Credit union · NCUA insured
JetStream FCU Savings Rates
JetStream FCU’s best savings rate is 0.35% APY on $10,000, with its Money Market Account. Rates checked October 15, 2026.
How JetStream FCU’s savings rates compare
Compared with banks and credit unions near Miami, FL, where JetStream FCU has the most branches. $10,000, best rate first.
This credit union’s best
JetStream FCU
0.35%APY
- Requires
- None
- Minimum
- $0
- Earns on $10,000 a year
- $35
Money Market Account
Top rate
JM Associates FCU
5.12%APY
- Requires
- None
- Minimum
- —
- Earns on $10,000 a year
- $512
2nd-highest rate
HSBC USA
4.40%APY
- Requires
- Monthly account activity
- Minimum
- —
- Earns on $10,000 a year
- $440
JetStream FCU savings score
73
Savings score
Higher than 34% of U.S. banks and credit unions
- $1,000 balance$1,0000.10%
- $10,000 balance$10,0000.35%
- $100,000 balance$100,0000.75%
- QualifiedQualified0.35%
Each track runs from the lowest to the highest rate among U.S. banks and credit unions; the dot is this rate.Qualified: needs another account or monthly activity.
Where JetStream FCU ranks
By savings score, in each area where it has branches
Every rate
Current savings rates
Rates from the credit union’s website. Earnings assume the rate doesn’t change.
Money Market Account
Up to 0.35%APY
Membership Eligibility: Residency (Broward or Miami-Dade County, Florida, or in Carolina, Trujillo Alto, or San Juan, Puerto Rico), Family (immediate family of member), or Employment (Select Employee Groups).
| Balance | APY | Earns on $10,000 a yearEarns |
|---|---|---|
| $2,500 and up | 0.25% | $25 |
| $10,000 and up | 0.35% | $35 |
| $25,000 and up | 0.45% | — |
| $50,000 and up | 0.75% | — |
| $100,000 and up | 0.75% | — |
| $200,000 and up | 0.75% | — |
Sources (2)
All captured Sep 18, 2026
Membership Savings Account
0.10%APY
Must maintain a minimum of $5 in account to maintain Membership in the Credit Union. Account must maintain an overall deposit balance of $250 coupled with a credit union loan to avoid an Account Relationship fee. Can be used as overdraft protection.
| BalanceRequirement | APY | Earns on $10,000 a yearEarns | Requirement |
|---|---|---|---|
| $50 and upDividend rate 0.10%, variable rate, compounded and paid monthly. $5 monthly fee/Account Relationship fee applies unless meeting relationship requirements ($250 overall deposit balance coupled with a credit union loan). $5 minimum balance.$50 and up | 0.10% | $10 | Dividend rate 0.10%, variable rate, compounded and paid monthly. $5 monthly fee/Account Relationship fee applies unless meeting relationship requirements ($250 overall deposit balance coupled with a credit union loan). $5 minimum balance. |
Sources (2)
All captured Sep 18, 2026
Special-purpose accounts
IRA Savings
0.25%APY
Available as Traditional IRA or Roth IRA. Dividends accrue daily and compounded monthly. No monthly fees. Tax-advantaged retirement savings.
| BalanceRequirement | APY | Earns on $10,000 a yearEarns | Requirement |
|---|---|---|---|
| $1 and upDividend rate 0.25%, variable rate, compounded and paid monthly. $0 minimum balance. No monthly fees.$1 and up | 0.25% | $25 | Dividend rate 0.25%, variable rate, compounded and paid monthly. $0 minimum balance. No monthly fees. |
Sources (2)
All captured Sep 18, 2026
Club Account
0.10%APY
| BalanceRequirement | APY | Earns on $10,000 a yearEarns | Requirement |
|---|---|---|---|
| $50 and upDividend rate 0.10%, variable rate, compounded and paid monthly. $0 minimum balance.$50 and up | 0.10% | $10 | Dividend rate 0.10%, variable rate, compounded and paid monthly. $0 minimum balance. |
Sources (2)
All captured Sep 18, 2026
Who can join JetStream FCU
This may be incomplete or out of date, so check with the credit union before you apply.
Where you live or work
- Eligibility is open to anyone who lives, worships, works (or regularly conducts business in), or attends school in, or businesses and other legal entities located in Broward or Miami-Dade Counties, FL, or in Carolina, Trujillo Alto, and San Juan, PR.
Employers and groups
- Eligibility is open to employees of partner companies / Select Employee Groups (SEGs).
Family and household
- Eligibility is open to immediate family and household members of current JetStream Federal Credit Union members, and businesses they may own.
Other ways
- Eligibility is open to volunteers in the community.
Cost to join
- An initial deposit check of $25 payable to JetStream FCU is required when submitting a membership application by mail.
Membership information collected October 5, 2026.