Credit union · NCUA insured
Suwannee River Federal Credit Union Savings Rates
Suwannee River Federal Credit Union’s best savings rate is 0.50% APY on $10,000, with its Term Share Account. Rates checked October 15, 2026.
How Suwannee River Federal Credit Union’s savings rates compare
Compared with banks and credit unions in Florida, where Suwannee River Federal Credit Union has the most branches. $10,000, best rate first.
This credit union’s best
Suwannee River Federal Credit Union
0.50%APY
- Requires
- None
- Minimum
- —
- Earns on $10,000 a year
- $50
Term Share Account
Top rate
JM Associates FCU
5.12%APY
- Requires
- None
- Minimum
- —
- Earns on $10,000 a year
- $512
2nd-highest rate
American Pride Bank
5.00%APY
- Requires
- Monthly account activity
- Minimum
- $50
- Earns on $10,000 a year
- $500
Suwannee River Federal Credit Union savings score
79
Savings score
Higher than 48% of U.S. banks and credit unions
- $1,000 balance$1,0000.50%
- $10,000 balance$10,0000.50%
- $100,000 balance$100,0000.50%
- QualifiedQualified0.50%
Each track runs from the lowest to the highest rate among U.S. banks and credit unions; the dot is this rate.Qualified: needs another account or monthly activity.
Where Suwannee River Federal Credit Union ranks
By savings score, in each area where it has branches
Every rate
Current savings rates
Rates from the credit union’s website. Earnings assume the rate doesn’t change.
Term Share Account
0.50%APY · 1 term
Effective as of 04/22/2025. Early withdrawal from certificates will be subject to a 90 day dividend penalty.
| Term | APY | Earns on $10,000Earns |
|---|---|---|
| 6 months | 0.50% | $25 |
Sources (1)
- suwanneeriverfcu.org/rates.php · captured Sep 18, 2026
Special-purpose accounts
Term Share IRA
1.00%APY · 1 term
Effective as of 04/25/2025. Call the credit union to verify rates.
| Term | APY | Earns on $10,000Earns |
|---|---|---|
| 12 months | 1.00% | $100 |
Sources (1)
- suwanneeriverfcu.org/rates.php · captured Sep 18, 2026
Who can join Suwannee River Federal Credit Union
This may be incomplete or out of date, so check with the credit union before you apply.
Where you live or work
- Anyone who lives, works, worships, or attends school in Suwannee or Hamilton County, Florida is eligible for membership.
Employers and groups
- Employees of numerous employers and organizations in Lafayette and Dixie Counties, Florida are eligible for membership.
Family and household
- Immediate family members of present Suwannee River Federal Credit Union members are eligible for membership.
Membership information collected October 5, 2026.