Compare Bank & Credit Union Rates
Best savings rates in Florida
Compare published savings yields, money market accounts included, with minimums, requirements, collection dates and original sources.
Top savings rates
Showing 211–225 results in Florida
- 0.30%APY$30 a year on $10,000
Requirements
Product: Membership eligibility required. Variable rate account adjusting monthly. Dividend rate and annual percentage yield may change every month based on earnings of the Credit Union. Minimum daily balance of $100 or more to earn dividends. There are no service fees.
Offer: Minimum balance to earn dividends is $100 in a share account. Variable rate account adjusting monthly. There are no service fees.
0.30% interest rate · No monthly fee · Effective Oct 1, 2026
Rate checked
More details - 0.30%APY$30 a year on $10,000
Requirements
Product: Service charge of $5.00 imposed every statement cycle if the balance falls below $250.00 any day of the cycle.
Offer: A service charge of $5.00 is imposed every statement cycle if balance falls below $250.00 any day of the statement cycle. Rate may change at any time.
0.30% interest rate · $5 monthly fee · Effective Oct 22, 2026
Rate checked
More details - 0.30%APY$30 a year on $10,000
Requirements
Product: Gateway to membership; member must maintain $5 par value. All share accounts are variable rate.
Offer: No minimum balance to earn dividends.
0.30% interest rate
Rate checked
More details - 0.30%APY$30 a year on $10,000
0.20% interest rate · Effective Oct 16, 2026
Rate by balance
Rate by balance for Money Market Savings Balance APY Up to $1,000 0.20% $1,000 – $10,000 0.20% $10,000 – $50,000Your amount 0.30% $50,000 – $250,000 0.40% $250,000 and up 0.50% Rate checked
More details - 0.30%APY$30 a year on $10,000
Requirements
Product: $8 monthly maintenance fee waived with $2,500 minimum daily balance. Rates vary by daily balance tier.
Offer: Daily balances up to $999.99 earn 0.20% APY.
0.20% interest rate · $8 monthly fee
Rate by balance
Rate by balance for Money Market Savings Account Balance APY Up to $1,000 0.20% $1,000 – $10,000 0.20% $10,000 – $50,000Your amount 0.30% $50,000 – $250,000 0.40% $250,000 and up 0.50% Rate checked
More details - BMOGrowth Money Market AccountGrowth Money Market Account · $25 min · 0.05%–2.50% by balance
Bank · 18 branches
0.30%APY$30 a year on $10,000with conditionsRequirements
Product: $10 monthly maintenance fee is waived for 60 days after account opening or if you hold a minimum daily balance of $5,000. Requires a $25 minimum opening deposit. Variable rate account.
Offer: Standard APY for balances less than $5,000. Monthly maintenance fee waived for first 60 days or with a $5,000 minimum daily balance.
Qualified rate · $10 monthly fee · Effective Oct 16, 2026
Rate by balance
Rate by balance for Growth Money Market Account Balance APY Up to $5,000 0.05% $5,000 – $25,000Your amount 0.30% $25,000 – $100,000Monthly maintenance fee waived with a $5,000 minimum daily balance. 0.65% $100,000 – $250,000Monthly maintenance fee waived with a $5,000 minimum daily balance. 1.70% $250,000 and upMonthly maintenance fee waived with a $5,000 minimum daily balance. 2.50% Rate checked
More details - BrightStar Credit UnionMoney Market AccountMoney Market Account · $0 min · 0.25%–3.50% by balance
Credit union · 10 branches
0.30%APY$30 a year on $10,000Requirements
Product: Tiered variable rates. Dividends compound and credit monthly. Minimum balance of $2,500 required to earn dividends and avoid monthly fee. $10 monthly fee applies if balance falls below $2,500; fee waived for minors and individuals up to age 23 or maintaining balance of $2,500+. Limited to 6 withdrawals/transfers per statement cycle ($12 per item fee for excess).
Offer: Applies to balances $0 - $2,499.
0.25% interest rate · $10 monthly fee · Effective Oct 15, 2026
Rate by balance
Rate by balance for Money Market Account Balance APY Up to $2,499 0.25% $2,500 – $9,999 0.25% $10,000 – $49,999Your amount 0.30% $50,000 – $94,999 0.45% $95,000 – $249,999 0.75% $250,000 – $499,999 3.25% $500,000 and up 3.50% Rate checked
More details - Achieva Credit UnionPremier Money Market AccountPremier Money Market Account · $2,000 min · 0.30%–0.55% by balance
Credit union · 28 branches
0.30%APY$30 a year on $10,000with conditionsRequirements
Product: Minimum $1 balance in savings is required to open the account. Minimum balance of $2,000 required to earn stated APY or bonus. Rates and yields are variable.
