Compare Bank & Credit Union Rates
Best savings rates in Florida
Compare published savings yields, money market accounts included, with minimums, requirements, collection dates and original sources.
Top savings rates
Showing 376–390 results in Florida
- San Antonio Citizens Federal Credit UnionAdditional Share SavingsSavings · $5 min
Credit union · 4 branches
0.10%APY$10 a year on $10,000Requirements
Product: Additional Share accounts can be opened and assigned personalized names to segment savings goals.
0.10% interest rate
Rate checked
More details - San Antonio Citizens Federal Credit UnionMembership Share SavingsSavings · $5 min
Credit union · 4 branches
0.10%APY$10 a year on $10,000Requirements
Product: Initial deposit of $5.00 serves as share of ownership in credit union and is placed on hold throughout membership. Dividends calculated daily and credited monthly.
Offer: Dividends calculated daily and credited monthly. Initial $5.00 deposit required for membership share.
0.10% interest rate
Rate checked
More details - Dade County Federal Credit UnionShare SavingsSavings · $100 min · 0.05%–0.15% by balance
Credit union · 11 branches
0.10%APY$10 a year on $10,000Requirements
Product: Individuals and their families who live, work, worship, attend school, or operate a business in Palm Beach, Broward, Miami-Dade, or Monroe County are eligible. Primary membership account. Dividends compounded and credited quarterly. Maintain an average daily balance of $100 to earn dividends. A $25 closing fee applies if closed within the first 180 days of opening.
Offer: Maintain an average daily balance of $100 to earn dividends.
0.05% interest rate · Effective Feb 17, 2026
Rate by balance
Rate by balance for Share Savings Balance APY $100 – $500 0.05% $500 – $5,000 0.05% $5,000 – $50,000Your amount 0.10% $50,000 and up 0.15% Rate checked
More details - 0.10%APY$10 a year on $10,000
Requirements
Product: Establishes credit union membership; minimum balance of $5.00 required at all times.
Rate checked
More details - 0.10%APY$10 a year on $10,000
Requirements
Product: Membership Account. Minimum Balance $5.00 or $25.00 with a share draft account.
Offer: Compounded monthly.
0.10% interest rate · Compounded monthly · Effective Sep 28, 2023
Rate checked
More details - 0.10%APY$10 a year on $10,000
Requirements
Product: Minimum Balance $5.00. No minimum withdrawal amount or early withdrawal penalty.
Offer: Compounded monthly.
0.10% interest rate · Compounded monthly · Effective Sep 28, 2023
Rate checked
More details - 0.10%APY$10 a year on $10,000
Requirements
Product: Must maintain a minimum of $5 in account to maintain Membership in the Credit Union. Account must maintain an overall deposit balance of $250 coupled with a credit union loan to avoid an Account Relationship fee. Can be used as overdraft protection.
Offer: Dividend rate 0.10%, variable rate, compounded and paid monthly. $5 monthly fee/Account Relationship fee applies unless meeting relationship requirements ($250 overall deposit balance coupled with a credit union loan). $5 minimum balance.
0.10% interest rate · $5 monthly fee · Effective Aug 28, 2026
Rate checked
More details - 0.09%APY$9 a year on $10,000with conditions
Requirements
Product: Available in select markets/regions. Monthly service fee is waived with a linked Citi checking account, an average monthly balance of $500 or more, or enrollment in Citi Priority, Citigold, or Citigold Private Client relationship tiers. Accounts with a zero balance for 90 calendar days are subject to closure.
Offer: Citigold relationship tier (requires $180,000 CAMB in Eligible Deposit and Investment accounts). Rates apply to ZIP 57108 (OUT pricing region). Monthly fee waived for Citigold tier.
Qualified rate · 0.09% interest rate · $4.50 monthly fee
Rate checked
More details - 0.08%APY$8 a year on $10,000
No monthly fee · Effective Oct 1, 2026
Rate checked
More details - Radiant Credit UnionSpecial ShareSavings · $500 min · 0.05%–0.08% by balance
Credit union · 14 branches
0.08%APY$8 a year on $10,000Requirements
Product: Quarterly compounding. Great for vacation or holiday savings accounts. No limitation as to how many shares can be opened.
Offer: Quarterly compounding.
0.05% interest rate · Effective Jul 1, 2026
Rate by balance
Rate by balance for Special Share Balance APY $500 – $10,000 0.05% $10,000 and upYour amount 0.08% Rate checked
More details - Radiant Credit UnionRegular ShareSavings · $500 min · 0.05%–0.08% by balance
Credit union · 14 branches
0.08%APY$8 a year on $10,000Requirements
Product: Quarterly compounding.
Offer: Quarterly compounding.
