Credit union · NCUA insured
Tampa Postal Federal Credit Union Savings Rates
Top CarrotTampa Postal Federal Credit Union’s best savings rate is 0.35% APY on $10,000, with its Money Market Account. Rates checked October 15, 2026.
How Tampa Postal Federal Credit Union’s savings rates compare
Compared with banks and credit unions near Tampa, FL, where Tampa Postal Federal Credit Union has the most branches. $10,000, best rate first.
This credit union’s best
Tampa Postal Federal Credit Union
0.35%APY
- Requires
- None
- Minimum
- $1,000
- Earns on $10,000 a year
- $35
Money Market Account
Top rate
American Pride Bank
5.00%APY
- Requires
- Monthly account activity
- Minimum
- $50
- Earns on $10,000 a year
- $500
2nd-highest rate
EverBank
4.20%APY
- Requires
- None
- Minimum
- $0
- Earns on $10,000 a year
- $420
Tampa Postal Federal Credit Union savings score
75
Savings score
Higher than 39% of U.S. banks and credit unions
- $1,000 balance$1,0000.30%
- $10,000 balance$10,0000.35%
- $100,000 balance$100,0000.50%
- QualifiedQualified0.35%
Each track runs from the lowest to the highest rate among U.S. banks and credit unions; the dot is this rate.Qualified: needs another account or monthly activity.
Where Tampa Postal Federal Credit Union ranks
By savings score, in each area where it has branches
Every rate
Current savings rates
Rates from the credit union’s website. Earnings assume the rate doesn’t change.
Money Market Account
0.35%APY
If balance goes below $1,000, no dividends are earned until brought back up to $1,000. Variable rate accounts; rates may change after account opening.
| Balance | APY | Earns on $10,000 a yearEarns | Requirement |
|---|---|---|---|
| $1,000 – $9,999$1,000 minimum balance required to earn dividends. | 0.30% | — | $1,000 minimum balance required to earn dividends. |
| $10,000 – $24,999 | 0.35% | $35 | |
| $25,000 – $49,999 | 0.45% | — | |
| $50,000 and up | 0.50% | — |
Sources (2)
All captured Sep 18, 2026
Share Savings Account
0.05%APY
All members of Tampa Postal FCU are required to have an active Share Savings Account in order to be members of the Credit Union. Variable rate account; rate may change after account is opened.
| BalanceRequirement | APY | Earns on $10,000 a yearEarns | Requirement |
|---|---|---|---|
| Any balanceFees will reduce earnings. Variable rate account.Any balance | 0.05% | $5 | Fees will reduce earnings. Variable rate account. |
Sources (2)
All captured Sep 18, 2026
Special-purpose accounts
Share Savings IRA (Traditional & Roth)
0.25%APY
Traditional and Roth IRA options available. Deposit amounts are subject to annual calendar limits.
| BalanceRequirement | APY | Earns on $10,000 a yearEarns | Requirement |
|---|---|---|---|
| Any balanceFees will reduce earnings.Any balance | 0.25% | $25 | Fees will reduce earnings. |
Sources (2)
All captured Sep 18, 2026
Christmas Club Account
0.05%APY
Account may be opened as soon as November 1st and will remain open until October 31st of following year, after which funds are disbursed. Cannot withdraw funds without closing the account.
| BalanceRequirement | APY | Earns on $10,000 a yearEarns | Requirement |
|---|---|---|---|
| Any balanceFees will reduce earnings.Any balance | 0.05% | $5 | Fees will reduce earnings. |
Sources (2)
All captured Sep 18, 2026
Who can join Tampa Postal Federal Credit Union
This may be incomplete or out of date, so check with the credit union before you apply.
Employers and groups
- Current employees of participating Select Employee Groups residing in designated Florida counties are eligible for membership.
Military, government and schools
- United States Government employees or retirees who work or reside in Lee, Collier, Hendry, or Charlotte Counties are eligible for membership.
- Members of the National Association of Letter Carriers (NALC) or American Postal Workers Union (APWU) residing in designated Florida counties are eligible for membership.
- Current or retired USPS employees residing in designated Florida counties are eligible for membership.
Family and household
- Family members of USPS employees or Select Employee Group employees who reside in designated Florida counties are eligible for membership.
- Household members living in the same residence as a current TPCU member and maintaining a single economic unit who reside in designated Florida counties are eligible for membership.
Cost to join
- A $5 one-time membership fee is required when joining the credit union.
- Opening an account requires an initial share deposit of $5 that remains in the Share Savings Account.
Membership information collected October 5, 2026.