Credit union · NCUA insured
McCoy Federal Credit Union
A $1B credit union headquartered in Orlando, FL, with 81,089 members and 15 branches in Florida. Best rates: CDs 4.28% and savings 0.45% APY.
McCoy Federal Credit Union Carrot Score
80
Carrot Score
Higher than 51% of U.S. banks and credit unions
#18 of 37 in Orlando, FL metroHow the score works →
Deposits are federally insured by the NCUA up to $250,000 per depositor.
About McCoy Federal Credit Union
- Headquarters
- 41 W Michigan St, Orlando, FL 32806
- NCUA charter
- 9915
Branches
15 branches in Florida
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Florida
15 branches
- McCoy Federal Credit Union931 N Park Ave, Apopka, FL 32712Directions
- McCoy Federal Credit Union1051 E Highway 50, Clermont, FL 34711Directions
- McCoy Federal Credit Union2994 Dyer Blvd, Kissimmee, FL 34741Directions
- Longwood/Lake Mary3540 N Hwy 17-92, Lake Mary, FL 32746Directions
- McCoy Federal Credit Union9405 S US Highway 17/92, Maitland, FL 32751Directions
- McCoy Federal Credit Union1575 E Silver Star Rd, Ocoee, FL 34761Directions
- McCoy Federal Credit Union5757 Curry Ford Rd, Orlando, FL 32822Directions
- McCoy Federal Credit Union9101 Narcoossee Rd, Orlando, FL 32827Directions
- McCoy Federal Credit Union502 S Chickasaw Trl, Orlando, FL 32825Directions
- McCoy Federal Credit Union1900 McCoy Rd, Orlando, FL 32809Directions
- McCoy Federal Credit Union2075 Central Florida Pkwy, Orlando, FL 32837Directions
- McCoy Federal Credit Union5620 L B McLeod Rd, Orlando, FL 32811Directions
- McCoy Federal Credit Union13800 Veterans Way, Orlando, FL 32827Directions
- McCoy Federal Credit Union35 W Michigan St, Orlando, FL 32806Directions
- McCoy Federal Credit Union15402 Waterbird Rd, Winter Garden, FL 34787Directions
Walk-in offices from the NCUA directory as of March 31, 2026. Directions open Google Maps. A nearby branch doesn’t mean you can join or open an account.
Financial details
| Measure | This credit union | Peers’ middle | Strongest quarter |
|---|---|---|---|
| CapitalNet worth ratio | 10.45% | 10.86% | 12.59% or more |
| Troubled loans60+ days late | 0.59% | 0.70% | 0.46% or less |
| ProfitabilityReturn on assets | 0.38% | 0.82% | 1.16% or more |
| LendingLoans per $100 deposited | $79 | $88 | — |
- CapitalNet worth ratio10.45%Peers’ middle 10.86% · Top 25% 12.59%+
- Troubled loans60+ days late0.59%Peers’ middle 0.70% · Top 25% ≤0.46%
- ProfitabilityReturn on assets0.38%Peers’ middle 0.82% · Top 25% 1.16%+
- LendingLoans per $100 deposited$79Peers’ middle $88
Compared with the 479 credit unions with $1 billion or more in assets. The strongest quarter is what the best 25% of them reach: more capital and profit, fewer troubled loans. Lending has no better end.Troubled loans are loans 60 or more days late.
Regulators’ own ratings of McCoy Federal Credit Union are confidential. These figures are what it reports to the NCUA each quarter, set beside its peers; they aren’t a rating.