Credit union · NCUA insured
Jefferson County Teachers Credit Union Savings Rates
Jefferson County Teachers Credit Union’s best savings rate is 0.30% APY on $10,000, with its Regular Share (Savings) Account. Rates checked October 15, 2026.
How Jefferson County Teachers Credit Union’s savings rates compare
Compared with banks and credit unions near Tallahassee, FL, where Jefferson County Teachers Credit Union has the most branches. $10,000, best rate first.
This credit union’s best
Jefferson County Teachers Credit Union
0.30%APY
- Minimum
- —
- Earns on $10,000 a year
- $30
Regular Share (Savings) Account
Top rate
SmartBank
4.00%APY
- Minimum
- $2,500
- Earns on $10,000 a year
- $400
2nd-highest rate
First Commerce Credit Union
3.00%APY
- Minimum
- $2,500
- Earns on $10,000 a year
- $300
Jefferson County Teachers Credit Union savings score
74
Savings score
Higher than 35% of U.S. banks and credit unions
- $1,000 balance$1,0000.30%
- $10,000 balance$10,0000.30%
- $100,000 balance$100,0000.30%
- QualifiedQualified0.30%
Each track runs from the lowest to the highest rate among U.S. banks and credit unions; the dot is this rate.Qualified: needs another account or monthly activity.
Where Jefferson County Teachers Credit Union ranks
By savings score, in each area where it has branches
Every rate
Current savings rates
Rates from the credit union’s website. Earnings assume the rate doesn’t change.
Regular Share (Savings) Account
0.30%APY
A share account is the basic savings account that establishes credit union membership. Dividends are paid and compounded quarterly.
| BalanceRequirement | APY | Earns on $10,000 a yearEarns | Requirement |
|---|---|---|---|
| $5 and upDividends are paid and compounded quarterly.$5 and up | 0.30% | $30 | Dividends are paid and compounded quarterly. |
Sources (2)
- jctcuonline.org/index.php/share-accounts/share-accounts
- jctcuonline.org/index.php/share-accounts/share-rates
All captured Sep 18, 2026
Special-purpose accounts
Club Account
0.30%APY
Members can have up to nine different club accounts (e.g., Christmas, vacation, special purpose). Earns the same dividend rate as a share account, with dividends paid yearly instead of quarterly.
| BalanceRequirement | APY | Earns on $10,000 a yearEarns | Requirement |
|---|---|---|---|
| Any balanceDividends are paid yearly instead of quarterly.Any balance | 0.30% | $30 | Dividends are paid yearly instead of quarterly. |
Sources (2)
- jctcuonline.org/index.php/share-accounts/share-accounts
- jctcuonline.org/index.php/share-accounts/share-rates
All captured Sep 18, 2026
Who can join Jefferson County Teachers Credit Union
This may be incomplete or out of date, so check with the credit union before you apply.
Where you live or work
- Persons living, working, or worshiping in Jefferson County are eligible for membership.
Employers and groups
- Employees of the credit union are eligible for membership.
- Employees of the Jefferson County Senior Citizens Center are eligible for membership.
- Employees of Aucilla Solid Waste Administration are eligible for membership.
Military, government and schools
- Employees of Aucilla Christian Academy are eligible for membership.
- Employees of the City of Monticello are eligible for membership.
6 more ways to join
Military, government and schools
- Employees of the Jefferson County Board of County Commissioners are eligible for membership.
- Employees of the Jefferson County Health Department are eligible for membership.
- Employees of the Jefferson County School Board are eligible for membership.
- Employees of Somerset Academy Charter School K-12 at Jefferson County are eligible for membership.
- State of Florida employees who are currently working, retired, or residing in Jefferson County are eligible for membership.
Family and household
- Immediate family members and combinations of eligible persons are eligible for membership.
Cost to join
- A $5 minimum balance is required in a Share (savings) account.
Membership information collected October 5, 2026.