Credit union · NCUA insured
Dade County Federal Credit Union
A $1.5B credit union, the 320th largest of 4,329, headquartered in Sweetwater, FL, with 110,379 members and 11 branches in Florida. Best rates: CDs 4.10% and savings 0.45% APY.
Dade County Federal Credit Union Carrot Score
81
Carrot Score
Higher than 56% of U.S. banks and credit unions
#28 of 67 in Miami, FL metroHow the score works →
Deposits are federally insured by the NCUA up to $250,000 per depositor.
About Dade County Federal Credit Union
- Headquarters
- 1500 NW 107th Ave, Sweetwater, FL 33172-2706
- NCUA charter
- 24508
Branches
11 branches in Florida
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Florida
11 branches
- Main OfficeMain office1500 NW 107th Ave, Sweetwater, FL 33172Directions
- South Branch20295 S Dixie Hwy, Cutler Bay, FL 33189Directions
- Hialeah Branch1012 W 49th St, Hialeah, FL 33012Directions
- Homestead Branch29850 S Dixie Hwy, Homestead, FL 33033Directions
- Downtown Branch111 NW 1st ST, Miami, FL 33128Directions
- Jackson Memorial Hospital Branch1611 NW 12th Ave Ste H, Miami, FL 33136Directions
- Kendall Branch10900 SW 88th St, Miami, FL 33176Directions
- Miami Gardens Branch20645 NW 2nd Ave, Miami Gardens, FL 33169Directions
- Miami Gardens Walmart19501 NW 27th Ave, Miami Gardens, FL 33056Directions
- Pembroke Pines179 N Hiatus Rd, Pembroke Pines, FL 33026Directions
- Mobile Branch1500 NW 107th Ave, Sweetwater, FL 33172Directions
Walk-in offices from the NCUA directory as of March 31, 2026. Directions open Google Maps. A nearby branch doesn’t mean you can join or open an account.
Financial details
| Measure | This credit union | Peers’ middle | Strongest quarter |
|---|---|---|---|
| CapitalNet worth ratio | 13.09% | 10.86% | 12.59% or more |
| Troubled loans60+ days late | 0.31% | 0.70% | 0.46% or less |
| ProfitabilityReturn on assets | 1.72% | 0.82% | 1.16% or more |
| LendingLoans per $100 deposited | $93 | $88 | — |
- CapitalNet worth ratio13.09%Peers’ middle 10.86% · Top 25% 12.59%+
- Troubled loans60+ days late0.31%Peers’ middle 0.70% · Top 25% ≤0.46%
- ProfitabilityReturn on assets1.72%Peers’ middle 0.82% · Top 25% 1.16%+
- LendingLoans per $100 deposited$93Peers’ middle $88
Compared with the 479 credit unions with $1 billion or more in assets. The strongest quarter is what the best 25% of them reach: more capital and profit, fewer troubled loans. Lending has no better end.Troubled loans are loans 60 or more days late.
Regulators’ own ratings of Dade County Federal Credit Union are confidential. These figures are what it reports to the NCUA each quarter, set beside its peers; they aren’t a rating.