0.05% interest rate · Effective Jul 1, 2026
Rate by balance
Rate by balance for Regular Share Balance APY $500 – $10,000 0.05% $10,000 and upYour amount 0.08% Rate checked
More details - Faith Connection FCUMoney Market AccountMoney Market Account · $2,500 min · 0.05%–1.01% by balance
Credit union · 1 branch
0.08%APY$8 a year on $10,000Requirements
Product: Dividends compounded monthly and credited quarterly. Average Daily Balance. A penalty is imposed for early withdrawal. Fees could reduce earnings.
0.05% interest rate · Compounded monthly · Effective Oct 1, 2026
Rate by balance
Rate by balance for Money Market Account Balance APY $2,500 – $10,000 0.05% $10,000 – $25,000Your amount 0.08% $25,000 – $50,000 0.25% $50,000 – $100,000 0.50% $100,000 and up 1.01% Rate checked
More details - PNCPremiere Money Market AccountPremiere Money Market Account · $1 min · 0.07%–0.08% by balance
Bank · 196 branches
0.07%APY$7 a year on $10,000with conditionsRequirements
Product: Minimum opening deposit is $0 online or $25 at a branch. Monthly service charge of $12 waived with an average monthly balance of $5,000 or when linked to a select PNC checking account. Minimum to earn interest is $1.
Offer: PNC TotalRewards Platinum Tier Boost. Requires enrollment in Platinum Tier based on Average Eligible Balance of $500,000 or more.
Qualified rate · 0.07% interest rate · $12 monthly fee · Effective Oct 21, 2026
Rate by balance
Rate by balance for Premiere Money Market Account Balance APY Up to $10,000 0.07% $10,000 – $25,000Your amount 0.07% $25,000 – $50,000 0.07% $50,000 – $100,000 0.07% $100,000 – $250,000 0.08% $250,000 – $500,000 0.08% $500,000 – $1,000,000 0.08% $1,000,000 and up 0.08% Rate checked
More details - PNCPremiere Money Market AccountPremiere Money Market Account · $1 min · 0.05%–0.07% by balance
Bank · 196 branches
0.06%APY$6 a year on $10,000with conditionsRequirements
Product: Minimum opening deposit is $0 online or $25 at a branch. Monthly service charge of $12 waived with an average monthly balance of $5,000 or when linked to a select PNC checking account. Minimum to earn interest is $1.
Offer: PNC TotalRewards Gold Tier Boost. Requires enrollment in Gold Tier based on Average Eligible Balance of $100,000 to $499,999.99.
Qualified rate · 0.06% interest rate · $12 monthly fee · Effective Oct 21, 2026
Rate by balance
Rate by balance for Premiere Money Market Account Balance APY Up to $10,000 0.06% $10,000 – $25,000Your amount 0.06% $25,000 – $50,000 0.06% $50,000 – $100,000 0.06% $100,000 – $250,000 0.07% $250,000 – $500,000 0.07% $500,000 – $1,000,000Standard rate tier. Monthly fee waived if avg monthly balance >=$5,000 or linked to select PNC checking. Opening deposit $25 at branches; online opening minimum $0. 0.05% $1,000,000 and upStandard Rate. $0 minimum deposit to open online ($25 in branches). $12 monthly fee waived with $5,000 average monthly balance or linked select PNC checking account. 0.05% Rate checked
More details - Huntington BankHuntington Relationship SavingsSavings · $100 min · 0.01%–0.06% by balance
Bank · 20 branches
0.06%APY$6 a year on $10,000with conditionsRequirements
Product: Monthly maintenance fee of $10 waived with an average daily balance of $2,500 or when you also own a Huntington personal checking account. Minimum opening deposit is $100. Higher relationship rates available when linked with qualifying checking accounts. Rates are specific to ZIP code 43215.
Offer: Non-Relationship Promotional Rate; requires new money to Huntington (money not currently on deposit in any Huntington account except maturing consumer CDs). Rate applies to ZIP code 43215.
Qualified rate · 0.01% interest rate · $10 monthly fee · Effective Oct 5, 2026
Rate by balance
Rate by balance for Huntington Relationship Savings Balance APY Up to $5,000 0.01% $5,000 – $2,000,001Your amountStandard Rate with qualifying, open Private Client Account. 0.06% $2,000,001 – $100,000,000,000requires new money to Huntington. Bank reserves the right to limit acceptance of deposits greater than $2,000,000.00. 0.01% Rate checked
More details
Carrot Score rates each institution on all its CD, savings, auto loan and credit card rates, not just the account shown. How we rank
What savings accounts pay in Florida
557 accounts at 207 banks and credit unions · checked Oct 22–23
- Typical
- 0.20%
- Top 10% from
- 2.11%
- Banks, typical
- 0.20%
- Credit unions, typical
- 0.25%
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Florida
Top Carrot institutions
Ranked across their CDs, savings, auto loans and credit cards. How scores work
- Innovations Financial Credit UnionCredit union · 9 branches
- Climate First BankBank · 4 branches
- Oxford Federal Credit UnionCredit union · 1 branch