Qualified rate · 0.30% interest rate
Rate by balance
Rate by balance for Premier Money Market Account Balance APY $2,000 and upYour amount 0.30% $50,000 and up 0.35% $150,000 and up 0.40% $250,000 and up 0.45% $500,000 and up 0.50% $1,000,000 and up 0.55% Rate checked
More details - 0.30%APY$30 a year on $10,000
Requirements
Product: A $6.00 per quarter account maintenance fee applies when the primary accountholder is 18 years or older, the total balance in all shares at the end of the quarter is less than $100, the average daily balance of total shares is less than $100 during the quarter, there was no outstanding balance on a loan at the end of the quarter, and there was no activity in the past six months.
0.30% interest rate · Effective Oct 5, 2026
Rate checked
More details - 0.30%APY$30 a year on $10,000
Requirements
Product: Establishes credit union membership. Requires a $25 minimum opening deposit. No monthly maintenance fees.
Offer: Dividends paid quarterly. SRCFCU membership required.
0.30% interest rate · No monthly fee · Effective Oct 1, 2026
Rate checked
More details - 0.30%APY$30 a year on $10,000
Requirements
Product: Membership eligibility required. $5 opening deposit sets up ownership share. $500 combined average aggregate daily balance required to avoid monthly service fee. Reach a $100 balance within 180 days to begin earning quarterly dividends.
Offer: Compounded quarterly. Balance min is average daily minimum balance. Monthly service fee waived with $500 combined average aggregate daily balance.
0.30% interest rate · Compounded quarterly · Effective Oct 5, 2026
Rate checked
More details - 0.30%APY$30 a year on $10,000
Requirements
Product: A service charge of $5 will be charged if the average daily balance falls below $250 during the statement cycle. Transfers to another account or to third parties by preauthorized, automatic, or telephone transfer are limited to six per month. Interest on this account is credited quarterly.
Offer: Minimum balance of $50 is required to earn interest. Deposit Rates are subject to change. A service charge of $5 will be charged if the average daily balance falls below $250 during the statement cycle. A service charge of $1 will be charged for each debit transaction in excess of three during a quarter.
0.30% interest rate · $5 monthly fee
Rate checked
More details - 0.30%APY$30 a year on $10,000
Requirements
Product: Monthly minimum balance fee of $3.00 is waived if a balance of $200.00 or above is maintained each day in the statement period.
Offer: Tier Under $10,000. Monthly minimum balance fee of $3.00 if balance falls below $200.00 any day in the statement period.
$3 monthly fee · Effective Sep 25, 2026
Rate by balance
Rate by balance for Savings Account Balance APY Over $0 0.05% $10,000 and upYour amount 0.30% Rate checked
More details - Dort Financial Credit UnionPlatinum Money MarketPlatinum Money Market · $0 min · 0.30%–3.50% by balance
Credit union · 4 branches
0.30%APY$30 a year on $10,000Requirements
Product: No monthly account fees or minimum balance. High-yield variable rates; dividend rates are subject to change. Dividends are credited quarterly and forfeited if account is closed before credit date.
Offer: Tier 1 balance 0 to $49,999. Variable rate subject to change.
0.30% interest rate · No monthly fee
Rate by balance
Rate by balance for Platinum Money Market Balance APY Up to $49,999Your amount 0.30% $50,000 – $99,999 1.25% $100,000 – $249,999 1.75% $250,000 – $499,999 1.90% $500,000 and up 3.50% Rate checked
More details - Jefferson County Teachers Credit UnionRegular Share (Savings) AccountSavings · $5 min
Credit union · 1 branch
0.30%APY$30 a year on $10,000Requirements
Product: A share account is the basic savings account that establishes credit union membership. Dividends are paid and compounded quarterly.
Offer: Dividends are paid and compounded quarterly.
Compounded quarterly · Effective Feb 8, 2023
Rate checked
More details
Carrot Score rates each institution on all its CD, savings, auto loan and credit card rates, not just the account shown. How we rank
What savings accounts pay in Florida
554 accounts at 207 banks and credit unions · checked Oct 16–23
- Typical
- 0.20%
- Top 10% from
- 2.08%
- Banks, typical
- 0.20%
- Credit unions, typical
- 0.25%
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Florida
Top Carrot institutions
Ranked across their CDs, savings, auto loans and credit cards. How scores work
- Innovations Financial Credit UnionCredit union · 9 branches
- Climate First BankBank · 4 branches
- Oxford Federal Credit UnionCredit union · 1 branch