Compare Bank & Credit Union Rates
Best savings rates in Florida
Compare published savings yields, money market accounts included, with minimums, requirements, collection dates and original sources.
Top savings rates
Showing 151–165 results in Florida
- 0.65%APY$65 a year on $10,000
Requirements
Product: The par value of each share will be $0.01. Rates are declared quarterly and may change after the account is opened.
Offer: Rates are declared quarterly and may change after the account is opened. The par value of each share will be $0.01.
0.65% interest rate
Rate checked
More details - 1st Street Credit UnionMONEY MARKETMONEY MARKET · $1,000 min · 0.65%–1.26% by balance
Credit union · 1 branch
0.65%APY$65 a year on $10,000Requirements
Product: Initial deposit of $1,000; additional deposits of $250 or more; withdrawals in $500 increments up to 6 per calendar month (additional withdrawals charged a $2.00 fee per withdrawal). Dividends earned on average daily balance and paid quarterly. No monthly service charges, withdrawal penalties or investment periods.
No monthly fee · Effective Jun 5, 2023
Rate by balance
Rate by balance for MONEY MARKET Balance APY $1,000 and upYour amount 0.65% $50,000 and up 0.85% $100,000 and up 1.05% $150,000 and up 1.26% Rate checked
More details - Community Credit Union of FloridaMoney MarketMoney Market · $2,500 min · 0.62%–1.20% by balance
Credit union · 8 branches
0.62%APY$62 a year on $10,000Requirements
Product: Money Market accounts are variable rate accounts and rates are subject to change without notice. Fees could reduce earnings on share accounts.
0.62% interest rate · Effective Oct 1, 2025
Rate by balance
Rate by balance for Money Market Balance APY $2,500 – $7,500 0.62% $7,500 – $25,000Your amount 0.62% $25,000 – $50,000 1.00% $50,000 – $100,000 1.05% $100,000 and up 1.20% Rate checked
More details - 0.60%APY$60 a year on $10,000with conditions
Requirements
Product: Rates are available to Power Plus Checking customers.
Offer: Available to Power Plus Checking customers.
Qualified rate · 0.20% interest rate · Effective Oct 16, 2026
Rate by balance
Rate by balance for Premier Money Market Savings Balance APY Up to $1,000 0.20% $1,000 – $10,000 0.40% $10,000 – $50,000Your amount 0.60% $50,000 – $250,000 0.80% $250,000 and up 1.00% Rate checked
More details - Arlington Community Federal Credit UnionMoney Market SavingsMoney Market Savings · $0 min · 0.50%–0.75% by balance
Credit union · 1 branch
0.60%APY$60 a year on $10,000Requirements
Product: Membership eligibility required. $5 deposit requirement of membership. Fees may reduce earnings. Yields may change after opening. Free convenience checks included.
Effective Jan 1, 2023
Rate by balance
Rate by balance for Money Market Savings Balance APY Up to $2,500 0.50% $2,500 – $10,000 0.60% $10,000 – $25,000Your amount 0.60% $25,000 – $75,000 0.75% $75,000 and up 0.75% Rate checked
More details - Wings Credit UnionMoney Market SavingsMoney Market Savings · $2,500 min · 0.10%–1.60% by balance
Credit union · 1 branch
0.60%APY$60 a year on $10,000Requirements
Product: Membership required. Insured by NCUA. Minimum actual balance required to open is $2,500. Pay no monthly fees or minimum balance fee.
0.10% interest rate · No monthly fee · Effective Oct 2, 2026
Rate by balance
Rate by balance for Money Market Savings Balance APY Up to $2,500 0.10% $2,500 – $10,000 0.15% $10,000 – $25,000Your amount 0.60% $25,000 – $50,000 0.80% $50,000 – $100,000 1.00% $100,000 – $250,000 1.30% $250,000 and up 1.60% Rate checked
More details - 0.60%APY$60 a year on $10,000with conditions
Requirements
Product: Requires an Interest Checking Combo Account with identical ownership. No monthly maintenance service charge. $4.85 monthly paper statement fee waived if average month to date balance is $5,000 or greater, OR average month to date balance is $25,000 or greater in qualifying deposits, OR account is set up for eStatements.
Offer: Qualifications met in Interest Checking Combo Account: at least 12 debit card transactions post and settle per qualification cycle (excluding ATM transactions, POS refunds, internal transfers), and at least one automatic payment (ACH), Gulf Coast Bank bill payment, or direct deposit post and settle per statement cycle.
Qualified rate · 0.60% interest rate · No monthly fee
Rate checked
More details - First Choice Credit UnionMoney MarketMoney Market · $0 min · 0.10%–0.77% by balance
Credit union · 2 branches
0.55%APY$55 a year on $10,000Requirements
Product: Low minimum balance required of just $2,500. No penalty or fee for early withdrawals. Unlimited withdrawals in person at any FCCU branch. $5.00/mo fee if balance falls below $2,500.
