Bank · FDIC insured
BB Americas Bank Savings Rates
BB Americas Bank’s best savings rate is 1.65% APY on $10,000, with its Money Market. Rates checked October 15, 2026.
How BB Americas Bank’s savings rates compare
Compared with banks and credit unions near Miami, FL, where BB Americas Bank has the most branches. $10,000, best rate first.
This bank’s best
BB Americas Bank
1.65%APY
- Requires
- None
- Minimum
- $1,000
- Earns on $10,000 a year
- $165
Money Market
Top rate
JM Associates FCU
5.12%APY
- Requires
- None
- Minimum
- —
- Earns on $10,000 a year
- $512
2nd-highest rate
HSBC USA
4.40%APY
- Requires
- Monthly account activity
- Minimum
- —
- Earns on $10,000 a year
- $440
BB Americas Bank savings score
89
Savings score
Higher than 86% of U.S. banks and credit unions
- $1,000 balance$1,0001.35%
- $10,000 balance$10,0001.65%
- $100,000 balance$100,0002.35%
- QualifiedQualified1.65%
Each track runs from the lowest to the highest rate among U.S. banks and credit unions; the dot is this rate.Qualified: needs another account or monthly activity.
Where BB Americas Bank ranks
By savings score, in each area where it has branches
Every rate
Current savings rates
Rates from the bank’s website. Earnings assume the rate doesn’t change.
Money Market
1.65%APY
Available for U.S. Citizens or U.S. Permanent Residents. Available opening methods: Online or at a BBA Branch. Requires SSN, Driver's License, and valid proof of U.S. address. Online account opening offers e-statements only and does not issue checks; branch account opening offers checks and e-statements. Enrollment in Online Banking required within 30 days of opening.
| Balance | APY | Earns on $10,000 a yearEarns | Requirement |
|---|---|---|---|
| Up to $10,000Maintain a minimum daily account balance of $1,000.00 each day of the statement cycle to waive the $20 monthly maintenance fee. | 1.35% | — | Maintain a minimum daily account balance of $1,000.00 each day of the statement cycle to waive the $20 monthly maintenance fee. |
| $10,000 – $100,000Maintain a minimum daily account balance of $1,000.00 each day of the statement cycle to waive the $20 monthly maintenance fee. | 1.65% | $165 | Maintain a minimum daily account balance of $1,000.00 each day of the statement cycle to waive the $20 monthly maintenance fee. |
| $100,000 – $250,000Maintain a minimum daily account balance of $1,000.00 each day of the statement cycle to waive the $20 monthly maintenance fee. | 2.35% | — | Maintain a minimum daily account balance of $1,000.00 each day of the statement cycle to waive the $20 monthly maintenance fee. |
| $250,000 and upMaintain a minimum daily account balance of $1,000.00 each day of the statement cycle to waive the $20 monthly maintenance fee. | 2.35% | — | Maintain a minimum daily account balance of $1,000.00 each day of the statement cycle to waive the $20 monthly maintenance fee. |
Sources (7)
- bbamericas.com/en/personal/products
- bbamericas.com/en/international/products
- bbamericas.com/br/pessoal/apli…financeiras/money-market
- bbamericas.com/en/internationa…ket-and-cds/money-market
- bbamericas.com/en/personal/savings-money-market-cds
- bbamericas.com/en/personal/sav…-market-cds/money-market
- bbamericas.com/en/rates
All captured Sep 18, 2026
Savings
0.55%APY
Available for U.S. Citizens or U.S. Permanent Residents. $1,000 minimum opening balance. $1,000 minimum daily balance required to earn APY. $5 monthly maintenance fee waived by maintaining a minimum daily account balance of $300 on each day of the statement cycle.
| BalanceRequirement | APY | Earns on $10,000 a yearEarns | Requirement |
|---|---|---|---|
| $1,000 and upMinimum daily balance of $1,000 required to obtain advertised APY. $5 monthly fee waived if minimum daily balance of $300 is maintained on each day of the statement cycle.$1,000 and up | 0.55% | $55 | Minimum daily balance of $1,000 required to obtain advertised APY. $5 monthly fee waived if minimum daily balance of $300 is maintained on each day of the statement cycle. |
Sources (7)
- bbamericas.com/en/personal/products
- bbamericas.com/en/international/products
- bbamericas.com/en/internationa…ngs-money-market-and-cds
- bbamericas.com/en/internationa…y-market-and-cds/savings
- bbamericas.com/en/personal/savings-money-market-cds
- bbamericas.com/en/personal/sav…money-market-cds/savings
- bbamericas.com/en/rates
All captured Sep 18, 2026
Closed to new customers
e-Money Market
1.65%APY
Requirements to open online: Must be a BB S.A Client or CAPES/CNPq Prepaid Card Scholar. Necessary to have an active checking account at BB Americas to request account opening. Offers e-statements only and does not issue checks or debit cards. Must enroll in Online Banking within 30 days after opening.
| Balance | APY | Earns on $10,000 a yearEarns | Requirement |
|---|---|---|---|
| Up to $10,000The balance of the account may not fall below $1,000 any day of the statement cycle to avoid the $20 maintenance fee. | 1.35% | — | The balance of the account may not fall below $1,000 any day of the statement cycle to avoid the $20 maintenance fee. |
| $10,000 – $100,000The balance of the account may not fall below $1,000 any day of the statement cycle to avoid the $20 maintenance fee. | 1.65% | $165 | The balance of the account may not fall below $1,000 any day of the statement cycle to avoid the $20 maintenance fee. |
| $100,000 – $250,000The balance of the account may not fall below $1,000 any day of the statement cycle to avoid the $20 maintenance fee. | 2.35% | — | The balance of the account may not fall below $1,000 any day of the statement cycle to avoid the $20 maintenance fee. |
| $250,000 and upThe balance of the account may not fall below $1,000 any day of the statement cycle to avoid the $20 maintenance fee. | 2.35% | — | The balance of the account may not fall below $1,000 any day of the statement cycle to avoid the $20 maintenance fee. |
Opening an account
Confirm the bank’s opening requirements and whether the account is available where you live. A nearby branch does not establish eligibility for every rate.