Credit union · NCUA insured
Suwannee River Federal Credit Union
A $25.9M credit union headquartered in Live Oak, FL, with 2,338 members and 2 branches in Florida. Best rates: CDs 1.01% and savings 0.50% APY.
Suwannee River Federal Credit Union Carrot Score
63
Carrot Score
Higher than 10% of U.S. banks and credit unions
#163 of 182 in FloridaHow the score works →
Deposits are federally insured by the NCUA up to $250,000 per depositor.
About Suwannee River Federal Credit Union
Owned and operated by its members, Suwannee River Federal Credit Union has been serving its members since 1936.
The credit union serves Suwannee, Hamilton, Lafayette, and Dixie counties in Florida.
- Headquarters
- 203 Pinewood Way SW, Live Oak, FL 32064
- NCUA charter
- 1086
Membership
Who can join
This may be incomplete or out of date, so check with the credit union before you apply.
Where you live or work
- Anyone who lives, works, worships, or attends school in Suwannee or Hamilton County, Florida is eligible for membership.
Employers and groups
- Employees of numerous employers and organizations in Lafayette and Dixie Counties, Florida are eligible for membership.
Family and household
- Immediate family members of present Suwannee River Federal Credit Union members are eligible for membership.
Branches
2 branches in Florida
Loading map…
Florida
2 branches
Live Oak area · 1
- Main OfficeMain office203 Pinewood Way SW, Live Oak, FL 32064Directions
Jasper area · 1
- Jasper Office1150 US Highway 41 NW Ste 4, Jasper, FL 32052Directions
Walk-in offices from the NCUA directory as of March 31, 2026. Directions open Google Maps. A nearby branch doesn’t mean you can join or open an account.
Financial details
Well capitalizedas reported to the NCUA
| Measure | This credit union | Peers’ middle | Strongest quarter |
|---|---|---|---|
| CapitalNet worth ratio | 12.11% | 14.31% | 19.38% or more |
| Troubled loans60+ days late | 0.03% | 0.70% | 0.18% or less |
| ProfitabilityReturn on assets | 1.06% | 0.65% | 1.19% or more |
| LendingLoans per $100 deposited | $63 | $59 | — |
- CapitalNet worth ratio12.11%Peers’ middle 14.31% · Top 25% 19.38%+
- Troubled loans60+ days late0.03%Peers’ middle 0.70% · Top 25% ≤0.18%
- ProfitabilityReturn on assets1.06%Peers’ middle 0.65% · Top 25% 1.19%+
- LendingLoans per $100 deposited$63Peers’ middle $59
Compared with the 2,478 credit unions with under $100 million in assets. The strongest quarter is what the best 25% of them reach: more capital and profit, fewer troubled loans. Lending has no better end.Troubled loans are loans 60 or more days late.
Regulators’ own ratings of Suwannee River Federal Credit Union are confidential. These figures are what it reports to the NCUA each quarter, set beside its peers; they aren’t a rating.