transfers or withdrawals by check, preauthorized automatic transfer, or telephone instruction per statement period. APY increases with higher balances. Variable rates subject to change.
Offer: Minimum daily balance to earn APY is $1,000.
0.00% interest rate · Effective Jun 1, 2020
Rate by balance
Rate by balance for Money Market Account Balance APY $1,000 – $9,999 0.00% $10,000 – $24,999Your amount 0.05% $25,000 – $49,999 0.05% $50,000 – $99,999 0.10% $100,000 – $999,999 0.10% $1,000,000 and up 0.10% Rate checked
More details - 0.05%APY$5 a year on $10,000
Requirements
Product: No monthly maintenance fees. Earns competitive monthly dividends. Open to anyone who lives or works in the Florida Keys, has an immediate family member who does, or is part of the local military community.
0.05% interest rate · No monthly fee · Effective Oct 15, 2025
Rate checked
More details - 0.05%APY$5 a year on $10,000
Requirements
Product: Dividends are computed using the average daily balance method and are compounded and paid monthly. Requires keeping at least $5.00 on deposit to maintain membership privileges.
0.02% interest rate
Rate by balance
Rate by balance for Savings Balance APY Up to $5,000 0.02% $5,000 – $25,000Your amount 0.05% $25,000 – $50,000 0.10% $50,000 and up 0.15% Rate checked
More details - 0.05%APY$5 a year on $10,000intro rate
Requirements
Product: All members of Tampa Postal FCU are required to have an active Share Savings Account in order to be members of the Credit Union. Variable rate account; rate may change after account is opened.
Offer: Fees will reduce earnings. Variable rate account.
Promotional rate · 0.05% interest rate · No monthly fee · Effective Mar 1, 2026
Rate checked
More details - 0.05%APY$5 a year on $10,000
Requirements
Product: Primary share account establishing credit union membership. Dividends compounded and credited quarterly. Calculated using average daily balance method.
Offer: Minimum average daily balance of $100.00 required to earn the stated APY. Dividends compounded and credited quarterly on a calendar quarter dividend period.
0.05% interest rate
Rate checked
More details - 0.05%APY$5 a year on $10,000
Requirements
Product: Dividends credited quarterly.
Rate checked
More details - 0.05%APY$5 a year on $10,000
Requirements
Product: Dividends credited quarterly.
Rate checked
More details - 0.05%APY$5 a year on $10,000
Requirements
Product: Every member has a Share 1 with a $5 minimum balance.
Offer: Dividend Rate Declared Last Month: 0.05%. $5 minimum balance.
0.05% interest rate
Rate checked
More details - PNCPremiere Money Market AccountPremiere Money Market Account · $1 min · 0.04%–0.05% by balance
Bank · 196 branches
0.04%APY$4 a year on $10,000with conditionsRequirements
Product: Minimum opening deposit is $0 online or $25 at a branch. Monthly service charge of $12 waived with an average monthly balance of $5,000 or when linked to a select PNC checking account. Minimum to earn interest is $1.
Offer: Standard Rate. $0 minimum deposit to open online ($25 in branches). $12 monthly fee waived with $5,000 average monthly balance or linked select PNC checking account.
Qualified rate · 0.04% interest rate · $12 monthly fee · Effective Oct 21, 2026
Rate by balance
Rate by balance for Premiere Money Market Account Balance APY Up to $10,000 0.04% $10,000 – $25,000Your amount 0.04% $25,000 – $50,000 0.04% $50,000 – $100,000Standard rate tier. Monthly fee waived if avg monthly balance >=$5,000 or linked to select PNC checking. Opening deposit $25 at branches; online opening minimum $0. 0.04% $250,000 – $500,000Standard rate tier. Monthly fee waived if avg monthly balance >=$5,000 or linked to select PNC checking. Opening deposit $25 at branches; online opening minimum $0. 0.05% Rate checked
More details - 0.04%APY$4 a year on $10,000
Requirements
Product: Allows opening up to 10 customizable goal-oriented accounts per membership.
0.04% interest rate · No monthly fee · Effective Sep 1, 2026
Rate checked
More details
Carrot Score rates each institution on all its CD, savings, auto loan and credit card rates, not just the account shown. How we rank
What savings accounts pay in Florida
557 accounts at 207 banks and credit unions · checked Oct 22–24
- Typical
- 0.20%
- Top 10% from
- 2.11%
- Banks, typical
- 0.20%
- Credit unions, typical
- 0.25%
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Florida
Top Carrot institutions
Ranked across their CDs, savings, auto loans and credit cards. How scores work
- Innovations Financial Credit UnionCredit union · 9 branches
- Climate First BankBank · 4 branches
- Oxford Federal Credit UnionCredit union · 1 branch