0.10% interest rate
Rate by balance
Rate by balance for Money Market Balance APY Up to $2,500 0.10% $2,500 – $9,999 0.40% $10,000 – $24,999Your amount 0.55% $25,000 and up 0.77% Rate checked
More details - 0.55%APY$55 a year on $10,000
Requirements
Product: Earn monthly dividends $5.00 fee per withdrawal after one per month No minimum balance No monthly fee
Offer: Earn monthly dividends. $5.00 fee per withdrawal after 1 allowed per month. No minimum balance. No monthly fee.
0.55% interest rate · No monthly fee · Effective Oct 1, 2026
Rate checked
More details - 0.55%APY$55 a year on $10,000
Requirements
Product: Initial deposit of $10.00 covers your membership fee. Great rates No monthly fee Free Digital Banking and Bill Pay A JMAFCU debit card with a checking account Direct Deposit Available
Offer: Must maintain a minimum average daily balance of $100 to earn dividends. Rates on variable rate accounts (i.e. Share Savings, Checking, and Super Savings) could change after account opening.
0.55% interest rate · No monthly fee · Effective Oct 1, 2026
Rate checked
More details - 0.55%APY$55 a year on $10,000
Requirements
Product: Available for U.S. Citizens or U.S. Permanent Residents. $1,000 minimum opening balance. $1,000 minimum daily balance required to earn APY. $5 monthly maintenance fee waived by maintaining a minimum daily account balance of $300 on each day of the statement cycle.
Offer: Minimum daily balance of $1,000 required to obtain advertised APY. $5 monthly fee waived if minimum daily balance of $300 is maintained on each day of the statement cycle.
0.55% interest rate · $5 monthly fee · Effective Dec 17, 2025
Rate checked
More details - SUN Credit UnionCapital SavingsSavings · $2,500 min · 0.46%–0.56% by balance
Credit union · 3 branches
0.51%APY$51 a year on $10,000Requirements
Product: No penalty for early withdrawal. Dividends paid monthly.
0.46% interest rate
Rate by balance
Rate by balance for Capital Savings Balance APY $2,500 – $10,000 0.46% $10,000 – $50,000Your amount 0.51% $50,000 and up 0.56% Rate checked
More details - 0.50%APY$50 a year on $10,000
Requirements
Product: Effective as of 04/22/2025. Early withdrawal from certificates will be subject to a 90 day dividend penalty.
0.50% interest rate · Effective Apr 22, 2025
Rate checked
More details - Gulf Coast Bank & TrustSelect Money MarketSelect Money Market · $20 min · 0.50%–3.55% by balance
Bank · 1 branch
0.50%APY$50 a year on $10,000with conditionsRequirements
Product: A minimum deposit of $20 is required to open account. A Select Checking account is required; owner(s) of Select Checking and Select Money Market accounts must be the same. No monthly maintenance service cycle charge.
Offer: Requires Select Checking account.
Qualified rate · 0.50% interest rate · No monthly fee
Rate by balance
Rate by balance for Select Money Market Balance APY Up to $100,000Your amount 0.50% $100,000 – $250,000 0.70% $250,000 – $1,000,000 0.85% $1,000,000 – $1,500,000 3.44% $1,500,000 and up 3.55% Rate checked
More details - 0.50%APY$50 a year on $10,000
Requirements
Product: No minimum amount to open. Now available for youth accounts. Access funds without penalty. Rates may change after account opening.
0.30% interest rate
Rate by balance
Rate by balance for Money Market Balance APY Up to $2,500 0.30% $2,500 – $10,000 0.40% $10,000 – $50,000Your amount 0.50% $50,000 – $100,000 0.60% $100,000 – $250,000 1.00% $250,000 and upIncreased yield from 2.07% to 3.51% APY on $250,000+ Money Markets. Accurate as of last dividend declaration date. 3.51% Rate checked
More details
Carrot Score rates each institution on all its CD, savings, auto loan and credit card rates, not just the account shown. How we rank
What savings accounts pay in Florida
554 accounts at 207 banks and credit unions · checked Oct 16–23
- Typical
- 0.20%
- Top 10% from
- 2.08%
- Banks, typical
- 0.20%
- Credit unions, typical
- 0.25%
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Florida
Top Carrot institutions
Ranked across their CDs, savings, auto loans and credit cards. How scores work
- Innovations Financial Credit UnionCredit union · 9 branches
- Climate First BankBank · 4 branches
- Oxford Federal Credit UnionCredit union · 1 branch